Category Archives: Christian

Thrivent employees not required to be Christian, Thrivent misrepresentation, Martin Luther: justified by faith we are sent by God into our vocations to love and serve our neighbors

Thrivent employees not required to be Christian, Thrivent misrepresentation, Martin Luther: justified by faith we are sent by God into our vocations to love and serve our neighbors

“No one can serve two masters; for either he will hate the one and love the other, or he will be devoted to one and despise the other. You cannot serve God and wealth.”…Matthew 6:24

“Am I now seeking the approval of men, or of God? Or am I striving to please men? If I were still trying to please men, I would not be a servant of Christ.”…Galatians 1:10

“You don’t need to be Christian to join our team. You do need the passion to guide our members on their Wise With Money Journey”…Thrivent claims operations manager employment ad

 

From a recent Thrivent employment ad for a Claims Operations Manager:

“You don’t need to be Christian to join our team. You do need the passion to guide our members on their Wise With Money Journey”

THAT EXPLAINS MUCH.

Thrivent portrays their commitment to “core Christian values.” in the following ways:

“CEO Brad Hewitt told the 1,600 members at the regional meeting at the Henry Ford Museum that while Thrivent traces its corporate roots to the turn of the 20th century, its history goes back to the 16th century and the founder of Protestant Christianity, Martin Luther.

Luther drafted a document in 1523 called the “Fraternal Agreement on the Common Chest of the Entire Assembly at Leisnig,” which established rules about pooling resources to help people in need.

“The phrase he used consistently was, ‘This is done for the honor of God and the love of fellow Christians,’” Hewitt said, adding that Thrivent was formed by Lutheran immigrants for the same basic purpose.”

https://www.washingtonpost.com/national/religion/thrivent-financial-is-no-longer-for-lutherans-only/2014/03/28/2b47102e-b6ae-11e3-9eb3-c254bdb4414d_story.html?utm_term=.d47f5d3f293c

Thrivent’s Christian Calling

“Thrivent’s Lutheran heritage of answering God’s call has led to a strong membership-owned organization that now welcomes Christians seeking to live out their faith.

Fraternal benefit societies have a common bond among members. Thrivent’s common bond is Christianity. We embrace the core Christian beliefs as articulated in the Apostles’ Creed”

https://www.thrivent.com/about-us/files/28023.pdf

Code of Conduct.

“Our organization was founded to help Lutherans care for and support one another in time of need, guided by the principles of the Christian faith.”

https://www.thrivent.com/files/24097.pdf

From Thrivent vs Acosta, US DOL November 3, 3017.

“Thrivent contends that its commitment to individual arbitration is “important to the membership because it reflects Thrivent’s Christian Common Bond, helps preserve members’ fraternal relationships, and avoids protracted and adversarial litigation that could undermine Thrivent’s core mission.””

It is impossible for non Christians to treat others with values and actions that can only emanate from someone who is a Christian.

Therefore, Thrivent has misrepresented their positions.

Martin Luther rejected the working (or buying) your way into heaven and grace through one’s works and efforts that had evolved in the Roman Catholic Church.

Instead, he explained that good works and love for one’s neighbor are a natural product of one’s faith and love for and obedience to God.

Martin Luther on Christian life and vocations.

From “Working for Our Neighbor”:

“For Martin Luther, vocation is nothing less than the locus of the Christian life. God works in and through vocation, but he does so by calling human beings to work in their vocations. In Jesus Christ, who bore our sins and gives us new life in his resurrection, God saves us for eternal life. But in the meantime he places us in our temporal life where we grow in faith and holiness. In our various callings—as spouse, parent, church member, citizen, and worker—we are to live out our faith.”

“Loving and Serving Our Neighbors
God does not need our good works, Luther said, but our neighbor does (Wingren, Luther on Vocation, 10). Our relationship with God is based completely on his work for us in the life, death, and resurrection of Christ. Justification by faith completely excludes any kind of dependence on our good works for our salvation. We come before God clothed not in our own works or merits, but solely in the works and merits of Christ, which are imputed to us. But having been justified by faith, we are sent by God back into the world, into our vocations, to love and serve our neighbors.”

“The economic vocations give us many neighbors whom we are to love and serve: customers, to be sure”

“Vocation Counters Our Materialism
Vocation counters the materialism and self-centeredness of economic pursuits by giving them a new meaning and a new orientation. Similarly, vocation also transforms other social relationships, such as the nature of authority.”

http://www.letterstotheexiles.com/working-neighbor-martin-luther-purpose-vocation/

Martin Luther on Vocations and ethics.

” Luther’s view of justification turned this ethical system on its head and placed Christian ethics into two realms of life in God’s world. In the divine realm, or right-hand rule of God, Christian righteousness is something that proceeds from faith alone and is therefore impossible apart from faith. No matter how good a person is in terms of ethical behavior (what the Lutheran reformers call human righteousness), such a person has no Christian righteousness without faith in Christ, from which Christian righteousness blooms as fruit from a good tree.”

http://eachstorytold.com/2019/02/11/martin-luther-on-vocations-god-created-3-orders-ecclesiastical-civil-economic-all-christians-have-a-vocation-to-serve-god-in-their-household-and-economic-sphere/

Martin Luther Christ centric approach to ethics:

““Gifted by him, Christ’s holy people live their lives enveloped in Christ’s gifts and forgiveness, serving their neighbor in word and deed. Yet there are always temptations in the world that seek to diminish Jesus. Luther warns, “Therefore Satan continually mounts a new battle against us” (WA 40 I: 318, 12; AE 26: 193).23 The devil “often suggests a false Christ to me” (WA 40 I: 321, 32-33; AE 26: 196).24 Since Christians are powerless before Satan, their daily life of vocation is a daily return to baptism.

Luther presents the life of Christians in their daily callings as a life that is lived within the forgiveness of sins. Ethics may not be detached from the body and blood of Jesus that the baptized receive. This is where the forgiveness is bestowed (WA 18: 203, 39-204, 9; AE 40: 214). Bodied together and blooded together, the communicants are enlivened to serve one another in word and deed, not only in the church but in the world.””

http://eachstorytold.com/2019/02/11/martin-luther-christ-centric-approach-to-ethics-ethics-as-the-gift-of-the-lord-ethics-in-each-christians-callings-is-where-the-lord-has-his-way-in-the-world/

From Martin Luther’s Large Catechism:

“If, then, it be asked: How do you understand the Second Commandment, or what is meant by taking in vain, or misusing God’s name? answer briefly thus: It is misusing God’s name when we call upon the Lord God no matter in what way, for purposes of falsehood or wrong of any kind. Therefore this commandment enjoins this much, that God’s name must not be appealed to falsely, or taken upon the lips while the heart knows well enough, or should know, differently; as among those who take oaths in court, where one side lies against the other. For God’s name cannot be misused worse than for the support of falsehood and deceit.”
“Therefore let every one know that it is his duty, at the risk of God’s
displeasure, not only to do no injury to his neighbor, nor to deprive
him of gain, nor to perpetrate any act of unfaithfulness or malice in
any bargain or trade, but faithfully to preserve his property for him,
to secure and promote his advantage, especially when one accepts money, wages, and one’s livelihood for such service.”
“And yet we pretend to be godly, know how to adorn ourselves most finely and conceal our rascality, resort to and invent adroit devices and deceitful artifices (such as now are daily most ingeniously contrived) as though they were derived from the law codes; yea, we even dare impertinently to refer to it, and boast of it, and will not have it called rascality, but shrewdness and caution. In this lawyers and jurists assist, who twist and stretch the law to suit it to their cause, stress words and use them for a subterfuge, irrespective of equity or their neighbor’s necessity. And, in short, whoever is the most expert and cunning in these affairs finds most help in law, as they themselves say: Vigilantibus iura subveniunt [that is, The laws favor the watchful].”

 

 

More here:

https://citizenwells.com/

http://eachstorytold.com/

 

 

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Thrivent agent indicted on fraud charges December 26, 2018, Jerry Wayne Simpson allegedly stole from widow and clients Mar 2016 to Oct 2017, Feb 2018 barred from FINRA

Thrivent agent indicted on fraud charges December 26, 2018, Jerry Wayne Simpson allegedly stole from widow and clients Mar 2016 to Oct 2017, Feb 2018 barred from FINRA

“You don’t need to be Christian to join our team.”…Thrivent job opening ad

“Thrivent contends that its commitment to individual arbitration is ‘”important to the membership because it reflects Thrivent’s Christian Common Bond, helps preserve members’ fraternal relationships, and avoids protracted and adversarial litigation that could undermine Thrivent’s core mission.’”…Thrivent v. Acosta Nov. 3, 2017

“I worked at Thrivent Financial full-time (More than 8 years)”                      “Claims to be based on Christian values but does not adhere to them.”…Former Thrivent employee

 

From Kentucky.com.

“A financial advisor in Western Kentucky used lies and false paperwork to steal $400,000 from clients, a federal grand jury has charged.

The grand jury indicted Jerry Wayne Simpson on three counts of wire fraud, a charge punishable by up to 20 years in prison.

Simpson was a licensed agent for Thrivent Investment Management Inc., in Madisonville, according to the indictment. He allegedly took money from clients between March 2016 and October 2017.

In one case, Simpson allegedly forged a clients’ name on paperwork requesting to have money withdrawn from the person’s annuities. Simpson withdrew about $248,000 from the victim’s accounts and had it deposited in his personal bank account, the indictment charged.

In another case, Simpson falsely told a widow that her late husband had taken out a loan against his life insurance policy and gave her a cashier’s check for $54,769 when the policy actually was worth $82,000, the indictment said.

Simpson allegedly kept the rest of the money.”

Read more:

https://www.kentucky.com/news/state/article223738450.html

From The White Law Group.
“What is Failure to Supervise? FINRA RULE 3110 (SUPERVISION)”

“According to the Financial Industry Regulatory authority (FINRA) FINRA Rule 3110 requires a firm to establish and maintain a system to supervise the activities of its associated persons that is reasonably designed to achieve compliance with the applicable securities laws and regulations and FINRA rules.

The rule details requirements for a firm to have reasonably designed written supervisory procedures (WSPs) to supervise the activities of its associated persons and the types of businesses in which it engages.

Among other things, a firm’s WSPs must address supervision of supervisory personnel and provide for the review of a firm’s investment banking and securities business, correspondence and internal communications, and customer complaints. WSPs should describe:”

Read more:

https://www.whitesecuritieslaw.com/2016/09/23/what-is-failure-to-supervise-finra-rule-3110-supervision/

From FINRA for Jerry Wayne Simpson.

THRIVENT INVESTMENT MANAGEMENT INC.
(AAL CAPITAL MANAGEMENT CORPORATION,AAL DISTRIBUTORS INC.,FORTRESS DISTRIBUTORS, INC.,THRIVENT INVESTMENT MANAGEMENT INC.)
CRD#: 18387/SEC#: 801-29618,8-36525
B   Brokerage Firm Regulated by FINRA (Kansas City district office)
IA Investment Adviser Firm   Visit SEC Site
MAIN ADDRESS
625 FOURTH AVENUE SOUTH
MINNEAPOLIS, MN 55415-1665 UNITED STATES
Direct Owners and Executive Officers
Name    Position
THRIVENT FINANCIAL HOLDINGS, INC.
OWNER
BOUSHEK, RANDALL LEE (CRD#:4120176)
DIRECTOR
CHIEF COMPLIANCE OFFICER
DIRECTOR AND PRESIDENT
MEEHAN, TIMOTHY SEAN (CRD#:1492218)
CHIEF LEGAL OFFICER & SECRETARY
DIRECTOR OF AFFILIATE FINANCIAL MANAGEMENT CORPORATE ACCOUNTING, CFO & TREASURER
DIRECTOR AND VICE PRESIDENT

https://brokercheck.finra.org/firm/summary/18387

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

Thrivent new employee dispute resolution mandate?, Effective January 1, 2019?, Citizen Wells breaking news?, Teresa Rasmussen new Thrivent CEO October 2018

Thrivent new employee dispute resolution mandate?, Effective January 1, 2019?, Citizen Wells breaking news?, Teresa Rasmussen new Thrivent CEO October 2018

“Thrivent contends that its commitment to individual arbitration is ‘”important to the membership because it reflects Thrivent’s Christian Common Bond, helps preserve members’ fraternal relationships, and avoids protracted and adversarial litigation that could undermine Thrivent’s core mission.’”…Thrivent v. Acosta Nov. 3, 2017

“pre-dispute mandatory arbitration provisions are inappropriate in insurance policies and incompatible with the legal duties insurers owe policyholders when handling their claims.”…NAIC, National Association of Insurance Commissioners, August 15, 2016

“Companies don’t want to go to court because it puts them on a level playing field. Courts are ruled by law, legal precedent, and legal discovery, which allows litigants to obtain information and evidence from their opponents or from third parties. Discovery is a privilege in arbitration, but not a right. Arbitrators can’t enforce subpoenas, meaning you have to file a lawsuit just to get a third party or a piece of information into the hearing. In open court, you don’t have to jump through nearly as many hoops. Further, judgments in court are often more favorable to the consumer, both in the rate of success and the dollar amount of judgments.”…North Carolina Consumers Council

 

 

Has Thrivent Financial implemented a new employee dispute resolution mandate similar to their MDRP dispute resolution mandated for members since 1999?

If so, why is there no news of this until now on the internet or Thrivent’s website?

Was this supposed to be kept secret?

Did someone inadvertently place this on their website where it got on the internet and was subsequently “rectified”, scrubbed?

A lot of questions have been raised.

Teresa Rasmussen, formerly general counsel and a president at Thrivent became CEO in October.

Is this tied to her?

Did this evolve from Thrivent’s lawsuits against the Department of Labor?

Was this lawsuit a catalyst?

“Executive sues Thrivent, saying he was fired because he is black”

http://eachstorytold.com/2018/05/26/thrivent-executive-fired-gregory-m-smith-lawsuit-says-he-was-fired-because-he-is-black-represented-by-attorney-clayton-halunen-we-are-going-to-get-rid-of-that-black-piece-of-shit/

The following link was scrubbed.

https://www.thrivent.com/privacy-and-security/files/Employee-Dispute-Resolution-Program.pdf

WE CAN’T FIND YOUR PAGE

You may have used an out-of-date link, bookmarked a page that has moved or typed the address (URL) incorrectly.

To find the information you are looking for, use the site navigation, visit our homepage, or use the site search.

Nothing was found by searching on their website or the internet.

However, this was found in cache:

This is Google’s cache of https://www.thrivent.com/privacy-and-security/dispute-resolution-program.html. It is a snapshot of the page as it appeared on Nov 12, 2018 11:25:51 GMT. The current page could have changed in the meantime.

https://webcache.googleusercontent.com/search?q=cache:ESWyoGuIC10J:https://www.thrivent.com/privacy-and-security/dispute-resolution-program.html+&cd=11&hl=en&ct=clnk&gl=us

The following was found under the FAQ section:

  • Why is Thrivent introducing the Thrivent Dispute Resolution Program?
    • • Thrivent has had a successful Member Dispute Resolution Program in place for 19 years, and now we are providing our workforce with a similar dispute resolution program that is:
      • Neutral.
      • Timely.
      • Cost-effective.
    • Introducing this program puts us in line with many Fortune 500 companies. According to the Economic Policy Institute, 55% of U.S. employees have agreed to arbitration agreements.
  • When does the program take effect?

    Current employees and field sales members must sign their agreements via DocuSign by December 31, 2018, and the program takes effect on January 1, 2019.

  • Am I obligated to use the Thrivent Dispute Resolution Program instead of filing a lawsuit?

    Yes. Thrivent provides the Dispute Resolution Program as the exclusive means to resolve workplace disputes. By contracting with, or accepting and continuing employment with Thrivent, you agree to resolve all work-related disputes within the rules of the Thrivent Dispute Resolution Program. This agreement is binding on Thrivent, its employees and independent field sales members. Workplace disputes not resolved through Workforce Relations, Code of Conduct, the initial appeal or mediation must be arbitrated under the rules of the Thrivent Dispute Resolution Program.

What if I don’t sign the agreement?

Because agreeing to a Thrivent Dispute Resolution Program is a condition of employment for employees and condition of contract for field sales members, employment/contracts will not be continued for anyone who does not agree to the terms of the program. Employees and field sales members who choose not to sign the agreement will not be eligible for any type of severance or transitional pay.

These agreements are binding on both Thrivent, its employees and field sales members. Workplace disputes not resolved by mutual agreement must be arbitrated under the Thrivent Dispute Resolution Program.

Why is there no mention of this dramatic change in Thrivent news or the internet?

Did  they change their minds?

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

Put Christ back in Christmas, Holy back in Holiday, Give Santa Claus and commercialism the boot, Make Christmas the celebration of Christ’s birth

Put Christ back in Christmas, Holy back in Holiday, Give Santa Claus and commercialism the boot, Make Christmas the celebration of Christ’s birth

“What’s to-day, my fine fellow?” said Scrooge.
“To-day!” replied the boy. “Why, Christmas Day.”
“It’s Christmas Day!” said Scrooge to himself. “I haven’t missed it.”

“He became as good a friend, as good a master, and as good a man, as the good old city knew.”

“God bless us every one!”…Charles Dickens, “A Christmas Carol”

“Thank God for the life of Charles Dickens.”…Citizen Wells

 

I think about this often, especially during Christmas Season.

I have been planning this article for some time, what I would say, saving fitting articles.

And there it was a few minutes ago, running errands getting back in my car, on the rear of the car in front of me.

Santa was very much a part of Christmas and the gluttony of “I want I want” of my childhood.

As I got older the empty feeling after it was over began to make an impression on me. The empty feeling of thinking more of myself instead of others and the letdown that material goods always eventually provide.

Thank God it did.

Even though I was raised in the church and actively took part in the services, the pull of material possessions was too great.

Christmas is about celebrating the birth of Jesus Christ, being with family, giving not receiving and reflecting on life.

Sadly, the focus on non Christian materialism, Santa etc., has steadily increased since then as well as the me me me mentality that permeates our society.

Many folks these days substitute holidays to avoid a reference to Christ but even that word originated as Holy Days.

So let’s put the Christ back in Christmas and Holy back in holidays.

Greet people with Merry or Blessed Christmas even if they don’t understand or feel uncomfortable.

Help them to understand.

God bless and Merry Christmas.

 

More here:

https://citizenwells.com/

http://citizenwells.net/

Thrivent claims experiences impact on my faith and others, Thrivent claims core Christian values but that was not my experience, Impact not just financial physical & emotional 

Thrivent claims experiences impact on my faith and others, Thrivent claims core Christian values but that was not my experience, Impact not just financial physical & emotional

“Though I speak with the tongues of men and of angels, and have not charity, I am become as sounding brass, or a tinkling cymbal”…1 Corinthians 13

“But false prophets also arose among the people, just as there will be false teachers among you, who will secretly bring in destructive heresies, even denying the Master who bought them, bringing upon themselves swift destruction. And many will follow their sensuality, and because of them the way of truth will be blasphemed. And in their greed they will exploit you with false words.”…2 Peter 2:1-3

“And you shall know the truth, and the truth shall set you free.”…Jesus, John 8:32

 

This may be the most important article that I write about my claims experiences with Thrivent Financial for Lutherans (and now anybody).

Aside from the devastating financial, physical and emotional impact of their treatment of me over many years and 2 claims experiences, there was potential for impacting my faith.

If Thrivent had been my predominant experience with the Lutheran Church, I would have run away screaming in despair.

From the Washington Post March 28, 2014.

The change from “Thrivent Financial for Lutherans” to just “Thrivent Financial” was not a simple response to declining membership in the Lutheran church, Moeller said, although that factor was discussed during the lengthy transition talks.

It’s more about having a long-term strategy to share the company’s Christian business principles with more people, he said.

“It will open many, many new doors for us in terms of our ability to expand and help our members and communities,” he said.

The U.S. has three main Lutheran denominations, the Evangelical Lutheran Church in America, the Lutheran Church-Missouri Synod, and the Wisconsin Evangelical Lutheran Synod. The ELCA, the largest of the three with 3.9 million members in the U.S., reported a drop in weekly attendance of 26 percent from 2003 to 2011.

https://www.washingtonpost.com/national/religion/thrivent-financial-is-no-longer-for-lutherans-only/2014/03/28/2b47102e-b6ae-11e3-9eb3-c254bdb4414d_story.html?utm_term=.acc9a426cfda

There are 2 main messages in what I write here:

1. Put your faith in God and the message of Jesus.

2. Whether you are involved in an organized religion or not, live your life properly, as Jesus taught. People may not believe what you say but they will certainly believe what you do.

“Let your light so shine before men, that they may see your good works, and glorify your Father which is in heaven.” Matthew 5:16

I was baptized as an infant in the Lutheran Church, raised attending, was an acolyte, attended catechism class and confirmed at age 12.
I sang in the choir for years.

As I grew older I became less enamored with organized religion, with its emphasis on money, buildings and temporal matters.

I have attended other denominations and hung out with the Baptists.

I have known many Godly people of various denominations.

I have also observed behavior that would turn many away.

During my first claims experience with Thrivent in 2002, I had a conversation with Sandy Kruse. I had been in great pain before, during and after surgery. I had been trying to get a proper date of disability from the surgeon to Thrivent. It was frustrating. As it turns out, and well documented now, Thrivent used the incorrect language of “unable to work” instead of “unable to perform regular occupation.” Thrivent later corrected a form but never apologized to me or made reparations.

During the conversation, as indicated by Thrivent in the transcript of the call I requested, I quoted 3 different bible verses. Ms. Kruse was offended and went on to slander and libel me with the local Thrivent rep.

In the second claims experience, beginning in 2009, I now have proof that Thrivent fraudulently misrepresented the policy provisions and used this posture for unreasonable requests and ultimately to accuse me of fraud when in fact it was they who were committing fraud.

Thrivent has been the antithesis of exhibiting core Christian values.

I am not the only one affected.

George Tiedemann, a Lutheran, was surprised at how he was treated by Thrivent:

“The insurance the Tiedemanns bought in 1993 didn’t restrict their ability to sue over disputes. But in 1999 Aid Association for Lutherans amended its bylaws, effectively blocking policyholders from the courts and substituting a three-step dispute-resolution process.

For members who have found themselves in disputes with Thrivent, the retroactive change rankles. “You’re wondering how Lutheran organizations can treat their own customers that way,” says Mr. Tiedemann, an 83-year-old retiree who navigated the dispute-resolution process for more than two years before giving up. The couple is maintaining Lucy Tiedemann’s policy, who is recovering from a recent fall.”

http://eachstorytold.com/2018/06/24/george-tiedemann-obituary-mr-tiedemann-featured-in-wsj-article-about-thrivent-some-life-insurers-play-by-different-rules-george-and-lucy-tiedemann-navigated-the-dispute-resolut/

I quote the bible more than ever.

Putting too much faith in people and institutions will fail.

Thrivent has not shaken my faith.

However, my trust in the Lutheran Church or any other organized religion has diminished.

Perhaps that is a blessing.

I have long believed that there needs to be another reformation.

I strongly believe that now.

I consider myself more a Christian than Lutheran.

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

Thrivent claim struggle, What would Jesus say?, Jesus often quoted Old Testament, Thrivent core Christian values?, Answer in bible

Thrivent claim struggle, What would Jesus say?, Jesus often quoted Old Testament, Thrivent core Christian values?, Answer in bible

“I worked at Thrivent Financial full-time (More than 8 years)”                      “Claims to be based on Christian values but does not adhere to them.”…Former Thrivent employee

“Companies And CEOs Rarely Admit To Wrongdoing”…NPR, Sept. 20, 2013

“And you shall know the truth, and the truth shall set you free.”…Jesus, John 8:32

 

My first claim experience with Thrivent was in 2001-2002.

I was criticized by Sandy Kruse then for quoting 3 bible verses.

Jesus often quoted the Old Testament.

My much larger, much more significant claims experience with Thrivent has been from 2009 on.

I have been put through hell without experiencing any blessings from Thrivent’s touted core Christian values.

I have been honest and timely with information required per the contract for the claim.

I have written Thrivent direct, had 2 attorneys write letters or represent me otherwise and have appealed multiple times in articles on the internet for Thrivent to do a proper investigation and realize the harm they have done to me.

I have also appealed directly to 2 Thrivent outside attorneys providing them with the true facts of the case and recently provided one with a heads up regarding the wacko “Alice in Wonderland” contract explanation sent to the NC Insurance Commission by a Thrivent employee.

The employee is Sandy Headington.

I even offered, in the spirit of compromise, Thrivent a face saving option, to engage me as a consultant to reveal serious flaws in their claims process.

“Pride goeth before destruction.” Proverbs 16:18

I have tried everything I can think of to get the attention of Thrivent, to get them to see the light, and to do the right thing.

I have tried to do the right thing.

How should disputes and offenses be dealt with
between believers in the church fellowship?

“In Matthew 18:15-17, Jesus established a procedure to be followed in the event that a brother would commit a sin or offense against another Christian. Many Christian scholars believe that this is one of the most neglected teachings of the entire Bible. It’s been said that if all believers would simply obey scripture, to go and confront their offenders in the manner Jesus gave, it would solve over half of all problems which exist in the church.

It is important to confront those brethren who have trespassed against us for the following five reasons:

(1) To resolve misunderstandings. Most offenses in the church result from misunderstandings and many could be quickly resolved if offended parties would just go to the source and find out the facts. Unfortunately, some offended people will just absorb the offense silently, while growing bitter and resentful. It is important to God, and a matter of obedience to His Word, that such issues are confronted.

(2) To maintain peace in the body of Christ (Eph. 4:1-3). Whenever there is friction and turmoil between believers it affects the whole body. It hinders people from entering into worship and receiving from God’s Word. It creates an uninviting atmosphere for visitors in the church, it may hinder people from coming to Christ, and can even grieve the Holy Spirit (Eph. 4:30-32).

(3) So Satan cannot gain advantage over us (2 Cor. 2:10-11). For our own spiritual well-being, we must be quick to resolve our differences with brethren and forgive. Satan can hinder our spiritual life, and even deceive us into apostasy, through harbored bitterness or unforgiveness (Matt. 18:35).

(4) So that the offender is held accountable — to not repeat his actions to harm the faith of others (Matt. 18:6). Persons who bring offense against you are likely to repeat similar acts against others. Confronting their offensive behavior may cause them to restrain their actions from causing further offenses.

(5) To restore a fallen brother (Gal. 6:1). Christians must make every attempt to restore brethren who fall into sin. Especially when the transgression has been committed against us, our love for our brother’s spiritual well-being demands that we confront the brother so that he might be reconciled to God.

How to deal with the trespasser: The following scripture is how Jesus taught for Christians to confront those brethren who have wronged them.

Matthew 18:15 “Moreover if your brother sins against you, go and tell him his fault between you and him alone. If he hears you, you have gained your brother.
18:16 But if he will not hear you, take with you one or two more, that by the mouth of two or three witnesses every word may be established.
18:17 And if he refuses to hear them, tell it to the church. But if he refuses even to hear the church, let him be to you like a heathen and a tax collector.””

http://www.victorious.org/cbook/chur29-confront-disputes

Are Sandy Kruse and Sandy Headington the same person?

Every internet search that I did revealed that Sandy Kruse was also referred to as Sandy Headington and vice versa. Sandy Headington is married. Same address.

Both Sandys apparently did not understand earned income in the context of the contract.

Sandy Kruse criticized my use of bible verses.

Sandy Headington totally misquoted the contract and then attacked me.

Core Christian values?

Sandy Headington, in her letter to the NC Insurance Commission, wrote:

“In 2018, Wells took to social media in an attempt to paint Thrivent in an unflattering light”

“Thrivent, through Attorney [redacted], has advised Wells to remove any and all postings designed to smear Thrivent’s name. Wells has been advised Thrivent will move forward with arbitration proceedings, including an injunction preventing further posting and any such action deemed appropriate based on Wells’s actions.”

From the Thrivent Code of Conduct:

“How might my behavior be perceived if it appeared in social media feeds, on the news or in tomorrow’s headlines?”

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

Thrivent Financial for Lutherans “Code of Conduct” vs my claims experience, “Though I speak with the tongues of men and of angels, and have not charity”

Thrivent Financial for Lutherans “Code of Conduct” vs my claims experience, “Though I speak with the tongues of men and of angels, and have not charity”

“Though I speak with the tongues of men and of angels, and have not charity, I am become as sounding brass, or a tinkling cymbal”…1 Corinthians 13

“We ended the year with a total adjusted surplus of $ 4.6 billion.”…Thrivent Magazine spring 2010

“How might my behavior be perceived if it appeared in social media feeds, on the news or in tomorrow’s headlines?”...Thrivent’s latest “Code of Conduct”

 

I recently received a “gift” from the NC Insurance Commission regarding my claims with Thrivent Financial for Lutherans.

This “Rosetta Stone” reveals the “Alice in Wonderland” protocol and subsequent treatment of me and my claims.

I have a code of ethics.

First and foremost, I do not lie. I do not misrepresent the policy provisions or claims information.

Thrivent has indicated that they do not like what I have written. They have threatened me with legal action.

I gave Brad Hewitt, Chief Executive Officer a heads up in a Citizen Wells article dated July 30, 2018.

I gave their outside attorney a heads up in an email dated August 22, 2018.

I am prepared to move forward with the truth.

Below are some relevant highlights from Thrivent’s “Code of Conduct” from several years ago.

“How would my action look as a headline in tomorrow’s newspaper?” from Page 4 seems relevant.

Page 2

“Just as The Thrivent Way encourages all of us to be trustworthy in character and competence, our Code of Conduct helps us live out and demonstrate the principles of The Thrivent Way. Thrivent’s Code of Conduct helps guide our actions and choices.

At its core, the Code of Conduct boils down to common sense—treat others with
respect, follow the law and adhere to Thrivent policies and expectations. It’s a simple concept that helps us best serve our members and society.”

Page 4

“The Thrivent Way

Our mission, vision and values
We are a membership organization of Christians, and our members are our owners. Our purpose is to serve our members and society by guiding both to be wise with money and live generously.
We believe that all we have is a gift from God and that generosity is an expression of faith.
We succeed when our members, their families and their communities thrive.
We value our relationships, so we will:Be trustworthy in character and competence,
and Act like owners and treat each other as owners, and Live balanced and generous lives.”

“Thrivent Financial is dedicated to acting in the interest of our member-owners.
Ethics matter, and we expect everyone acting on behalf of Thrivent to know and
understand our Code of Conduct and follow its principles.”

“Making the Right Decisions

Our Code highlights key principles that guide our behavior at Thrivent, but it can’t address every ethical situation. In those cases, use your best judgment to make the right decision or seek guidance.

Consider these questions before you act:
• Does my action conflict with The Thrivent Way?
• Is it legal?
• How would my family or friends view my behavior?
• How would my action look as a headline in tomorrow’s newspaper?
• Could my behavior harm Thrivent’s reputation?”

Page 13

“Know the Signs of Fraud
Fraudulent activities are known to have occurred in most companies.
Although most people have honest intentions, it’s in our best interest
to remain vigilant and help prevent fraud by understanding the common
signs of fraudulent behavior.”

“Misrepresentation related to an application or claim.”

Page 14

Fraternal Status
To protect our fraternal heritage and maintain our fraternal status, Thrivent will follow the federal and state requirements applicable to fraternal benefit societies.
We will not inappropriately utilize our fraternal status to competitive advantage.

Thrivent’s latest “Code of Conduct.”

http://cdn.coverstand.com/37774/271455/0b8f1921bcfd7ec219a6e30e93157d88675a9955.62.pdf

Note the latest version states:

“How might my behavior be perceived if it appeared in social media feeds, on the news or in tomorrow’s headlines?”

Once again I present to Thrivent:

“Those who use the sword will die by the sword.”…Matthew 26:52

 

More here:

https://citizenwells.com/

http://citizenwells.net/