Category Archives: Christianity

Thrivent claims experiences impact on my faith and others, Thrivent claims core Christian values but that was not my experience, Impact not just financial physical & emotional 

Thrivent claims experiences impact on my faith and others, Thrivent claims core Christian values but that was not my experience, Impact not just financial physical & emotional

“Though I speak with the tongues of men and of angels, and have not charity, I am become as sounding brass, or a tinkling cymbal”…1 Corinthians 13

“But false prophets also arose among the people, just as there will be false teachers among you, who will secretly bring in destructive heresies, even denying the Master who bought them, bringing upon themselves swift destruction. And many will follow their sensuality, and because of them the way of truth will be blasphemed. And in their greed they will exploit you with false words.”…2 Peter 2:1-3

“And you shall know the truth, and the truth shall set you free.”…Jesus, John 8:32

 

This may be the most important article that I write about my claims experiences with Thrivent Financial for Lutherans (and now anybody).

Aside from the devastating financial, physical and emotional impact of their treatment of me over many years and 2 claims experiences, there was potential for impacting my faith.

If Thrivent had been my predominant experience with the Lutheran Church, I would have run away screaming in despair.

From the Washington Post March 28, 2014.

The change from “Thrivent Financial for Lutherans” to just “Thrivent Financial” was not a simple response to declining membership in the Lutheran church, Moeller said, although that factor was discussed during the lengthy transition talks.

It’s more about having a long-term strategy to share the company’s Christian business principles with more people, he said.

“It will open many, many new doors for us in terms of our ability to expand and help our members and communities,” he said.

The U.S. has three main Lutheran denominations, the Evangelical Lutheran Church in America, the Lutheran Church-Missouri Synod, and the Wisconsin Evangelical Lutheran Synod. The ELCA, the largest of the three with 3.9 million members in the U.S., reported a drop in weekly attendance of 26 percent from 2003 to 2011.

https://www.washingtonpost.com/national/religion/thrivent-financial-is-no-longer-for-lutherans-only/2014/03/28/2b47102e-b6ae-11e3-9eb3-c254bdb4414d_story.html?utm_term=.acc9a426cfda

There are 2 main messages in what I write here:

1. Put your faith in God and the message of Jesus.

2. Whether you are involved in an organized religion or not, live your life properly, as Jesus taught. People may not believe what you say but they will certainly believe what you do.

“Let your light so shine before men, that they may see your good works, and glorify your Father which is in heaven.” Matthew 5:16

I was baptized as an infant in the Lutheran Church, raised attending, was an acolyte, attended catechism class and confirmed at age 12.
I sang in the choir for years.

As I grew older I became less enamored with organized religion, with its emphasis on money, buildings and temporal matters.

I have attended other denominations and hung out with the Baptists.

I have known many Godly people of various denominations.

I have also observed behavior that would turn many away.

During my first claims experience with Thrivent in 2002, I had a conversation with Sandy Kruse. I had been in great pain before, during and after surgery. I had been trying to get a proper date of disability from the surgeon to Thrivent. It was frustrating. As it turns out, and well documented now, Thrivent used the incorrect language of “unable to work” instead of “unable to perform regular occupation.” Thrivent later corrected a form but never apologized to me or made reparations.

During the conversation, as indicated by Thrivent in the transcript of the call I requested, I quoted 3 different bible verses. Ms. Kruse was offended and went on to slander and libel me with the local Thrivent rep.

In the second claims experience, beginning in 2009, I now have proof that Thrivent fraudulently misrepresented the policy provisions and used this posture for unreasonable requests and ultimately to accuse me of fraud when in fact it was they who were committing fraud.

Thrivent has been the antithesis of exhibiting core Christian values.

I am not the only one affected.

George Tiedemann, a Lutheran, was surprised at how he was treated by Thrivent:

“The insurance the Tiedemanns bought in 1993 didn’t restrict their ability to sue over disputes. But in 1999 Aid Association for Lutherans amended its bylaws, effectively blocking policyholders from the courts and substituting a three-step dispute-resolution process.

For members who have found themselves in disputes with Thrivent, the retroactive change rankles. “You’re wondering how Lutheran organizations can treat their own customers that way,” says Mr. Tiedemann, an 83-year-old retiree who navigated the dispute-resolution process for more than two years before giving up. The couple is maintaining Lucy Tiedemann’s policy, who is recovering from a recent fall.”

http://eachstorytold.com/2018/06/24/george-tiedemann-obituary-mr-tiedemann-featured-in-wsj-article-about-thrivent-some-life-insurers-play-by-different-rules-george-and-lucy-tiedemann-navigated-the-dispute-resolut/

I quote the bible more than ever.

Putting too much faith in people and institutions will fail.

Thrivent has not shaken my faith.

However, my trust in the Lutheran Church or any other organized religion has diminished.

Perhaps that is a blessing.

I have long believed that there needs to be another reformation.

I strongly believe that now.

I consider myself more a Christian than Lutheran.

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

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Thrivent claim struggle, What would Jesus say?, Jesus often quoted Old Testament, Thrivent core Christian values?, Answer in bible

Thrivent claim struggle, What would Jesus say?, Jesus often quoted Old Testament, Thrivent core Christian values?, Answer in bible

“I worked at Thrivent Financial full-time (More than 8 years)”                      “Claims to be based on Christian values but does not adhere to them.”…Former Thrivent employee

“Companies And CEOs Rarely Admit To Wrongdoing”…NPR, Sept. 20, 2013

“And you shall know the truth, and the truth shall set you free.”…Jesus, John 8:32

 

My first claim experience with Thrivent was in 2001-2002.

I was criticized by Sandy Kruse then for quoting 3 bible verses.

Jesus often quoted the Old Testament.

My much larger, much more significant claims experience with Thrivent has been from 2009 on.

I have been put through hell without experiencing any blessings from Thrivent’s touted core Christian values.

I have been honest and timely with information required per the contract for the claim.

I have written Thrivent direct, had 2 attorneys write letters or represent me otherwise and have appealed multiple times in articles on the internet for Thrivent to do a proper investigation and realize the harm they have done to me.

I have also appealed directly to 2 Thrivent outside attorneys providing them with the true facts of the case and recently provided one with a heads up regarding the wacko “Alice in Wonderland” contract explanation sent to the NC Insurance Commission by a Thrivent employee.

The employee is Sandy Headington.

I even offered, in the spirit of compromise, Thrivent a face saving option, to engage me as a consultant to reveal serious flaws in their claims process.

“Pride goeth before destruction.” Proverbs 16:18

I have tried everything I can think of to get the attention of Thrivent, to get them to see the light, and to do the right thing.

I have tried to do the right thing.

How should disputes and offenses be dealt with
between believers in the church fellowship?

“In Matthew 18:15-17, Jesus established a procedure to be followed in the event that a brother would commit a sin or offense against another Christian. Many Christian scholars believe that this is one of the most neglected teachings of the entire Bible. It’s been said that if all believers would simply obey scripture, to go and confront their offenders in the manner Jesus gave, it would solve over half of all problems which exist in the church.

It is important to confront those brethren who have trespassed against us for the following five reasons:

(1) To resolve misunderstandings. Most offenses in the church result from misunderstandings and many could be quickly resolved if offended parties would just go to the source and find out the facts. Unfortunately, some offended people will just absorb the offense silently, while growing bitter and resentful. It is important to God, and a matter of obedience to His Word, that such issues are confronted.

(2) To maintain peace in the body of Christ (Eph. 4:1-3). Whenever there is friction and turmoil between believers it affects the whole body. It hinders people from entering into worship and receiving from God’s Word. It creates an uninviting atmosphere for visitors in the church, it may hinder people from coming to Christ, and can even grieve the Holy Spirit (Eph. 4:30-32).

(3) So Satan cannot gain advantage over us (2 Cor. 2:10-11). For our own spiritual well-being, we must be quick to resolve our differences with brethren and forgive. Satan can hinder our spiritual life, and even deceive us into apostasy, through harbored bitterness or unforgiveness (Matt. 18:35).

(4) So that the offender is held accountable — to not repeat his actions to harm the faith of others (Matt. 18:6). Persons who bring offense against you are likely to repeat similar acts against others. Confronting their offensive behavior may cause them to restrain their actions from causing further offenses.

(5) To restore a fallen brother (Gal. 6:1). Christians must make every attempt to restore brethren who fall into sin. Especially when the transgression has been committed against us, our love for our brother’s spiritual well-being demands that we confront the brother so that he might be reconciled to God.

How to deal with the trespasser: The following scripture is how Jesus taught for Christians to confront those brethren who have wronged them.

Matthew 18:15 “Moreover if your brother sins against you, go and tell him his fault between you and him alone. If he hears you, you have gained your brother.
18:16 But if he will not hear you, take with you one or two more, that by the mouth of two or three witnesses every word may be established.
18:17 And if he refuses to hear them, tell it to the church. But if he refuses even to hear the church, let him be to you like a heathen and a tax collector.””

http://www.victorious.org/cbook/chur29-confront-disputes

Are Sandy Kruse and Sandy Headington the same person?

Every internet search that I did revealed that Sandy Kruse was also referred to as Sandy Headington and vice versa. Sandy Headington is married. Same address.

Both Sandys apparently did not understand earned income in the context of the contract.

Sandy Kruse criticized my use of bible verses.

Sandy Headington totally misquoted the contract and then attacked me.

Core Christian values?

Sandy Headington, in her letter to the NC Insurance Commission, wrote:

“In 2018, Wells took to social media in an attempt to paint Thrivent in an unflattering light”

“Thrivent, through Attorney [redacted], has advised Wells to remove any and all postings designed to smear Thrivent’s name. Wells has been advised Thrivent will move forward with arbitration proceedings, including an injunction preventing further posting and any such action deemed appropriate based on Wells’s actions.”

From the Thrivent Code of Conduct:

“How might my behavior be perceived if it appeared in social media feeds, on the news or in tomorrow’s headlines?”

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

Thrivent Financial for Lutherans “Code of Conduct” vs my claims experience, “Though I speak with the tongues of men and of angels, and have not charity”

Thrivent Financial for Lutherans “Code of Conduct” vs my claims experience, “Though I speak with the tongues of men and of angels, and have not charity”

“Though I speak with the tongues of men and of angels, and have not charity, I am become as sounding brass, or a tinkling cymbal”…1 Corinthians 13

“We ended the year with a total adjusted surplus of $ 4.6 billion.”…Thrivent Magazine spring 2010

“How might my behavior be perceived if it appeared in social media feeds, on the news or in tomorrow’s headlines?”...Thrivent’s latest “Code of Conduct”

 

I recently received a “gift” from the NC Insurance Commission regarding my claims with Thrivent Financial for Lutherans.

This “Rosetta Stone” reveals the “Alice in Wonderland” protocol and subsequent treatment of me and my claims.

I have a code of ethics.

First and foremost, I do not lie. I do not misrepresent the policy provisions or claims information.

Thrivent has indicated that they do not like what I have written. They have threatened me with legal action.

I gave Brad Hewitt, Chief Executive Officer a heads up in a Citizen Wells article dated July 30, 2018.

I gave their outside attorney a heads up in an email dated August 22, 2018.

I am prepared to move forward with the truth.

Below are some relevant highlights from Thrivent’s “Code of Conduct” from several years ago.

“How would my action look as a headline in tomorrow’s newspaper?” from Page 4 seems relevant.

Page 2

“Just as The Thrivent Way encourages all of us to be trustworthy in character and competence, our Code of Conduct helps us live out and demonstrate the principles of The Thrivent Way. Thrivent’s Code of Conduct helps guide our actions and choices.

At its core, the Code of Conduct boils down to common sense—treat others with
respect, follow the law and adhere to Thrivent policies and expectations. It’s a simple concept that helps us best serve our members and society.”

Page 4

“The Thrivent Way

Our mission, vision and values
We are a membership organization of Christians, and our members are our owners. Our purpose is to serve our members and society by guiding both to be wise with money and live generously.
We believe that all we have is a gift from God and that generosity is an expression of faith.
We succeed when our members, their families and their communities thrive.
We value our relationships, so we will:Be trustworthy in character and competence,
and Act like owners and treat each other as owners, and Live balanced and generous lives.”

“Thrivent Financial is dedicated to acting in the interest of our member-owners.
Ethics matter, and we expect everyone acting on behalf of Thrivent to know and
understand our Code of Conduct and follow its principles.”

“Making the Right Decisions

Our Code highlights key principles that guide our behavior at Thrivent, but it can’t address every ethical situation. In those cases, use your best judgment to make the right decision or seek guidance.

Consider these questions before you act:
• Does my action conflict with The Thrivent Way?
• Is it legal?
• How would my family or friends view my behavior?
• How would my action look as a headline in tomorrow’s newspaper?
• Could my behavior harm Thrivent’s reputation?”

Page 13

“Know the Signs of Fraud
Fraudulent activities are known to have occurred in most companies.
Although most people have honest intentions, it’s in our best interest
to remain vigilant and help prevent fraud by understanding the common
signs of fraudulent behavior.”

“Misrepresentation related to an application or claim.”

Page 14

Fraternal Status
To protect our fraternal heritage and maintain our fraternal status, Thrivent will follow the federal and state requirements applicable to fraternal benefit societies.
We will not inappropriately utilize our fraternal status to competitive advantage.

Thrivent’s latest “Code of Conduct.”

http://cdn.coverstand.com/37774/271455/0b8f1921bcfd7ec219a6e30e93157d88675a9955.62.pdf

Note the latest version states:

“How might my behavior be perceived if it appeared in social media feeds, on the news or in tomorrow’s headlines?”

Once again I present to Thrivent:

“Those who use the sword will die by the sword.”…Matthew 26:52

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

Christians in Nazi Germany, Hitler and the Protestants, The “German Christians”, How good people allowed evil to spread, No excuse for mass approval of Nazism by German Protestants or other German groups

Christians in Nazi Germany, Hitler and the Protestants, The “German Christians”, How good people allowed evil to spread, No excuse for mass approval of Nazism by German Protestants or other German groups

“Through God’s intercession, our beloved German Fatherland has experienced a mighty exaltation. In this turning point in history we hear, as faithful evangelical Christians, the call of God to a closing of ranks and a return, the call also for a single German Evangelical Church …. The Confessions are its unalterable basis …. A national bishop of the Lutheran confession stands at its head …. Christ comes again and brings an eternal completion in the majesty of His Kingdom.”…”Hitler and the Protestants”, SpindleWorks

“Those who don’t know history are destined to repeat it.”… Edmund Burke

“What has been will be again,
what has been done will be done again;
there is nothing new under the sun.”…Ecclesiastes 1:9

 

In ordnung is a German expression that means in order.

The Amish have their ordnung and if you listen closely, you will hear it often used in German World War II movies.

Ordnung is important to Germans and one of the reasons otherwise good “Christians” in Nazi Germany looked the other way.

How good people allowed evil to spread.

From Spindle Works.

“The Protestant churches in Nazi Germany”

“The rise of Hitler

Hitler and his Nazis had been agitating throughout the twenties, but they did not become influential until the stock market crash of 1929 had introduced the great depression. That depression hit Germany hard and caused many to look for a strong man to pull them out of the morass. Hitler grasped the opportunities offered by the depression and the general feeling of malaise. He not only promised jobs and renewed prosperity, but also all the other things the majority of Germans wanted: a restoraton of Germany’s greatness, revenge on the allies for the Versailles treaty, a war to the death on socialists and communists, law and order, strict discipline, and strict public morality. A revival of the old, conservative, paternalistic and imperial Germany was beckoning – and it would be a Christian Germany once more. At least, so Hitler promised.

In fact, Hitler hated Christianity and was convinced that it was incompatible with National Socialism. He was enough of an opportunist, however, to realize that the Christian tradition was still strong in Germany, and that he would be wise to begin by courting the churches’ favour. If they trusted him, they could be excellent supporters in his rise to power; if he alienated them, they could be formidable enemies. But although he courted them, he never intended to allow them any independent power in the totalitarian Nazi state: they were to be merely his tools, to be discarded when no longer needed.

In January 1933 Hitler became chancellor of Germany. In March of that year he addressed the churches as follows:

The national Government sees in the two Christian Confessions (Protestant and Roman Catholic) the most important factors for the preservation of our nationality. It will respect the agreements that have been drawn up between them and the provincial states.

. . . The national Government will provide and guarantee to the Christian Confessions the influence due them in the schools and education. It is concerned for genuine harmony between Church and State .

. . . The rights of the churches will not be curtailed; their position in relation to the State will not be changed.[1]

Hitler dealt first with the Roman Catholics. After discussions with the archbishops, who conferred with the pope, a concordat or agreement was signed in June 1933. The concordat assured the church (on paper) of its privileges and was intended to guarantee either its neutrality or its support for the Nazi regime. The Roman Catholic Centre Party was disbanded.

Hitler and the Protestants

When Hitler turned his attention to the Protestants, he faced a different situation. How does one deal with at least twenty-eight different church federations? The national assembly of these churches had no real authority, and the Protestants had neither archbishop nor pope. Hitler therefore decided to create such a figure. He suggested that the Protestant churches elect or appoint a national bishop who would sit in the religious affairs department (the Ministry of Cults) of the national government.

The reaction of some German church leaders was ecstatic, witness this message:

Through God’s intercession, our beloved German Fatherland has experienced a mighty exaltation. In this turning point in history we hear, as faithful evangelical Christians, the call of God to a closing of ranks and a return, the call also for a single German Evangelical Church …. The Confessions are its unalterable basis …. A national bishop of the Lutheran confession stands at its head …. Christ comes again and brings an eternal completion in the majesty of His Kingdom. [2]

Although not all Protestants voiced these sentiments, a general feeling of elation grew in the Protestant churches. Miracles seemed to be happening. The Protestants were asked once again to play a role in the affairs of the nation. They were even offered a chance to form a national, unified church. Could all this simply be coincidence? It seemed to be the hand of God at work in Germany. He was calling the churches back to their old place and task in the midst of the nation.

The Fuehrer was popular. He was giving work to the millions of unemployed. The country was picking up rapidly. Nationalism was growing. Leftists were being suppressed, Surely the Lord was with such a man as Adolf Hitler! Provincial churches united and synod after synod voiced its approval of a national church under one bishop. Few, very few people realized that all was not well. Fewer still issued warnings.

The “German Christians”

There was no excuse for this mass approval of Nazism by the German Protestants or, for that matter, by any other German group. They could have been aware of Hitler’s ideology and aims: he had revealed much of them in his autobiography Mein Kampf, published in the twenties. They could also have an inkling of what was likely to happen to the German churches if the Nazis gained power. Long before January 1933, when Hitler became chancellor, groups had arisen in Germany which attempted to combine Christianity with the type of paganism that the Nazis also espoused or would espouse. In 1932, that is, before Hitler became chancellor, a number of these groups had united in what came to be known as the movement of the “German Christians” (Deutsche Christen).

This movement espoused the Nazi party’s “positive Christianity,” which is meant, among other things, that it denied sin and depravity, as well as humility, and that it stressed nationalism and the saving character of the state. The church, as part of the state, was to march along-side the people to bring it to its earthly paradise. As Karl Barth described it, “The state is eternal, equal to the Bible in expressing God’s will. The Fuehrer is equal to the commands of God, rather, he is above them.” [3] With Hegel, Nietzsche, Rosenberg, and Wagner as their prophets, the “German Christians” preached their perverted gospel.

Their movement consisted of various streams. There were conservative Lutherans, who merely wanted a political voice in the new state, were against war debts, democracy, and the exclusion of the churches under the Weimar regime. Another stream propagated the religion of the “Volk,” an old, nineteenth-century idea. According to this group, Christ came to help Germans fulfil their potential as a separate folk and nation, with its own law: that of struggle. Germans were born for struggle: they would fulfil their folkishness by that means. The call to arms and slogan for the Christian life was “struggle, cross, and sacrifice” over against “false and weak freedom.” Christian ethics, such as those of the Sermon on the Mount, belonged to the kingdom of heaven, not to the earthly German one. Weaklings and non-Aryans were not to be allowed. Euthanasia was good; it would help keep the folk pure and strong. War also was good: it would bring the highest religion of all (Christianity) to other peoples, and it would bring the greatest folk of all, the Germans, to full fruition as rulers of lesser peoples and churches and religions. The Germans were the super race, the Herrenvolk.

Needless to say, Marxism, socialism, pacifism, as well as Jews and blacks and other non-Aryans, were to be rejected. Church confessions were declared outdated, and race and people, blood and soil, became the standards. Hitler stood next to Christ as the leader of all Germany, the manifestation of the divine in history. Hitler as Fuehrer was infallible, and revealed God’s will to men better than any Bible or confession, History had given Germany its messiah.”

Read more:

http://spindleworks.com/library/peet/german.htm#2r

 

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

To Brad Hewitt Chief Executive Officer of Thrivent Financial for Lutherans, My claims experience my background and thoughts, Request that you read and investigate facts, Opportunity to act out Christian beliefs

To Brad Hewitt Chief Executive Officer of Thrivent Financial for Lutherans, My claims experience my background and thoughts, Request that you read and investigate facts, Opportunity to act out Christian beliefs

“pre-dispute mandatory arbitration provisions are inappropriate in insurance policies and incompatible with the legal duties insurers owe policyholders when handling their claims.”…NAIC, National Association of Insurance Commissioners, August 15, 2016

“Thrivent contends that its commitment to individual arbitration is ‘”important to the membership because it reflects Thrivent’s Christian Common Bond, helps preserve members’ fraternal relationships, and avoids protracted and adversarial litigation that could undermine Thrivent’s core mission.’”…Thrivent v. Acosta Nov. 3, 2017

“Martin Luther may or may not have stated ‘Here I Stand’ but his actions certainly did.”…Citizen Wells

 

I have it on authority that Thrivent does not like what I have written about them.

I recently told the outside attorney who relayed this message that I endeavor to be accurate and do not lie.

I stated that if Thrivent finds any errors or wishes to respond with a rebuttal, I will accomodate them.

I also have not written about my later claims experience yet.

From my recent letter to

Mr. Mike Causey

NC Insurance Commissioner

” Most of my adult life was spent in IT. My first job was with a top 20 accounting firm in Greensboro. I taught college Computer Science for 5 years. The rest of my IT career was spent in higher level IT/management positions or in my own consulting firm. I represented 3 NC companies in Manhattan for their IT matters. I had the highest level of real estate licensing in NC, Broker in Charge until 2009. I have had 3 successful motions in NC court and zero failures.

I was baptized as an infant in the Lutheran Church, went through catechism class, was an acolyte, joined the church at age 12 and sang in a choir for years. The first time I was self employed in 1985, I took out a disability policy with AAL, Aid Association for Lutherans, a fraternal benefit society licensed to sell insurance in NC. They later became Thrivent. I believed I could trust them then.”

I have addressed to or copied Mr. Brad Hewitt, Chief Executive Officer of Thrivent Financial for Lutherans, multiple times over the years.

Someone(s) at Thrivent have read some of what I have written about them and my first claims experience

Mr. Hewitt, I hope this article reaches you.

  • From the “Thrivent’s Christian Calling” pdf: “Fraternal benefit societies have a common bond among members. Thrivent’s common bond is Christianity. We embrace the core Christian beliefs as articulated in the Apostles’ Creed”
  • From Thrivent vs Perez Sept. 29, 2016: “The MDRP is the sole means for presenting and resolving grievances, complaints, or disputes between Members, insureds, certificate owners or beneficiaries and Thrivent or Thrivent’s directors, officers, agents and employees. The MDRP reflects Thrivent’s Christian belief system and strives to preserve Members’ fraternal relationship.”
  • I can assure you that the “core Christian beliefs” touted in the above did not manifest in my claims experiences with Thrivent. The whole of my experience has been the recipient of adversarial and argumentative postures.
  • No one from the Thrivent headquarters/claims office ever expressed any concern over my well being or in truly helping me through difficult times. Not the least hint of living out Christian values.
  • I believe that your staff, especially your corporate and outside legal resources, believes they are right and I am wrong. I have dealt with numerous attorneys and their specialty is adversarial positions. They don’t however like being lied to. Your upper level staff has been misled.
  • My first claims experience, though simpler in scope, covers a lot of territory. It reveals much of a pattern I have experienced with Thrivent that may explain partly my last claims experience.
  • My first claims experience was presented here along with a summary. It contains indisputable facts that explain my level of frustration and dissatisfaction with Thrivent. I strongly suggest you read it and investigate and then reach out to me.
  • The bottom line is that Thrivent used the wrong language on the claims form, the language that the doctor had to follow for date of disability. I was ignored and ultimately slandered and libeled by Thrivent personnel (I have the transcript). Thrivent later corrected the claims form. They did not apologize to me or make restitution to me for my ill treatment.
  • In a recent email I sent to your outside attorney I stated:
    “We appear to be at an impasse.
    I am an expert on business & business systems. Over 30 years experience,
    with customers with $ 5 million to over a billion in sales.
    I represented 3 companies in Manhattan.
    My proposal:
    Take this out of the legal/adversarial mode.
    Hire me as a consultant to explain what happened and to prevent it from happening again.
    They tout the MDRP program as benefiting the members and representing their core Christian values.
    What better way to exemplify it than to create a win win situation, heal our wounds & to fix any problems in the system.
    I am certain a bible verse applies.”
  • This was difficult for me to write after what has transpired with the financial, physical and emotional toll on me. However, it is closer to what I believe is a Christian posture.

Here I stand.

First claims experience.

https://citizenwells.com/2018/07/25/thrivent-incompetence-misrepresentation-fraud-my-first-claims-experience-not-unique-thrivent-touts-core-christian-values-and-beneficial-dispute-resolution-wolf-in-sheeps-clothing-directed-by-devi/

 

More here:

https://citizenwells.com/

http://citizenwells.net/

Jesus Christ Superstar, Why I did not watch, Put simply: it trivializes Jesus and Christianity, NBC fake news, Truth Magazine: “There seems to be no end to the methods Satan will use to destroy faith in God”

Jesus Christ Superstar, Why I did not watch, Put simply: it trivializes Jesus and Christianity, NBC fake news, Truth Magazine: “There seems to be no end to the methods Satan will use to destroy faith in God”

“Evangelist Franklin Graham doesn’t believe it was the Russians who intervened in this year’s controversial presidential election.
It was God, he declared during President-elect Donald Trump’s final public rally before the Electoral College vote Monday.”…Franklin Graham

“NBC presents ‘Jesus Christ Superstar’. More fake news.”…Citizen Wells

“And you shall know the truth, and the truth shall set you free.”…Jesus, John 8:32

 

Why I did not watch “Jesus Christ Superstar” on fake news NBC last night?  Put simply: it trivializes Jesus and Christianity.

Truth Magazine explains this well.

“There seems to be no end to the methods Satan will use to destroy faith in God, in Christ, and in the Bible. The widely publicized and popular rock opera, Jesus Christ Superstar, is but another bold attack against the deity of Jesus and the truthfulness of the Bible. A greater distortion of the Bible and of the real character of Jesus would be hard to imagine. It depicts Jesus as being only a man who is deceived into thinking he is God’s Son. As a man he is depicted as being immoral by having a love affair with Mary Magdalene, who is supposed to be a harlot that has “had so many men before.”

In the opening song, “Heaven On Their Minds,” Judas is speaking to Christ and says:

“Jesus! You’ve started to believe

The things they say of you

You really do believe

This talk of God is true.

This is even a misrepresentation of Judas for he believed Jesus was speaking the truth. In Matt. 27:4 Judas said, “I have betrayed the innocent blood.” One of the charges against Jesus was that he claimed to be the Son of God. The only way he could be innocent regarding this charge was by being what he claimed.

In the opera when Jesus is instituting the “Lord’s Supper,” he says:

“For all you care this wine could be my blood

For all you care this bread could be my body

I must be mad thinking I’ll be remembered — yes

I must be out of my head!

Look at your blank faces!

My name will mean nothing

Ten minutes after I’m dead!”

Nowhere in the Bible does Jesus manifest doubt as to whether the apostles would remember him after his death. In Matt. 26:29 he promises to eat the Supper again with them in the “Father’s kingdom.” He knew this would be after his death and that they would be remembering him by eating the “Lord’s Supper.” Furthermore, Jesus never accused the eleven of not caring about him as is implied in the statement above.”

“These are only a few examples of the many perversions which are found in the script of Jesus Christ Superstar. The album sells for $10.98 at the local record shop here in Camden, and I understand that it has already sold over one million copies. It is amazing what a high price the Devil can charge for his perverted gospel and still get millions to buy it. This rock opera may portray “the modem interpretation of the last few days of Jesus life” as they claim in their advertisements, but it does not portray the interpretation of the inspired writers of the New Testament. The thing about it that amazes me most is the claim of some Christians that they cannot see anything wrong with it. But then Jesus did say some would close their eyes lest they should see (Matt. 13:15). Its whole design is to destroy faith in Jesus as God’s Son and makes a mock of all who believe him to be so. It depicts him as a mentally mad, would-be king, who failed in his quest for power. It ends with his death. Nothing is said about his resurrection. Thus, by implication they make his death the end and deny the one fact that proves his deity.”

Read more:

http://www.truthmagazine.com/jesus-christ-superstar

 

 

More here:

https://citizenwells.com/

http://citizenwells.net/

We were unseen poverty report from News Record, Living among Greensboro’s unseen, Frank McCain and Michael Cottingham, 41 million Americans living in poverty

We were unseen poverty report from News Record, Living among Greensboro’s unseen, Frank McCain and Michael Cottingham, 41 million Americans living in poverty

“And although the slights they felt that day during instances of people who knew them basically looking right past or through them might have momentarily hurt their feelings, they said they felt worse knowing that homeless and needy people are “looked past” every day.

“People don’t admit it, but most people in our community are two to three checks from being in that same position,””…Frank McCain, News Record expose

“Feeding the homeless sounds like you are not the same, that we are not the same community, but if I invite you over and serve you dinner it’s because you are my friend, we are in the same community, we are the same.”…Greensboro’s Amy “The Chicken Lady” Murphy

“He who has two coats, let him give to him who has none. He who has food, let him do likewise.”…Luke 3:11

 

This morning Zero Hedge reported.

41 Million Americans Are Living In Poverty This Christmas

It is being reported that 41 million people are living in poverty at this moment, and 9 million of them do not receive a single penny of income from anyone.  Once you have been unemployed for long enough, you don’t qualify for unemployment payments any longer, and once you are on the street there is nowhere for other governments programs to send a check to.  I have previously discussed the rising epidemic of homelessness in our nation, but most people don’t want to think about that sort of a thing these days.  Even though New York City has the most homeless since the Great Depression, and even though homelessness in Los Angeles is at an all-time record high, most people want to pretend that everything is just fine.

Read more.
The Greensboro News Record reported Christmas Eve.
“We were unseen”
“Poverty is not unique to the state or to this,

North Carolina’s third-largest city.

It is fueled by the addition of families who have fallen out of the middle class because of layoffs or companies closing or underemployment; of working-class people grappling with loss of benefits or reduced hours or rising prices that have given them less to live on; and of those who can’t find work or have given up on looking for it.

Many of those people and families have ended up in a state of homelessness or near homelessness — either sleeping on the streets, in vehicles or couch-surfing among friends and family. Or struggling to stave off an eviction.

Those who work with the local homeless and needy population say it is difficult for others to fathom the depths of the problem — or even see the people behind the statistics.

Such as the family who found a place at the YWCA’s family shelter after neighbors in an out-of-the-way cul-de-sac noticed a car idling there for hours. When the car’s dome light flipped on, children could be seen moving around inside. The residents called police, who called the shelter.

Also at that shelter was the single dad who had been sleeping on a park bench in a quiet park with his 4-year-old daughter because an old eviction kept him from being able to rent again.

That’s one of the reasons McCain, the vice president of community impact and investment at the United Way of Greater Greensboro, and Cottingham, the vice president of marketing and communications, came up with “GSO Unseen.”

In recent winters the extent of the need for shelter has been so intense that the Interactive Resource Center, a day center for the homeless, has been forced to double as a warming station during brutally cold nights because even those people who try to brave the outdoors in the city’s numerous “tent cities” needed a place to go. The YWCA does the same.

At the same time, the United Way decided to focus more of its resources on a long-term approach to fighting poverty.

McCain was telling a good friend about the work, as a way of moving the whole community forward.

“He said, ‘Well, Franklin, what do you really know about poverty?’ He said you don’t know poverty. I do.”

McCain admits he initially was offended. He had upper-middle-class roots, but growing up he had friends whose families struggled. That was also true in college and in his life as an adult.

“Unless you are blind, you see things,” McCain said. “I went to school with people who had less than they needed — but had I truly experienced it? I said maybe he’s right.”

He said he thought about a story on the nightly news about a woman in Phoenix who had left her young children in the car during a job interview. The woman later was arrested.

“Who could think that’s right?” he said he thought at the time.

But as McCain delved more deeply into the root causes of poverty, it became clearer how she came to that bad decision: The woman didn’t have child care. She took a chance, and it was the wrong one. But the story also shed light for him on the kinds of support low-income people need that other people would assume they had.

“I thought, maybe for me to be more effective in the work that we are doing, maybe I needed to get a better understanding, and he was right,” McCain said.

He looked first at the homeless population.

“I saw them as being those who had the least of all,” McCain said.

He shared his thoughts with Cottingham, who had also grown up in a family that didn’t have any needs there weren’t met. Cottingham, who had worked with needs for Medicaid recipients and people with mental-health issues, substance abuse and developmental disabilities, said he knew McCain was onto something.

“It’s easy to think you understand populations you are serving,” Cottingham said.

But had he ever had to choose between food and heat? No.

The idea was to step into the shoes of someone homeless or nearly homeless.

Cottingham, who grew up in Kernersville and graduated from Mars Hills College, has two children younger than 6. McCain, who grew up in Charlotte and graduated from N.C. A&T, has two children, the youngest of which is in college.

On a Monday morning in November 2016, McCain, dressed in a hoodie and slightly stained pants he wore around the house to do odd jobs, and Cottingham, in a flannel shirt and blue jeans, parked their cars near downtown and mentally closed the doors on their middle class lives.

Stepping into their “characters” would be, invariably, easier than they thought.

Traveling with luggage in the middle of downtown during the day gave them an instant invisibility of sorts.

“We were unseen …,” Cottingham said.

“… Even by people who knew us,” McCain added.

As they navigated downtown, two people — a past and a current board member — walked out of a building on Elm Street and directly in front of them.

“People who know us, work with us …,” McCain said.

“… We had to move out of the way,” Cottingham added.

These people who knew them on a first-name basis quickly moved past without even a glance in their direction.

“I almost said, ‘Hello,’ because it was natural to say,” McCain said.

Instead, McCain and Cottingham just looked at each other and kept walking.

The two found the building on the edge of downtown, on a path familiar to those needing help.

“We knew it was important to start the day off at the IRC,” Cottingham said of the day center for people who are homeless or at risk of being homeless.

The IRC provides showers, a laundry, an address for mail that could come from a potential employer or family states away and access to services, such as mental-health management.

McCain said he had known very little about the IRC up to that point.

Developing similar cover stories — each said he was unmarried with a child and girlfriend who would be coming in the near future — they separately walked into the lobby and signed up for an appointment with a case manager. Each took a seat among tables full of people already there.

Nothing seemed unusual to those around them.

When McCain spotted Michelle Kennedy, the IRC’s executive director, walk through the open area, he pulled a newspaper up to his face, fearing she might recognize him.

People in the nonprofit world tend to know him because he is among the people who they talk to about needs.

He wasn’t worried about anyone else.

“I think that people made the assumption that if you are here with us, it’s because you have to be here,” Cottingham said.

Many of the chairs were filled with regulars, but McCain and Cottingham were not the only ones there for the first time. Some others had suitcases or carried bags of clothes and seemingly, the last of their belongings.

“I was sad because there were just so many people,” McCain said. “Women, children and families. Young and old. People with disabilities.”

McCain and Cottingham took in the faces and conversations going on around them, from sports to the challenges of fighting for custody of children.

“Some of the most basic things that they offer there help make the people who use those services feel like they are human,” McCain said of seeing people stop by the IRC to take showers and change clothes.

Among those who rested or waited for appointments, they found people in khakis and button-down shirts, dressed for the lives they hoped for, and others waiting for the shower, to get out of clothes they had slept in.

“There were some people who seemed really into making positive steps, and there were some people who seemed checked out, who seemed tired, worn out,” Cottingham said.

They asked those around the different tables where they could find food and a place to sleep, even a job.

Someone mentioned a temporary agency that had luck with helping the homeless find work, including on a construction project going on downtown.”

I urge you to read more:

http://www.greensboro.com/news/local_news/living-among-greensboro-s-unseen/article_cb3a0bc1-f523-5c55-a372-fb6e8efcf978.html

 

More here:

https://citizenwells.com/

http://citizenwells.net/