Monthly Archives: October 2018

Mexico migrant caravan update October 28, 2018, Report of abducted child, Hold a meeting Sunday in Tapanatepec, Assisted by Grupo Beta

Mexico migrant caravan update October 28, 2018, Report of abducted child, Hold a meeting Sunday in Tapanatepec, Assisted by Grupo Beta

“Human Traffickers and Criminal Elements in Caravan”…Chris Farrell, Judicial Watch

“exclusive information and photos from Guatemalan authorities revealing that they have recovered seven unaccompanied minors from human smugglers working inside the caravan.”…Judicial Watch

“We are being lied to on a scale unimaginable by George Orwell.”…Citizen Wells

 

From the NY Times October 28, 2018.

“Migrant Caravan to Rest Following Report of Abducted Child

Coordinators of a caravan of several thousand Central American migrants moving through southern Mexico urged its members to rest Sunday. At first the migrants vowed to press on anyway but later changed their minds amid reports that a child had been abducted.

The migrants said they would stay and hold a meeting Sunday in Tapanatepec. Late Saturday night, groups of migrants were running through the town’s streets saying a migrant’s child had been snatched. Something similar led to a panic at an earlier stop, but was not confirmed.

After being delayed for a couple hours when federal police halted their exit from the town of Arriaga Saturday morning, most of the migrants arrived in Tapanatepec in the searing heat. Dozens headed down to the Novillero river below the central square to bathe, wash clothing and cool off. Others lined up at a medical aid station mostly for attention to their battered feet.

For the first time an arm of the federal government seemed to be directly helping the migrants advance rather than trying to diminish the caravan. In this case Grupo Beta, Mexico’s migrant protection agency, gave rides to stragglers and passed out water.

At the caravan’s regular evening meeting in the town square, its coordinators tried to force a little chivalry.

Many of the migrants have depended on hitchhiking to move between towns rather than walking the entire way. When trucks stop it’s usually young men who sprint to reach them first. Women carrying children or pushing strollers are at a disadvantage.

On Saturday night, a nun scolded the men and urged the women to be more aggressive in pursuing the rides. She said the church would help arrange five trucks to transport only women with children on the next trek to Niltepec about 33 miles (54 kms) away.

“To me it’s bad because there has to be equality because we are all struggling on this path,” said Hector Alvarado. The 25-year-old from Atlantida, Honduras said he had to quit school and leave his wife and 2-year-old daughter to try to make a living in the U.S.”

Read more:

https://www.nytimes.com/aponline/2018/10/28/world/americas/ap-lt-migrant-caravan.html

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

Thrivent claim news, Dr. Grover office contact, Sincere investigation attempt?, Records not requested in 2017 contrary to Thrivent letter statement, Mediation session sham

Thrivent claim news, Dr. Grover office contact, Sincere investigation attempt?, Records not requested in 2017 contrary to Thrivent letter statement, Mediation session sham

“Companies don’t want to go to court because it puts them on a level playing field. Courts are ruled by law, legal precedent, and legal discovery, which allows litigants to obtain information and evidence from their opponents or from third parties.”…North Carolina Consumers Council

“The insurance companies understand that if they deny and deny claims, then many of the claimants will never pursue their claim,”…ABC News Good Morning America April 25, 2008

“Companies And CEOs Rarely Admit To Wrongdoing”…NPR Sept. 20, 2013

 

From Citizen Wells October 15, 2018.

“I have in my possession startling new evidence which explains the “Alice in Wonderland” responses and requests I received from Thrivent personnel and agents during the processing of my disability claims.

I am requesting that you examine the letter your senior claims examiner sent to the NC Insurance Commission on  August 10, 2018 and take the appropriate actions.

If I were in your shoes, after examining and reviewing the evidence, I would immediately issue an apology and make reparations.

In the absence of those Christian responses, I am requesting again that we proceed to mediation instead of Thrivent’s insistence on perceived authority to mandate binding arbitration.”

https://citizenwells.com/2018/10/15/to-brad-hewitt-thrivent-financial-for-lutherans-request-for-mediation-based-on-startling-new-evidence-request-you-examine-august-10-2018-letter-senior-claims-examiner-sent-to-nc-insurance-commissio/

Has a sincere effort to investigate what has actually transpired in my claims case begun?

I received a call from Dr. Grover’s office on Tuesday, Oct. 23, 2018, at 3:00 PM, asking if I had given my permission for an insurance company to receive my records.

I answered yes.

Since this phone number did not match the one I had on record, I decided I must verify it. I also wanted to know if anyone had requested my records in 2017.

On Friday, Oct. 26, 2018, I called the number which was answered as Dr. Grover’s office. I verified my identity and asked if anyone had requested my records in 2017. I was told someone would call me back.

I received a call several hours later. No one requested my records in 2017.

Thrivent Attorney Wayne Luck during mediation and the same claims person who wrote the 6 page letter to the NC Insurance Commission with the nonsensical contract explanation, the  “Alice in Wonderland” protocol, tried to accuse me of falsifying records. The claims person in her letter to my former attorney stated that Dr. Grover’s office had no records for me. As you note above, Dr. Grover’s office had no record of Thrivent requesting my records.

I however, have multiple copies of documents proving Dr. Grover saw me multiple times.

At no time has Thrivent requested these records.

The hole is getting deeper.

I will not put off forever revealing the  “Alice in Wonderland” nonsense the Thrivent claims person wrote.

I hope that someone(s) at Thrivent is intelligent and moral enough to seek the truth.

Background on Dr. Grover controversy.

http://eachstorytold.com/2018/10/27/thrivent-claim-more-startling-new-evidence-of-fraud-or-incompetence-dr-grovers-office-called-consequence-of-alice-in-wonderland-protocol/

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

Key Risk unleashes devils advocates against Mario Seguro-Suarez, Workers comp claimant, Fell 18 feet head-first onto concrete floor, Emergency brain surgery & damage, Accused of fraud & jailed

Key Risk unleashes devils advocates against Mario Seguro-Suarez, Workers comp claimant, Fell 18 feet head-first onto concrete floor, Emergency brain surgery & damage, Accused of fraud & jailed

“Companies don’t want to go to court because it puts them on a level playing field. Courts are ruled by law, legal precedent, and legal discovery, which allows litigants to obtain information and evidence from their opponents or from third parties.”…North Carolina Consumers Council

“The insurance companies understand that if they deny and deny claims, then many of the claimants will never pursue their claim,”…ABC News Good Morning America April 25, 2008

“For we wrestle not against flesh and blood, but against principalities, against powers, against the rulers of the darkness of this world, against spiritual wickedness in high places.”…Ephesians 6:12

 

If the following is true, I hope that Key Risk is sued for every penny they have and put out of business.

From the Charlotte Observer via InsuranceNewsNet.com October 23, 2018.

“Company couldn’t cut disabled worker’s benefits, so it ‘went rogue,’ lawyer says

In 2003, after Mario Seguro-Suarez fell 18 feet head-first onto the concrete floor of his Lincolnton workplace, his employer and its insurance carrier acknowledged that his disabling brain injury qualified him for workers’ compensation benefits.

Court documents reveal the lengths that Key Risk Insurance Co. went not to pay them.

The Greensboro-based company disregarded years of medical opinions — including several from its own doctors — that Seguro-Suarez was indeed left disabled from his fall at the Southern Fiber factory, documents show.

Over the past 15 years, Key Risk has made multiple trips to courts and before the N.C. Industrial Commission to argue that Seguro-Suarez has been faking his symptoms and that his benefits should be cut off.

When the company lost those fights, it kept appealing — and losing.

When all else failed, says veteran Charlotte attorney Woody Connette, Key Risk “went rogue.”

First, it had the idled worker followed and videotaped for weeks, court documents say. A private investigator then took what a detective would describe as misleading information to Lincolnton police to accuse Seguro-Suarez of insurance fraud. He was arrested, jailed and later indicted.

The charges were thrown out in 2014, drawing a withering rebuke from the Lincoln County judge who heard them.

Now, Seguro-Suarez and his attorneys are suing Key Risk and others for malicious prosecution. In September, the N.C. Court of Appeals — the state’s second highest judicial body — refused the company’s motion to have the 2016 lawsuit thrown out.

Charlotte attorney Woody Connette, who is serving as legal guardian for Seguro-Suarez in his Key Risk lawsuit because the worker has been found incapable of representing himself, says the company’s actions are unlike any he’s encountered in his 40-year legal career.

“I have seen some outrageous abuses of the system by insurance companies, but this is the most outrageous,” Connette told the Observer.”

“Seguro-Suarez’ fall in January 2003 left him in a coma and put him on a respirator.

Following emergency brain surgery at Carolinas Medical Center in Charlotte, the Costa Rican native was unable to clothe, feed or clean himself, documents say. He also displayed radical mood swings and was deemed incapable of returning to work.

A doctor who treated Seguro-Suarez described him as “childlike.” One of his workers’ comp attorneys, Rick Anderson of Charlotte, says multiple tests place Seguro-Suarez’ current IQ at around 70, in the bottom 1 percent of all North Carolinians.”

“In October 2014, Seguro-Suarez was arrested on 25 felony counts, including insurance fraud and obtaining property under false pretenses, documents indicate.

The criminal case against him began crumbling early on. After his first court appearance, a psychologist with the state prison system found Seguro-Suarez mentally incapable of standing trial, documents say.

Superior Court Judge Forrest Bridges of Lincolnton ridiculed the charges.”

“In October 2016, Seguro-Suarez sued for malicious prosecution. The complaint names Key Risk and four of its employees, including Senior Vice President Joseph Abriola, as defendants. Hill, the investigator, is also included.

Key Risk appealed. In January 2017, Superior Court Judge Jesse Caldwell of Gaston County refused to dismiss the complaint. Again, Key Risk challenged the ruling, this time to the Court of Appeals. In September, Key Risk again lost.

In June, the Industrial Commission rejected the latest company latest appeal and locked in Seguro-Suarez’ benefits for life.”

Read more:

https://insurancenewsnet.com/oarticle/company-couldnt-cut-disabled-workers-benefits-so-it-went-rogue-lawyer-says#.W9CfGWhKi1s

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

 

 

Central American caravan (mob) includes criminal elements and gang members, Guatemalan intelligence officials confirmation, Fake news misportrays

Central American caravan (mob) includes criminal elements and gang members, Guatemalan intelligence officials confirmation, Fake news misportrays

“Women and children are being used without regard to the risks to their lives”…Honduran President Juan Orlando Hernández

“No evidence of any criminals in the Central American Caravan”…Chuck Todd

“We are being lied to on a scale unimaginable by George Orwell.”…Citizen Wells

 

From Judicial Watch October 23, 2018.

“Young Angry Men & Gangbangers March Towards U.S. Yelling “Vamos Para Allá Trump!”

Besides gang members and mobs of young angry men, the Central American caravan making its way into the United States also consists of Africans, Bangladeshis, Sri Lankans and Indians. Judicial Watch is covering the crisis from the Guatemalan-Honduran border this week and observed that the popular mainstream media narrative of desperate migrants—many of them women and children—seeking a better life is hardly accurate. Guatemalan intelligence officials confirmed that the caravan that originated in the northern Honduran city of San Pedro Sula includes a multitude of Special Interest Aliens (SIA) from the countries listed above as well as other criminal elements and gang members.

There are also large groups of men, some with criminal histories, aggressively demanding that the U.S. take them in. During a visit to the Guatemalan town of Chiquimula, about 35 miles from the Honduran border, Judicial Watch encountered a rowdy group of about 600 men, ages 17 to about 40, marching north on a narrow two-lane highway. Among them was a 40-year-old Honduran man who previously lived in the United States for decades and got deported. His English was quite good, and he said his kids and girlfriend live in the U.S. Another man in his 30s contradicted media reports that caravan participants are fleeing violence and fear for their life. “We’re not scared,” he said waving his index finger as others around him nodded in agreement. “We’re going to the United States to get jobs.” Others chanted “vamos para allá Trump!” (We’re coming Trump) as they clenched their fists in the air. “We need money and food,” said a 29-year-old man who made the trek with his 21-year-old brother.

All of the migrants interviewed by Judicial Watch repeated the same rehearsed line when asked who organized the caravan, insisting it was a spontaneous event even though there were clearly organizers shouting instructions in Spanish and putting select persons in front of cameras for interviews. A few claimed they heard about it on local news in Honduras. All of them said the caravan was not about politics but rather poverty. “I just want to get back to the U.S.,” said a 32-year-old man who admitted he has been deported from the U.S. twice. “We are all just looking for work.” The group radiated a sense of empowerment. One marcher, who appeared to be in his late teens, yelled “you go live in Honduras and see what it’s like!”

Honduran President Juan Orlando Hernández, a conservative, said in a local newspaper report that leftist interests seeking to destabilize the country are manipulating migrants.  Women and children are being used without regard to the risks to their lives, Hernández said. “The irregular mobilization was organized for political reasons to negatively affect the governance and image of Honduras and to destabilize the peace of neighboring countries,” the president said, adding that many have returned to the country after realizing they’ve been fooled.”

Read more:

https://www.judicialwatch.org/blog/2018/10/young-angry-men-gangbangers-march-towards-u-s-yelling-vamos-para-alla-trump/

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

Companies and CEOs rarely admit to wrongdoing,  Lawyers won’t let them, An apology helps to subtract the insult from the injury, thereby minimizing the injured party’s anger toward the offender

Companies and CEOs rarely admit to wrongdoing,  Lawyers won’t let them, An apology helps to subtract the insult from the injury, thereby minimizing the injured party’s anger toward the offender

“How might my behavior be perceived if it appeared in social media feeds, on the news or in tomorrow’s headlines?”...Thrivent “Code of Conduct”

“do unto others as you would have them do unto you”… Matthew 7:12

“An apology helps to subtract the insult from the injury, thereby minimizing the injured party’s anger toward the offender.”…Jonathan R. Cohen, Assistant Professor of Law

 

From NPR.

“Companies And CEOs Rarely Admit To Wrongdoing”

“SONARI GLINTON, BYLINE: Here’s a lesson we’ve all probably learned from our parents: When you’re wrong, say you’re sorry; fess up, admit it. These are toddler lessons – “Sesame Street,” “Mister Rogers.” So why do companies and CEOs so rarely admit that they screwed up?

KATHERINE PHILIPS: My cynical answer is, the lawyers won’t let them.

GLINTON: Katherine Philips is a professor of leadership and ethics at Columbia’s business school. She says one of the main reasons companies like JPMorgan don’t usually admit to wrongdoing, is because that will open them to crushing liabilities from plaintiff’s lawyers.

But Philips says there’s another element at play.

PHILIPS: One of the basic kind of psychological needs of human beings is to save face – right? – and to not look stupid, and not look like they don’t know what they’re doing. And people who are in powerful positions, and in charge, oftentimes feel that pressure even more so.”

Read more:

https://www.npr.org/2013/09/20/224296660/why-companies-and-ceos-rarely-admit-to-wrongdoing

ADVISING CLIENTS TO APOLOGIZE

Jonathan R. Cohen, Assistant Professor, University of Florida, Frederic G. Levin College of Law.

“Such factors prompt a question: Should lawyers discuss the possibility
of apology with clients more often? In this Article I argue that, in civil
cases, lawyers should discuss with clients the possibility of apology more
often than they now do.11 Not only is apology morally right and socially
beneficial, but in many cases making an apology is in the client’s (defendant’s)
best interest. This is not to say that there are no risks associated
with apology, not the least of which is the fear that an apology can be used
against one’s client in court as an admission of fault. However, when attention
is paid to the context in which an apology is offered and how it is
made, often “safe” apologies posing relatively little risk of increased liability
can be offered. Further, the possible benefits of apology to the client
(defendant) are under-recognized.”

“An apology can be an important step in preventing future antagonistic
behavior, including litigation. When an injury has occurred, there is a root
question to be resolved: Are you (the offender) my friend or my foe? An
apology signals that the offender wishes to establish or re-establish a
friendly relationship. It is a way of saying to the injured party: “I am your
friend, not your foe.” Implicit in this statement is often a second one, “I
want to have constructive future interactions, not destructive ones.” As
one might expect, this approach frequently works: The offender’s apology
often catalyzes the injured party’s forgiveness.”

“Indignity can be a large barrier to compromise, and in many cases, an
apology is needed before other aspects of the dispute, such as monetary
compensation, can be settled. As Goldberg, Green, and Sander write,
“[At] times, an apology alone is insufficient to resolve a dispute, but will
so reduce tension and ease the relationship between the parties that the issues
separating them are resolved with dispatch.”30 This observation has a
public policy corollary to which I shall return later: If we want to encourage the private settlement of, rather than the litigation of, disputes, allowing
parties to make apologies soon after an injury is critical.”

“Apology and forgiveness may also offer paths for spiritual and psychological
growth. By apologizing for, rather than denying or avoiding,
the damage he caused to his neighbor’s window, Hank becomes a better
person. By failing to apologize, Mr. Tiller may no longer be able to look at
himself in the mirror, or, should he meet her again, look Ms. Jones in the
eye. Responsibility and respect, rather than denial and avoidance, lie at
apology’s core. Within many religious and ethical systems, offering an
apology for one’s wrongdoing is an important part of moral behavior, as is
forgiving those who have caused offense.”

“One strategic benefit of an apology is that, if the injured party receives
the apology early enough, she may decide not to sue. For a legal
dispute to occur, injury alone is not sufficient. The injured party must also
decide to bring a legal claim.36 Taking the step to make a legal claim is
often triggered by the injured party’s anger. An early apology can help defuse
that anger and thereby prevent a legal dispute.37 The lesson here is an
important one. While there are risks to making an apology, there are also
risks to not making an apology. Accordingly, even if an apology could be
used against the offender at trial as proof of the offender’s liability (a topic
I will address shortly), in some cases it may still make sense for the offender
to apologize. The economically oriented might describe such an
apology as a gamble that an offender should take if and only if the expected
benefits from doing so, which depend upon the extent to which an
apology would decrease the likelihood of suit, exceed the expected costs,
which depend upon the extent to which an apology would harm the offender’s
case at trial.”

“VI. CONCLUSION
It is easy to see our world the way it is, and lose sight of the way it
should be. When an offender injures another, one would hope that, to the
extent that the offender feels at fault, he would apologize. This is not only
sound morality, it is a good way to prevent protracted disputes. An apology
helps to subtract the insult from the injury, thereby minimizing the injured
party’s anger toward the offender. Without an apology, what might
have been a minor offense may escalate into a major dispute.

While one could argue that lawyers should discuss the possibility of
apology with clients more often because apologizing when one has injured
another is the right thing to do, which is true, or because society would be
better off if more offenders apologized, which is also true, I have not done
so here. Rather, I have argued that lawyers should discuss apology more
often with their clients because often doing so would make their clients
better off. (Discussing apology with clients may make many lawyers
worse off, but that is another matter.) In many cases, the potential benefits
of apology are great, and when care is taken in how the apology is made—
within a “safe” legal mechanism like mediation, and with attention to nuances
such as admitting fault without assuming liability if insurance coverage
is at issue—the risks of apology are small. While our laws could be
and should be reworked to make “safe” apology easier, our existing legal
rules allow apologies to play a much larger role in legal disputes than they
now do.”

Read more:

https://www-bcf.usc.edu/~usclrev/pdf/072402.pdf

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

St. Lawrence University recognition of Thought Criminal Susan Collins, Possible curriculum: Thought Criminals defined, How to recognize, How to return them to the fold

St. Lawrence University recognition of Thought Criminal Susan Collins, Possible curriculum: Thought Criminals defined, How to recognize, How to return them to the fold

“Wherefore by their fruits ye shall know them.”Matthew 7:20

“”You’re a traitor!” yelled the boy. “You’re a thought criminal!””…George Orwell, “1984”

“We are being lied to on a scale unimaginable by George Orwell.”…Citizen Wells

 

From Fox News.

“Susan Collins’ honorary degree should be rescinded, nearly 1,500 St. Lawrence University faculty, alumni say

Nearly 1,500 St. Lawrence University alumni and faculty are calling on the school to rescind an honorary degree Sen. Susan Collins was awarded last year because of her vote to confirm Supreme Court Justice Brett Kavanaugh.

A more moderate Republican, Collins was targeted by liberal activists and those opposed to Kavanaugh – particularly after allegations of sexual assault came to light – who thought she could abandon her party and vote against confirming the judge. But ahead of the vote, Collins said she didn’t believe the charges could “fairly prevent Judge Kavanaugh from serving on the Court.”

More than 1,300 alumni of St. Lawrence University in New York signed onto a lettersaying Collins “lack[s] the integrity and commitment to justice that we expect from the St. Lawrence body.”

“We ask that the University revoke this honorary degree as we find that she is not deserving of it in the face of her recent actions. We ask the university to do this in support of truth and for all of the victims of sexual assault and violence, of which many of her fellow alumni and students have suffered,” the letter read, in part.”

Read more:

https://www.foxnews.com/politics/susan-collins-honorary-degree-should-be-rescinded-nearly-1500-st-lawrence-university-faculty-alumni-say

Based on the biblical principle:

“Wherefore by their fruits ye shall know them.”  Matthew 7:20.

And using simple “reverse engineering” techniques, a possible St. Lawrence University curriculum could be derived.

110 Thought Criminals defined.

120 How to identify  Thought Criminals in our midst.

130 How to bring Thought Criminals  back into the fold

There are many more possibilities.

For more on this possible curriculum:

“1984” by George Orwell.

Chinese Indoctrination Camps.

https://www.apnews.com/6e151296fb194f85ba69a8babd972e4b

From St. Lawrence University Equity Policies.

“Retaliation

Retaliation is an important issue regarding discrimination and harassment. St. Lawrence University policies prohibit retaliation, which should be reported just as discrimination and harassment would be reported.

Any member of the University community, others associated with the University, and guests, are welcome to contact Vice President for Community and Employee Relations Lisa M. Cania (315-229-5567) at any time for information about University policies and procedures.”

https://www.stlawu.edu/human-resources/equity-policies

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

To Brad Hewitt Thrivent Financial for Lutherans, Request for mediation based on startling new evidence, Request you examine August 10, 2018 letter senior claims examiner sent to NC Insurance Commission

To Brad Hewitt Thrivent Financial for Lutherans, Request for mediation based on startling new evidence, Request you examine August 10, 2018 letter senior claims examiner sent to NC Insurance Commission

“We ended the year with a total adjusted surplus of $ 4.6 billion.”…Thrivent Magazine spring 2010

“Most private consumer lawyers are very reluctant, or completely unwilling, to
represent clients in a system that they believe is rigged against consumers.
Unlike the banking industry lawyers, consumer lawyers generally only get
paid if they win cases. Many of them have a reasonable, earned distrust of
forced arbitration, and extensive surveys of consumer lawyers consistently
show that most will walk away from a case rather than go to arbitration.”…CFPB study May 18, 2016

“Thrivent contends that its commitment to individual arbitration is ‘”important to the membership because it reflects Thrivent’s Christian Common Bond, helps preserve members’ fraternal relationships, and avoids protracted and adversarial litigation that could undermine Thrivent’s core mission.’”…Thrivent v. Acosta Nov. 3, 2017

 

I have in my possession startling new evidence which explains the “Alice in Wonderland” responses and requests I received from Thrivent personnel and agents during the processing of my disability claims.

I am requesting that you examine the letter your senior claims examiner sent to the NC Insurance Commission on  August 10, 2018 and take the appropriate actions.

If I were in your shoes, after examining and reviewing the evidence, I would immediately issue an apology and make reparations.

In the absence of those Christian responses, I am requesting again that we proceed to mediation instead of Thrivent’s insistence on perceived authority to mandate binding arbitration.

Prior to my receipt of the new evidence, I requested that we proceed to mediation in a letter I wrote to Thrivent dated June 11, 2018:

“I was informed that the appeal process was reopened after the mediation session of February 2017. This was the result of a discussion between my attorney, attorney Wayne Luck and the mediator, Mr. Gwyn. Mr Gwyn passed away over six months ago. Recently my attorney filed a lawsuit and Thrivent reiterated that we are bound by the MDRP process. My recommendation is that we go to the next step following appeal, Mediation.”

In that letter I went into much detail about the fact that the first mediation was improperly conducted.

Response from Thrivent’s outside attorney July 12, 2018.

“You asked to be informed if “there is a change of heart or philosophy.” Based on the facts as Thrivent now understands them, it will not change its position regarding mediation.”

Based on the premise: “Fool me once, shame on you. Fool me twice, shame on me.”

If Thrivent had treated me squarely, with concern for me as a member and human being, I might have embraced arbitration.

On August 9, 2018, Thrivent’s current outside attorney sent the following:

“Please know that Thrivent’s hope in commencing arbitration is that your long-standing dispute with the Society can be resolved with finality, which is to the benefit of you and Thrivent alike.”

Seems sincere, right?  I have no ax to grind with the attorney at this point. He is acting on Thrivent’s information and instructions.

The next day, August 10, 2018, the letter from Thrivent’s senior claims examiner perpetuates (and explains) the “Alice in Wonderland” position and uses that bizarre explanation to attack me.

So much for sincerity.

I sent the following to the attorney on August 22, 2018:

“Thrivent may or may not have informed you of their response to the NC Insurance Commission query regarding my complaint.

[Redacted] of Thrivent sent a 6 page response dated August 10, 2018.

Since you are the newest and therefore most “innocent” player in this controversy, represent Thrivent in some capacity, an officer of the court and bound by the ethics of the NC Bar, and, because I believe it is the right thing to do, I am giving you a heads up.”

I have also learned a great deal about arbitration and its mandatory use in insurance policies.

The following aspects are problematic:

1) This matter could have been cleared up years ago, in a courtroom or simply by representation from an attorney with the specter of going to court a possibility.

2) Thrivent maintained that we were bound by their MDRP, Member Dispute Resolution Program, which they enacted retroactively.

  • My policy was taken out in 1985. Litigation was permitted.
  • Thrivent changed their bylaws in 1999.
  • Thrivent made this change retroactive. State law allows as long as contract benefits are not diminished or destroyed.
  • I increased my coverage in 2000. This bylaw change was not presented to me nor did I agree to it.
  • Notification after my claim in 2009 that I was bound by the MDRP was unjust and diminished my contract benefit.
  • Most attorneys will not take on clients with mandated arbitration contracts on a contingency basis. I discovered that personally.
  • Thrivent, via outside attorneys, kept changing their position on arbitration. This, along with other tactics, led to my loss of legal representation.

 

3. The NAIC, National Association of Insurance Commissioners, on August 15, 2016 stated:

“Why arbitration clauses should be banned”

“If arbitration was truly a neutral forum rather than one favoring insurers, then there would be no need for an insurer to insist on its use before a dispute has even arisen.”

https://www.naic.org/documents/cmte_d_predispute_arbitration_wg_exposure_kochenburger_and_bridgeland.pdf

4. The North Carolina Consumers Council states:

“The problem comes with mandatory or forced arbitration where you are giving away your legal rights if the arbitration process doesn’t work in your favor. Companies have the advantage in arbitration and want you to go through the arbitration process.”

https://www.ncconsumer.org/news-articles-eg/mandatory-arbitration-clauses-are-everywhere-but-arent-good-for-the-consumer.html

5. National Association of Consumer Advocates June 23, 2012: “According to NACA’s survey of nearly 350 consumer attorneys, it is clear that private arbitration does not compare at all well to our nation’s traditional justice system. Consumers have lost the opportunity to assert their rights under many state and federal consumer protection statutes because of pre-dispute binding mandatory arbitration.”

https://www.consumeradvocates.org/sites/default/files/NACA2012BMASurveyFinalRedacted.pdf

6. CFPB study May 18, 2016: “Most private consumer lawyers are very reluctant, or completely unwilling, to represent clients in a system that they believe is rigged against consumers. Unlike the banking industry lawyers, consumer lawyers generally only get paid if they win cases. Many of them have a reasonable, earned distrust of forced arbitration, and extensive surveys of consumer lawyers consistently show that most will walk away from a case rather than go to arbitration.”

https://financialservices.house.gov/uploadedfiles/hhrg-114-ba15-wstate-pbland-20160518.pdf

7. Arbitration, lacking the protections of litigation, is binding.

I have tried repeatedly to resolve this injustice and have reached out with an olive branch, which was difficult given what has transpired and the impact on my life.

Mr. Hewitt, in the Citizen Wells article of July 30, 2018 I appealed to you to investigate my case since I believed that you and management have been misinformed.

I also conveyed an attempt I made with your attorney to make lemonade out of lemons:

In a recent email I sent to your outside attorney I stated:

“We appear to be at an impasse.

I am an expert on business & business systems. Over 30 years experience, with customers with $ 5 million to over a billion in sales.

I represented 3 companies in Manhattan.

My proposal:
Take this out of the legal/adversarial mode.
Hire me as a consultant to explain what happened and to prevent it from happening again.

They tout the MDRP program as benefiting the members and representing their core Christian values.
What better way to exemplify it than to create a win win situation, heal our wounds & to fix any problems in the system.

I am certain a bible verse applies.”

Response from Thrivent outside attorney June 29, 2018:

“As to your offer to serve as a consultant, we appreciate your creativity. Thrivent, however, is constrained by the MDRP program, and hiring you is simply not an option. ”

Our options are narrowing.

Wells

 

More here:

https://citizenwells.com/

http://citizenwells.net/

President Trump: embrace Julian Assange Wikileaks, Sessions perpetuated Obama Justice Dept. narrative and prosecution, “I love WikiLeaks!”

President Trump: embrace Julian Assange Wikileaks, Sessions perpetuated Obama Justice Dept. narrative and prosecution, “I love WikiLeaks!”

“Mr. Trump, tear down that wall. That wall between false narrative and truth. Let Julian Assange speak and listen.”…Citizen Wells

“And if all others accepted the lie which the Party imposed
–if all records told the same tale–then the lie passed into
history and became truth. “Who controls the past,” ran the
Party slogan, “controls the future: who controls the present
controls the past.”…George Orwell, “1984″

“We are being lied to on a scale unimaginable by George Orwell.”…Citizen Wells

 

President Trump, in 2016 you stated “I love WikiLeaks!”.

Your supporters, including me, love Wikileaks too and need the real journalism it supports.

From Zero Hedge October 15, 2018.

“Ecuador has partially restored Julian Assange’s communications in their London Embassy after UN officials met with Ecuador’s president, Lenin Moreno on Friday, reports the Belfast Telegraph.”

“Mr Assange had critically reported on the Trump administration’s involvement in Yemen and Spanish police brutality. High level representations were made by the Trump administration and the Spanish government over Mr Assange, who was given political refugee status by Ecuador in 2012 over US attempts to prosecute him.

“The Trump administrations stepped up efforts to prosecute Mr Assange after WikiLeaks published the largest leak in the history of the CIA last year.”

Read more:

https://www.zerohedge.com/news/2018-10-14/ecuador-restores-julian-assanges-internet-phone-and-visitation-privileges

From The Guardian April 20, 2017.

“Arresting Julian Assange is a priority, says US attorney general Jeff Sessions”

“The arrest of WikiLeaks founder Julian Assange is now a “priority” for the US, the attorney general, Jeff Sessions, has said.

Hours later it was reported by CNN that authorities have prepared charges against Assange, who is currently holed up at the Ecuadorian embassy in London.

Donald Trump lavished praise on the anti-secrecy website during the presidential election campaign – “I love WikiLeaks,” he once told a rally – but his administration has struck a different tone.”

“Republican politicians expressed fury at the time, accusing Assange of treason, and Trump himself told an interviewer: “I think it’s disgraceful, I think there should be like death penalty or something.”

All that changed during the election when WikiLeaks published emails acquired via Russian-backed hackers from the Democratic National Committee and Hillary Clinton’s campaign. Trump and his associates seized on the revelations, citing them with relish during speeches, prompting accusations of cynical opportunism.

Now in power, their attitude seems to have reverted to Republican orthodoxy. In a speech last week in a speech at the Center for Strategic and International Studies in Washington, the CIA director, Mike Pompeo, said:“It’s time to call out WikiLeaks for what it really is: a non-state hostile intelligence service often abetted by state actors like Russia.””

Read more:

https://www.theguardian.com/media/2017/apr/21/arresting-julian-assange-is-a-priority-says-us-attorney-general-jeff-sessions

From Reuters August 9, 2018.

“WikiLeaks founder Julian Assange, who has been holed up in Ecuador’s London embassy for six years, is considering an offer to appear before a U.S. Senate committee to discuss alleged Russian interference in the 2016 U.S. election, his lawyer said on Thursday.

WikiLeaks published a letter from the U.S. Senate Intelligence Committee on Wednesday which asked Assange to make himself available to testify in person at a closed hearing as part of its investigation into whether Moscow meddled to help Donald Trump win the 2016 presidential election.

Russia rejects the claims and Trump has denied any collusion.

“The U.S. Senate Select Committee request confirms their interest in hearing from Mr Assange,” lawyer Jennifer Robinson said in a statement.”

Read more:

https://www.reuters.com/article/us-britain-ecuador-assange/assange-considering-offer-to-appear-before-u-s-senate-committee-lawyer-says-idUSKBN1KU1MR?il=0

If necessary can Sessions.

Embrace Assange and the truth.

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

 

 

Judge Royce Lamberth State Department lied to me, Judicial Watch Hillary Clinton email lawsuit, “That’s doublespeak,”  “Are you playing the same word games she played?”

Judge Royce Lamberth State Department lied to me, Judicial Watch Hillary Clinton email lawsuit, “That’s doublespeak,”  “Are you playing the same word games she played?”

“I believe Hillary Clinton voluntary surrendering her security clearance was a preemptory defensive move on par with the Obamas surrendering their law licenses.”…Citizen Wells

“I watched her on countless occasions blatantly lie to the American people and knowingly lie.”…Linda Tripp

“We are being lied to on a scale unimaginable by George Orwell.”…Citizen Wells

 

From Politico October 12, 2018.

“Judge complains he was lied to by feds in Clinton email suit, then retreats

Conservative group wants to question former secretary of state about email fiasco

A federal judge complained Friday that he was lied to by the State Department in a suit related to Hillary Clinton’s private email server, but he later backed off his claim, saying he may have been mistaken.

At a hearing on a Freedom of Information Act case about talking points related to the 2012 Benghazi attack, Judge Royce Lamberth complained that officials told the court that they had completed searching the agency’s records for information on the topic even though they knew that Clinton and other officials had used private email accounts for official business.”

““That’s doublespeak,” Lamberth replied. “Are you playing the same word games she played?” he asked.”

“However, Judicial Watch attorney Ramona Cotca asked that the group be allowed to take additional depositions, including one of Clinton.

Cotca noted that in January 2015 State reported to the court that all necessary searches for records had been completed, but at least some State officials knew by that point that Clinton had just delivered tens of thousands of pages to the agency.

“The status report was not forthcoming,” Cotca said.”

Read more:

https://www.politico.com/story/2018/10/12/lamberth-clinton-email-suit-897844

 

More here:

https://citizenwells.com/

http://citizenwells.net/