Category Archives: fraud

Hunter Biden laptop pigeonholed (sequestered) in FBI money laundering investigation?, FBI consistently stonewalled release of Trump admin exculpatory info

Hunter Biden laptop pigeonholed (sequestered) in FBI money laundering investigation?, FBI consistently stonewalled release of Trump admin exculpatory info

“Immediately after President Trump won election, opponents inaugurated what they call ‘The Resistance’ and they rallied around an explicit strategy of using every tool and maneuver to sabotage the functioning of the executive branch.” …Attorney General Barr

“Instead of doing so, the government has continued to defy its
constitutional, ethical and legal obligations to this Court and to the defense, and to hide evidence that it knows exonerates Mr. Flynn. As is the essence of the problem here, instead of protecting its citizens, the “government” is protecting its own criminal conduct and operatives.”…Attorney Sidney Powell October

“Ms. Sines’s testimony flatly contradicts the FBI’s claims that (1) it did not investigate matters pertaining to Mr. Rich; (2) it did not examine his computer; and (3) it conducted a “reasonable” search but could not locate any records or communications about Mr. Rich. Specifically, Ms. Sines’s testimony flatly contradicts the affidavit testimony of FBI Section Chief David M. Hardy.”…Attorney Ty Clevenger March 29, 2020

 

We now have proof the FBI was in possession of the Hunter Biden laptop by December 2019.

Why was the exculpatory evidence that proved the Biden’s guilt and Trumps innocence kept hidden?

From Fox News October 21, 2020.

“Laptop connected to Hunter Biden linked to FBI money laundering probe

The FBI’s subpoena of a laptop and hard drive purportedly belonging to Hunter Biden came in connection with a money laundering investigation in late 2019, according to documents obtained by Fox News and verified by multiple federal law enforcement officials who reviewed them.”

“Multiple federal law enforcement officials, as well as two separate government officials, confirmed the authenticity of these documents, which were signed by FBI Special Agent Joshua Wilson. Wilson did not immediately respond to Fox News’ request for comment.”

Read more:

https://www.foxnews.com/politics/laptop-hunter-biden-linked-fbi-money-laundering-probe

Why was the information on the Hunter Biden laptop, which was damning for the Bidens and exculpatory for President Trump, not shared during the impeachment or later?

Was it pigeonholed for a legitimate investigation or were the same anti Trump forces at work again?

We have proof positive that the FBI stonewalled time after time on FOIA requests and other requests from Congress etc. Numerous examples are found in the General Flynn case as well as private lawsuits.

The Flynn case can be found here:

https://www.courtlistener.com/docket/6234142/united-states-v-flynn/?page=3

The NY Times filed a lawsuit on October 11, 2019 after their FOIA request to the FBI for correspondence sent or received by Hunter Biden and others was unsuccessful.

https://www.courthousenews.com/wp-content/uploads/2019/10/Hunter-Biden.pdf

From the NY Post September 24, 2020.

“Rep. Jim Jordan wants to know if the FBI is investigating Hunter Biden

A leading Republican congressman demanded Thursday that the FBI reveal whether it’s investigating allegations of “potential criminal activity” by the son of Democratic presidential candidate Joe Biden.

In a two-page letter, House Judiciary Committee Ranking Member Jim Jordan (R-Ohio) called on FBI Director Christopher Wray to write back regarding what he called the “explosive report” released by Republican senators on Wednesday.

“Among other findings, the report documented ‘potential criminal activity relating to transactions among and between Hunter Biden, his family, and his associates with Ukrainian, Russian, Kazakh, and Chinese nationals,’ ” he wrote.

Jordan also said the 87-page report from Senate Homeland Security and Governmental Affairs Committee Chairman Ron Johnson (R-Wisconsin) and Senate Finance Committee Chairman Chuck Grassley (R-Iowa) “shows that the FBI has been aware of some alleged misconduct for years.”

“The FBI suffered from a pattern of misconduct and politicization at the highest levels of the FBI during the Obama-Biden Administration,” he wrote.”

Read more:

https://nypost.com/2020/09/24/jim-jordan-wants-to-know-if-fbi-is-investigating-hunter-biden/

House Report September 23, 2020.

https://www.hsgac.senate.gov/imo/media/doc/HSGAC_Finance_Report_FINAL.pdf

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

Hunter Biden emails “We don’t need no Twitter Facebook”, Spread the word, Tell everyone you know via emails citizen news, Renewed American Revolution

Hunter Biden emails “We don’t need no Twitter Facebook”, Spread the word, Tell everyone you know via emails citizen news, Renewed American Revolution

“I mean, you know, they’re not bad folks, folks. But guess what? They’re not competition for us,”...Joe Biden on China May 2019

“If I’m somebody that has no journalistic ability, no detective ability or investigative ability and I was able to find stuff in a short period of time, somebody else should have been able to find something to show,”...Computer repairman John Paul Mac Isaac 

“Newly obtained emails from a Hunter Biden business partner lay out in detail how the Vice President’s son and his colleagues used their access to the Obama-Biden administration to arrange private meetings for potential foreign clients and investors at the highest levels in the White House. These never-before-revealed emails outline how a delegation of Chinese investors and Communist Party officials managed to secure a private, off-the-books meeting with then-Vice President Joe Biden.”…Breitbart October 16, 2020

 

Our ancestors, during the American Revolution did it.

They spread the news.

All they had was the written word and word of mouth.

Their fastest mode of dissemination was by horseback.

We have the internet, motor vehicles and planes.

We can do it.

“We don’t need no Twitter Facebook”   to the tune of “Another brick in the wall.”

Six degrees of separation, the concept that we are all connected to anyone on the planet by just six human links is powerful.

Citizen Wells is requesting that you pass along this information about the Hunter Biden emails and the Joe Biden and family involvement in shady deals, to as many people as possible. Ask your sphere of influence to do the same.

And ask  questions. Question everything.

Twitter, Facebook and other social media outlets along with the fake news  and mainstream media have not only not been covering the Hunter Biden emails, they have been preventing others from doing so.

Here are some of the important facts:

  • Hunter Biden dropped off a computer at a repair shop run by John Paul Mac Isaac in April 2019.
  • Biden did not return in over 90 days. By law the computer belonged to Isaac.
  • After browsing through the computer’s files, Mr. Isaac became alarmed, the FBI was contacted and eventually took possession.
  • A subpoena was issued December 9, 2019 by US Attorney Lesley Wolf. (see below).
  • Mr. Isaac feared for his safety and gave a copy of Hunter Biden’s laptop hard drive to Rudy Giuliani’s attorney, Brian Costello.
  • Mid October 2020 the NY Post began releasing Hunter Biden emails and other information.
  • On October 15, 2020 House Republicans sent a letter to FBI Director Wray requesting answers about the computer.
  • All indications are that the FBI has been “sitting on” the computer and its contents.
  • Rudy Giuliani has been providing regular updates on findings and the authenticity of the emails and other contents.
  • Yesterday, October 16, 2020, Fox News found a source which validates the emails. https://www.foxnews.com/politics/hunter-biden-china-email-source-verifies
  • The emails are not only damning for Hunter Biden but also prove Joe Biden lied about his knowledge of Hunter’s involvement and his own.

This is becoming one of the biggest news stories in US History.

We must not let it be kept hidden.

We owe our fellow citizens and descendants the truth.

A renewed American Revolution.

WE don’t need Twitter, Facebook, et al.

More here:

https://rudygiulianics.com/

https://nypost.com/

https://www.foxnews.com/

https://justthenews.com/

https://citizenwells.com/

FBI Subpoena:

 

 

More here:

https://citizenwells.com/

http://citizenwells.net/

Hunter Biden business partner fraud conviction upheld by US Court of Appeals for the Second Circuit, “large sums of Chinese and Ukrainian money flowing into Archer’s and Biden’s accounts”

Hunter Biden business partner fraud conviction upheld by US Court of Appeals for the Second Circuit, “large sums of Chinese and Ukrainian money flowing into Archer’s and Biden’s accounts”

“One of Brennan’s CIA employees, who worked with Vice President Biden on the Ukraine desk in the Obama White House, filed the bogus and untruthful hearsay Whistleblower complaint about President Trump’s conversation with the President of Ukraine—he or she said they didn’t like the tone of the conversation, when they never even heard the conversation.”…Captain Joseph R. John USN(ret)

“Joe Biden “Outraged We Seized Burisma Assets”, Could No Longer Pay His Son…”…Former Ukraine Prosecutor Shokin

“On April 16, 2014, Vice President Biden met with his son’s business partner, Devon Archer, at the White House. Five days later, Vice President Biden visited Ukraine, and he soon after was described in the press as the “public face of the administration’s handling of Ukraine.” The day after his visit, on April 22, Archer joined the board of Burisma. Six days later, on April 28, British officials seized $23 million from the London bank accounts of Burisma’s owner,
Mykola Zlochevsky. Fourteen days later, on May 12, Hunter Biden joined the board of Burisma, and over the course of the next several years, Hunter Biden and Devon Archer were paid millions of dollars from a corrupt Ukrainian oligarch for their participation on the board.”…US Senate Committee Hunter Biden Report Sept. 23, 2020

From Just The News October 8, 2020.

“Federal appeals court reinstates criminal convictions of Hunter Biden’s business partner

Devon Archer was found guilty of fraud, conspiracy.

The United States Court of Appeals for the Second Circuit on Wednesday reversed a lower court decision to grant a new trial in a fraud case involving Hunter Biden’s ex-business partner Devon Archer.

Hunter Biden was not charged in the scheme, but Biden’s name was reportedly “invoked at various stages of the fraud as a selling point in transactions.”

Archer was indicted on March 26, 2018 and charged with conspiracy to commit securities fraud and securities fraud for a Native American tribal bond scheme hatched by Archer and several of his business partners. After a trial lasting approximately one month, the jury found Archer guilty on both counts. Archer asked the district court to set aside the jury’s verdict and successfully pushed for a retrial.”

“Financial records made public during Archer’s 2018 trial revealed large sums of Chinese and Ukrainian money flowing into Archer’s and Biden’s accounts via a Morgan Stanley account for an entity called Rosemont Seneca Bohai, LLC (RSB). For example, the RSB financial records revealed that Ukraine’s largest gas company, Burisma Holdings, funneled millions to Archer and Biden in 2014 and 2015. According to Archer’s bank statement, Burisma paid at least $166,666.66 (twin payments of $83,333.33) into Biden and Archer’s joint account each month between May 2014 and October 2015.”

“The report raises serious questions that former Vice President Biden needs to answer,” Sen. Ron Johnson (R-Wisc.) told Just the News. “There are simply too many potential conflicts of interest, counterintelligence and extortion threats to ignore.”

Read more:

https://justthenews.com/accountability/russia-and-ukraine-scandals/federal-appeals-court-reinstates-charges-against-hunter

More here:

https://citizenwells.com/

http://citizenwells.net/

“Brennan led the fake Russia collusion allegation against President Trump”, Capt Joseph R. John USN(ret) FBI DHS, Brennan’s CIA employee worked with Biden filed bogus Whistleblower complaint

“Brennan led the fake Russia collusion allegation against President Trump”, Capt Joseph R. John USN(ret) FBI DHS, Brennan’s CIA employee worked with Biden filed bogus Whistleblower complaint

“CIA Director John Brennan appears to have tried and failed to take out Donald Trump. It is his Agency that spread the lie that Russia made it possible for Trump to win the Presidency. This was not the idle opinion of some underling. Someone was given permission to tell elected Legislators a lie. A bald faced lie. Brennan, and no one else, bears ultimate responsibility for this lie.”…former CIA and State Department employee Larry Johnson December 14, 2016

“It’s a Brennan operation. It was an American disinformation, and the fucking President, at one point when they even started telling the press — they were back[ground]-briefing the press, the head of the NSA was going and telling the press”…Seymour Hersh

“Why John Brennan, Peter Strzok and DOJ Needed Julian Assange Arrested”…The Conservative Treehouse November 3, 2019

 

Captain Joseph R. John USN(ret), is as solid as they come with impeccable credentials.

From his bio:

“GOVERNMENT:

2004-2005

  • Federal Bureau of Investigation

Counter Terrorist Intelligence Analyst

Middle East and Al-Qa’ida Subject Matter Expert

Top Secret SCI clearance

2003-2004

  • Department of Homeland Security

Armed Federal Law Enforcement Officer, CBP Inspector

Screened for terrorists and/or violators of federal law

Middle East and Al Qa’ida Subject Matter Expert

Top Secret Clearance

2001-2002

  • Member DOD Counter Terrorist Task Force (After 9/11)

Task Force Reported to Assistant Secretary of the Army

Middle East and Al-Qa’ida Briefer

Top Secret Clearance”

“MILITARY (Active and Reserve Duty): 1958-1992

United States Navy
Midshipman to Captain

  • Served with 2 Seal Teams, an FBI Swat Team, and Special Ops Command Central on 9 anti-terrorist operations (TS/SCI)
  • Involved in development and execution of plan to eliminate Iraq’s chemical, biological, nuclear and ballistic weapons (TS/SCI)
  • Deployed to Kuwait with Special Operations Command Central during Operation Desert Storm (TS/SCI)
  • Three Commanding Officer Billets – COMNAVSURFPACDET219, COMUSFACSUBICBAYDET119, CINCPACFLTDET719 (TS)
  • While Commanding Officer, COMUSFACSUBICBAYDET119, awarded the Bilger Trophy for being the best naval unit in nation.
  • Three tours of duty in Vietnam (TS)
  • As a destroyer Weapons Officer, awarded Weapons E as the outstanding gunnery and ASW ship in the Atlantic Fleet
  • Served twelve years aboard 6 US Naval Destroyers in USS Charles S. Sperry (DD-697), USS Ault (DD-698), USS Southerland (DD-743), USS Robert A. Owens (DD-827), USS Bauer (DE-1025), USS Gridley (DLG-21), and the USS Point Defiance (LSD-31), as Nuclear Weapons, Missile Ordinance, Weapons, Engineering, Operations, Navigation, and Executive Officers (TS)
  • Awarded Navy Marine Corps Commendation Medal for saving Navy doctor’s life.
  • Awarded five Meritorious Service Medals – “For great strategic service to the United States”
  • Awards include the Combat Action Ribbon, Navy/Marine Corps Meritorious Unit Commendation, Battle “E” Ribbon, Navy/Marine Corps Overseas Service Deployment Ribbon (4 Bronze Stars for 5th Award), Surface Warfare Officer Insignia, and 21 medals for operations in Vietnam, the Philippines, in Kuwait during Operation Desert Storm, and in the Middle East.
  • On December 21, 2013, Capt John was invited to a plaque dedication ceremony at the Mount Soledad National Veterans Memorial in La Jolla, California, and was surprised to learn it was arranged by his family and close friends to dedicate a plaque to memorialize his 30 years of Honorable service in the US Navy.  Capt John’s plaque was enshrined among the plaques of other heroic military figures who defended the nation in every conflict in history.  The ceremony made mention of his 3 tours of duty in Vietnam, duty in Operation Desert Storm, and his deployment with Special Operations Forces on 9 Worldwide Counter Terrorist Operations.  Inscribed on the plaque are these words “Joseph proudly served his country during crisis in several different hostile arenas. He received numerous military awards and citations for his outstanding and courageous service.””

Read more:

https://combatveteransforcongress.org/leader/59

From Captain Joseph R. John USN(ret), October 24, 2019.

“After Brennan was appointed by Obama, he recruited CIA Officers who were Politically Correct, and his promotions within the CIA elevated Politically Correct CIA Officers, that would be acceptable to Obama, to new positions of leadership within the CIA; they are still there.  One of Brennan’s CIA employees, who worked with Vice President Biden on the Ukraine desk in the Obama White House, filed the bogus and untruthful hearsay Whistleblower complaint about President Trump’s conversation with the President of Ukraine—he or she said they didn’t like the tone of the conversation, when they never even heard the conversation.

Brennan led the fake Russia collusion allegation against President Trump, taking his direction from Obama, and is now one of the leaders of the continued treasonous coup attempt to bring down the first President of the United States in history; this time using another fake allegation about a Ukrainian phone call.  The Whistleblower (actually the leaker) who filed the complaint with hearsay information has disappeared.   McRaven has thrown his lot in with conspirators Brennan, Clapper, Comey, McCabe, Strzok, Soros, Perez, Schiff, Nadler, Pelosi, and Schumer to initiate a Coup d’ Etat.  The left of center liberal media establishment is supporting the coup in their daily call for the impeachment based on false allegations. ”

Read more:

https://www.citizensjournal.us/the-first-four-star-flag-officer-in-us-history-joins-the-effort-to-void-the-election-of-the-us-president/

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

 

Thrivent changing to treat all people better? “we will change from within” or just trying to placate blacks, Admitting their “core Christian beliefs” a ruse?

Thrivent changing to treat all people better? “we will change from within” or just trying to placate blacks, Admitting their “core Christian beliefs” a ruse?

“You don’t need to be Christian to join our team.”…Thrivent job opening ad

“I worked at Thrivent Financial full-time (More than 8 years)”                      “Claims to be based on Christian values but does not adhere to them.”…Former Thrivent employee

“pre-dispute mandatory arbitration provisions are inappropriate in insurance policies and incompatible with the legal duties insurers owe policyholders when handling their claims.”…NAIC, National Association of Insurance Commissioners, August 15, 2016

 

Is Thrivent changing their evil ways?

A good start would be to remove so many attorneys from key positions, quit using high powered law firms who brag about defeating claim filers, actually act out “core Christian beliefs” and reverse their retroactively changed contract to remove mandated and allow optional mediation and arbitration in the dispute resolution process.

From Each Story Told.

“As I read the following news release from Teresa Rasmussen, President and CEO of Thrivent Financial, I was reminded of Starbucks shutting down years ago to retrain their employees on making coffee.

I thought then how foolish it looked to be training employees on how to make coffee. If I was foolish enough to have not already been training my employees on how to make coffee, I am not sure I would admit it.

The same goes for Thrivent, formerly Aid Association for Lutherans.

Thrivent for decades has touted their Christian beliefs and concerns for members.

Are they finally admitting it was all a ruse, a clever wolf in sheep’s clothing scenario?

Are they willing to apologize to me and countless others for the fraud they have perpetuated and the shameless way they treated us?

For their corrupt mandated arbitration enacted retroactively?

Really care about economic insecurity?

Or are they just trying to placate blacks?

From Thrivent and Teresa Rasmussen July 10, 2020.

“Letter From Our CEO: Doing What’s Right As We Travel The Long Road To Change”
“Together we will take immediate action – and invest in long-term change – to help address racism, discrimination and economic insecurity.

At Thrivent we believe humanity thrives when people make the most of all God has given them. Yet the ability to thrive is fundamentally hindered for those who disproportionately face systemic inequities, racism and discrimination due to the color of their skin.

As we continue to grapple with the tragic killing of George Floyd and the resulting anger, frustration and sorrow in our communities, we know that what happened not only to Mr. Floyd, but many before him, calls for real change.

The issue is so deeply rooted that there is not one answer, one remedy or one solution. Bringing meaningful change to these problems will, at the very least, take deep soul-searching and personal growth from people and institutions. It will require investing in, and supporting, one another for Thrivent to be inclusive and diverse with abundant and equitable opportunities for all.

As an organization, we will change from within. We will seek, identify and hire diverse talent that clearly reflects the communities in which we operate and serve. We understand that Black, Indigenous, and people of color receive disproportionately less mentorship, growth opportunities and advancement in the American workplace. We will ensure this is not the case at Thrivent, and we will hold our leaders accountable to this mission.”

Read more:

http://eachstorytold.com/2020/07/28/thrivent-ceo-rasmussen-doing-whats-right-as-we-travel-the-long-road-to-change-address-economic-insecurity-we-will-change-from-within-all-lives-matter-treat-all-people-honestly-and-re/

My claims experience with Thrivent can be found here:

http://eachstorytold.com/category/my-claim-story/

George Tiedemann’s experience:

http://eachstorytold.com/2018/06/24/george-tiedemann-obituary-mr-tiedemann-featured-in-wsj-article-about-thrivent-some-life-insurers-play-by-different-rules-george-and-lucy-tiedemann-navigated-the-dispute-resolut/

Racism at Thrivent. You decide:

“Executive sues Thrivent, saying he was fired because he is black”

“A black executive claims he was fired as president of a Thrivent Financial subsidiary because he accused a co-worker of racial discrimination, according to a lawsuit he filed against the financial services firm.

Gregory M. Smith, who said he was recruited by Thrivent in 2016 to help grow its network of independent insurance brokers, said he was stunned to encounter discrimination at a Fortune 500 company whose mission is “helping Christians be wise with money and live generously.”

“I was shocked,” said Smith, 56, who has worked at some of the largest insurance companies in the U.S. “I have never been treated so badly in my life.”

In a written statement, Thrivent denied the allegations and predicted the company will win the court battle over the lawsuit filed this month in Hennepin County.”

“Within months, Smith had laid off about half of his 15-member staff, most of whom quickly found jobs with other Thrivent companies, according to Smith’s attorney, Clayton Halunen. In an interview, Smith said some of the workers lacked the skills he needed, while others were terminated because he was concerned about their “exorbitant” spending on business trips. He said all of the terminated workers were white.

“I was the only person of color when I came in,” Smith said in the interview. His lawsuit claims that the presidents of seven other Thrivent subsidiaries are all white.”

“To celebrate, Smith said in the interview, he took his team out for dinner at the Capital Grille in downtown Minneapolis after work one night in December 2016. About 6 p.m., while waiting for some of his workers to show up, Smith said he strolled into the bar area and overheard Huth talking about him with another member of the team.

In the lawsuit, Smith said Huth allegedly said to the other worker: “We are going to get rid of that black piece of shit,” referring to him. In the lawsuit, Smith said Huth noticed him standing there and looked at him “sheepishly … apparently scared that he had overheard” the remark.””

Read more:

http://eachstorytold.com/2018/05/26/thrivent-executive-fired-gregory-m-smith-lawsuit-says-he-was-fired-because-he-is-black-represented-by-attorney-clayton-halunen-we-are-going-to-get-rid-of-that-black-piece-of-shit/

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

 

 

 

Michael “Ozzie” Myers charged with ballot stuffing bribery and obstruction, Former Democrat Congressman, 2014 2015 2016 elections

Michael “Ozzie” Myers charged with ballot stuffing bribery and obstruction, Former Democrat Congressman, 2014 2015 2016 elections

“Judicial Watch Finds Millions of ‘Extra’ Registrants on Voting Rolls – Warns California, Pennsylvania, North Carolina, Colorado, Virginia to Clean Up Voting Rolls or Face a Federal Lawsuit”…Jan 2, 2020

“Their chance of winning in 2020, especially now with Trump’s success, is getting slim, and they are getting desperate. When they get desperate, and they have done this before, I think we can count on voter fraud. They are going to have to use it, and they have used it before.”…Kevin Shipp, former CIA employee

“High importance. I met with Jim and Mike in Denver. They are both old friends of the Clintons and have lots of experience. Mike hosted our Boulder Road Show event. They are reliving the 08 caucuses where they believe the Obama forces flooded the caucuses with ineligible voters. They want to organize lawyers for caucus protection, election protection and to raise hard $.”…Podesta Wikileaks email leak

 

From the US Department of Justice July 23, 2020.

“Former Congressman Charged with Ballot Stuffing, Bribery, and Obstruction

A former U.S. Congressman was charged Tuesday in an indictment unsealed today, with conspiring to violate voting rights by fraudulently stuffing the ballot boxes for specific candidates in the 2014, 2015, and 2016 primary elections, bribery of an election official, falsification of records, voting more than once in federal elections, and obstruction of justice.

Michael “Ozzie” Myers, 77, of Philadelphia, Pennsylvania, is charged with conspiring with and bribing the former Judge of Elections for the 39th Ward, 36th Division, Domenick J. Demuro.   Demuro, who pleaded guilty previously in federal court in Philadelphia, was responsible for overseeing the entire election process and all voter activities of his division in accord with federal and state election laws.

“Free and fair elections are the hallmark of our system of government,” said Acting Assistant Attorney General Brian C. Rabbitt of the Justice Department’s Criminal Division.  “The Department of Justice has zero tolerance for corruption of the electoral process, and we will spare no effort in investigating and prosecuting those who would seek an unfair advantage at the polls by bribing state and local officials responsible for ensuring the fairness of our elections.”

“Voting is the cornerstone of our democracy.  If only one vote has been illegally rung up or fraudulently stuffed into a ballot box, the integrity of that entire election is undermined,” said U.S. Attorney William M. McSwain of the Eastern District of Pennsylvania.  “Votes are not things to be purchased and democracy is not for sale.  If you are a political consultant, election official, or work with the polling places in any way, I urge you to do your job honestly and faithfully.  That is what the public deserves, it is what democracy demands, and it is what my office will enforce.”

“Transparent and fair elections are integral to the proper functioning of our democracy,” said Special Agent in Charge Michael J. Driscoll of the FBI’s Philadelphia Division.  “Those who seek to corrupt the vote threaten the public’s trust in the process and must be brought to justice. The FBI is determined to protect the integrity of our electoral system.”

“These charges, announced today by the Justice Department, clearly illustrate allegations of absolute disregard for the sanctity of our electoral system,” said Captain Leo D. Hannon Jr., Director of the Special Investigations Division of the Pennsylvania State Police.  “As disheartening as this conduct may be for the voting public in Philadelphia and elsewhere, the citizens we serve should be reassured by the fearless and tireless work of the attorneys, agents, and troopers tasked with the continuation of this active investigation.  Particularly in the current atmosphere of impending elections, the Pennsylvania State Police prioritize investigations into allegations of voter fraud and public corruption.”

Myers is charged with bribing Demuro to illegally add votes for certain candidates of their mutual party in primary elections. Some ofthese candidates were individuals running for judicial office whose campaigns had hired Myers, andothers were candidates for various federal, state, and local elective offices whom Myers favored for a variety of reasons.  According to the indictment, Myers would solicit payments from his clients in the form of cash or checks as “consulting fees,” and then use portions of these funds to pay Demuro and others in return for tampering with election results.

After receiving payments ranging from between $300 to $5,000 per election from the consultant, the court papers allege Demuro would add fraudulent votes on the voting machine – also known as “ringing up” votes – for Myers’ clients and preferred candidates, thereby diluting the value of ballots cast by actual voters.  At Myers’ direction, Demuro would add these fraudulent votes to the totals during Election Day, and then would later falsely certify that the voting machine results were accurate.  Myers is also accused of directing Demuro to lie about the circumstances of the bribes and the ballot-stuffing scheme to investigators.

This case is being investigated by the FBI with assistance from the Pennsylvania State Police.  It is being prosecuted by Richard C. Pilger, Director of the Elections Crimes Branch of the Criminal Division’s Public Integrity Section and Assistant U.S. Attorney Eric L. Gibson.”

https://www.justice.gov/opa/pr/former-congressman-charged-ballot-stuffing-bribery-and-obstruction

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

Target gift card exchange program scam? incompetence?, Disconnect between internet and stores, Consumers beware, Definite training problem

Target gift card exchange program scam? incompetence?, Disconnect between internet and stores, Consumers beware, Definite training problem

“Texas’ top attorney warns Target bathroom policy could lead to ‘inappropriate activity’”…BizJournals May 5, 2016

“You can’t fix stupid.”…Ron White

“We are being lied to on a scale unimaginable by George Orwell.”…Citizen Wells

 

I boycotted Target for over a year because of their foolish, irresponsible bathroom policies.

I decided to give them another chance a few months ago but for every transaction there has been a disconnect between their internet presence and the  local store. In those cases the local people were helpful and compensated for the disconnect.

That is until recently.

I like so many others received gift cards for Christmas.

Though I am grateful, the gift cards come with their own set of issues.

Last week I ran across a Target internet site that provided for gift card exchanges. From many name brands to Target.

Seemed smart. Taking business away from other companies and helping consumers.

Theory vs reality.

Target utterly failed me and wasted my time.

On Thursday I went by and was told that the person, who was trained on this transaction, worked in the Electronics Dept. and would be in later.

I went back today. The person in customer service was not aware of the program.

I went to electronics and was told they discontinued the program 2 days ago and that the website had not yet been updated.

I asked for a manager.

She asked where the card was purchased. How was I supposed to know that? The website makes no mention of that.

After arriving back home, knowing full well that a chat was a waste of time, I explained what happened and the responder then tried the link and apparently did not follow instructions. It was a waste of time.

From the website:

 

Trade in your gift cards

Bring gift cards from leading consumer brands that still have a balance to a participating Target store, and exchange them for a Target gift card that can be used for online purchases at Target.com or in any Target store.

 Click here to find a participating store

Which cards can I trade?

Search the field below for a list of currently accepted gift cards.

Participating Merchants
A Pea in the Pod
Academy Sports & Outdoors
Aeropostale
AMC Theatres
Applebee’s
Athleta
AutoZone
Banana Republic
Bare Minerals
Barnes & Noble
Bass Pro Shops
Bath & Body Works
Bed Bath and Beyond
Best Buy
Boscov’s
Brinker Restaurants
Brylane Home
Buffalo Wild Wings
Burton
Cabela’s
Callaway Golf
Catherines
CB2
Champs Sports
Cheesecake Factory
Chili’s
Cinemark
Coach
Cold Stone Creamery
Cole Haan
Coleman
Crate & Barrel
Darden Restaurants
Destination Maternity
Dillard’s
Domino’s Pizza
DSW
Duluth Trading Company
Dunkin’ Donuts
Eddie V’s Prime Seafood
Fandango
Field & Stream
Filson
Firebirds Wood Fired Grill
Foot Locker
Footaction
GameStop
Gap
Gap Kids
Gap Options
Golf Galaxy
Gordon Biersch
Great Harvest Bread Co
Guess
Hobby Lobby
Home Depot
Home Goods
Hot Topic
IHOP
JCPenney
Jiffy Lube
Journeys
L.L. Bean
Lane Bryant
Lego Store
Levi’s
Logan’s Roadhouse
Lowe’s
Lululemon Athletica
Macy’s
Marshalls
Nautica
New Era
Nike
Nordstrom
Office Depot
Old Navy
Olive Garden
Oriental Trading Company
Overstock
P.F. Chang’s
Panera Bread
Patagonia
Pier 1 Imports
Pottery Barn
Pottery Barn Kids
Pottery Barn Teen
Quiznos
Ralph Lauren
Ray Ban
Red Lobster
REI
Sabon
Seasons 52
Sephora
Smith & Wollensky
Soma
Sperry
Staples
Stride Rite
Sur La Table
Swarovski
T.J. Maxx
Taco Bell
Target
The Container Store
Tiffany & Co.
Timberland
Torrid
ULTA
Under Armour
Uniqlo
Urban Decay
Walmart
West Elm
Williams-Sonoma
Yankee Candle
Z Gallerie

Search for participating Trade-In Target store*

*Visit or call your local store to confirm current program participation

Enter your zip code below

The local store I visited was on the list.

FURTHERMORE…

From Fortune:

“The retail chain started a new trade-in program last month that allows customers to exchange various store gift cards for a Target gift card”

“However, Target’s program is all about convenience. The trade is instantaneous, and a customer can walk away immediately with their Target card in-hand.”

https://fortune.com/2015/12/28/gift-card-exchange-target/

Buyer Beware!

More here:

https://citizenwells.com/

http://citizenwells.net/

Thrivent fraud allegations and failed appeal, Thrivent fraternal benefit society status immunity?, Fraud must be addressed via dispute resolution? Apparently not

Thrivent fraud allegations and failed appeal, Thrivent fraternal benefit society status immunity?, Fraud must be addressed via dispute resolution? Apparently not

“You don’t need to be Christian to join our team.”…Thrivent job opening ad

“I worked at Thrivent Financial full-time (More than 8 years)”                      “Claims to be based on Christian values but does not adhere to them.”…Former Thrivent employee

“pre-dispute mandatory arbitration provisions are inappropriate in insurance policies and incompatible with the legal duties insurers owe policyholders when handling their claims.”…NAIC, National Association of Insurance Commissioners, August 15, 2016

 

Thrivent believes and maintains that they are not subject to the same insurance laws as other insurers.

That is generally true.

That does not mean that they are immune from all insurance laws or other statutes just because they are a fraternal benefit society.

Their contract states that even charges of fraud must go through their mandated MDRP, Member Dispute Resolution Program.

However, the courts have consistently held that fraud, even without proof, can negate mandated arbitration and allow a case to enter litigation.

Charges of fraud against Thrivent are not as rare as they would have you believe.

“Illinois Insurance Code did not bar Securities Department from investigating VA sales

By John M. Jascob, J.D., LL.M.

The Illinois Securities Department had authority to investigate allegations that a broker-dealer committed fraud in the sale of variable annuities. The Illinois Securities Law authorizes the Securities Department to investigate whether registered broker-dealers and advisers have committed fraud in any business practice, even if that practice involves insurance products. Accordingly, the Illinois Court of Appeals affirmed dismissal of the broker-dealer’s complaint (Thrivent Investment Management Inc. v. Illinois Securities Department, August 28, 2018, Walker, C.). ”

https://jimhamiltonblog.blogspot.com/2018/08/illinois-insurance-code-did-not-bar.html

From the Thrivent appeal.

“ORDER
¶ 1 Held: The Illinois Secretary of State Securities Department has authority to investigate allegations that a registered securities dealer committed fraud in the sale of variable annuities, even though the Department of Insurance has sole authority to regulate the issuance and sale of variable annuities. Oppressive discovery requests do not violate a respondent’s constitutional rights unless judicial discovery procedures will not adequately protect the respondent’s rights.”

“¶ 3 We hold (1) the Illinois Securities Law (Act) (815 ILCS 5/1 et seq. (West 2016)) gives the Securities Department authority to determine whether Thrivent, a registered securities dealer and investment adviser, committed fraud in any of its business practices; (2) the complaint does not allege facts showing judicial processes for discovery will violate Thrivent’s constitutional rights; and (3) the proposed amended complaint does not cure the defects of the dismissed complaint. Accordingly, we affirm the dismissal of the complaint
with prejudice and the denial of the motion for leave to amend.”

http://www.illinoiscourts.gov/R23_Orders/AppellateCourt/2018/1stDistrict/1171913_R23.pdf

From Thrivent v. Perez.

“28. As a not-for-profit fraternal benefit society, Thrivent is a type of life insurer. It is organized and operating pursuant to Chapter 614 of the Wisconsin statutes, known as the Wisconsin Fraternal Code. The Wisconsin Fraternal Code is a part of the insurance laws of the State of Wisconsin. Section 614.05 of the Wisconsin Statutes specifies that fraternal benefit societies are subject to the requirements of the Fraternal Code, and they are exempt from other Wisconsin insurance laws, except to the extent those other insurance laws are specifically made applicable to fraternal benefit societies.”

“31. A fraternal benefit society’s principal regulator is the insurance regulator for the state of its domicile. Thrivent’s principal regulator is the Wisconsin Office of the Commissioner of Insurance (“Commissioner”). The Commissioner is empowered to conduct examinations of Thrivent under Wisconsin Statute Section 601.43 (as Section 614.05 specifies that Chapter 601 applies to fraternal benefit societies to the same extent as mutual insurers). Thrivent’s insurance marketing practices are subject to regulation under Chapter 628 of the Wisconsin statutes and Thrivent is subject to unfair and deceptive trade practices statutes to the same extent as other types of life insurers.”

https://www.bloomberglaw.com/public/desktop/document/Thrivent_Financial_for_Lutherans_v_Perez_et_al_Docket_No_016cv032?1552582945

 

 

 

California begins massive voter roll clean up, Notifies up to 1.5 million inactive voters, Judicial Watch 2017 lawsuit to force cleanup of Los Angeles County voter rolls

California begins massive voter roll clean up, Notifies up to 1.5 million inactive voters, Judicial Watch 2017 lawsuit to force cleanup of Los Angeles County voter rolls

“High importance. I met with Jim and Mike in Denver. They are both old friends of the Clintons and have lots of experience. Mike hosted our Boulder Road Show event. They are reliving the 08 caucuses where they believe the Obama forces flooded the caucuses with ineligible voters. They want to organize lawyers for caucus protection, election protection and to raise hard $.”…Podesta Wikileaks email leak

“What is your threshold for acceptable voter fraud since 1 vote can win most elections?”…Citizen Wells

“We control life, Winston, at all its levels. You are imagining that there is something called human nature which will be outraged by what we do and will turn against us. But we create human nature. Men are infinitely malleable.”…George Orwell, “1984″

 

From Judicial Watch June 19, 2019.

“California Begins Massive Voter Roll Clean-Up – Notifies Up to 1.5 Million ‘Inactive’ Voters as Part of Judicial Watch Lawsuit Settlement

Judicial Watch announced today that it has been informed that Los Angeles County has sent notices to as many as 1.5 million inactive voters on its voter rolls. This mailing is a step toward removing the names of voters who have moved, died, or are otherwise ineligible to vote. The massive mailing is the result of a settlement agreement with Judicial Watch requiring the County to remove as many as 1.5 million inactive registrations. In addition, the California secretary of state has alerted other California counties to clean up their voter registration lists to comply with the federal National Voter Registration Act (NVRA), as the secretary promised to do in that same settlement agreement.

All of this is the result of a federal lawsuit Judicial Watch filed in 2017 to force the cleanup of Los Angeles County’s voter rolls (Judicial Watch, Inc., et al. v. Dean C. Logan, et al. (No. 2:17-cv-08948)). Judicial Watch sued on its own behalf and on behalf of Wolfgang Kupka, Rhue Guyant, Jerry Griffin, and Delores M. Mars, who are lawfully registered voters in Los Angeles County. Judicial Watch was joined in this lawsuit by Election Integrity Project California, Inc., a public interest group that has long been involved in monitoring California’s voter rolls.

Under the terms of the settlement agreement, voters who do not respond to the notices sent by the County and who do not vote in the next two federal elections must be removed from the voting rolls. Secretary Padilla also agreed to update the state’s online NVRA manual in order to make clear that ineligible names must be removed and to notify each California county that they are obliged to do this. On April 11, Secretary Padilla notified Judicial Watch that this part of the settlement agreement had been implemented.

The agreement also required the office of the secretary of state to send a written advisory to all county clerks/registrars of voters in California stating that current federal law requires the cancellation of a registrant who has failed to respond to an official notice and who then fails to vote, offers to vote, correct the registrar’s record, “or otherwise have their eligibility to vote confirmed for a period of time including the next two general federal elections.”

The updated California National Voter Registration Act Manual, March 2019, conforms to this standard. In April and May 2019, the California secretary of state provided a training presentation to all 58 counties in California regarding the proper list maintenance procedures under the NVRA.

As Judicial Watch previously noted, Los Angeles County has over 10 million residents, more than the populations of 41 of the 50 United States. California is America’s largest state, with almost 40 million residents. The County had allowed more than 20% of its registered voters to become inactive without removing them from the voter list.”

Read more:

https://www.judicialwatch.org/press-room/press-releases/california-begins-massive-voter-roll-clean-up-notifies-up-to-1-5-million-inactive-voters-as-part-of-judicial-watch-lawsuit-settlement/

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

Thrivent agent indicted on fraud charges December 26, 2018, Jerry Wayne Simpson allegedly stole from widow and clients Mar 2016 to Oct 2017, Feb 2018 barred from FINRA

Thrivent agent indicted on fraud charges December 26, 2018, Jerry Wayne Simpson allegedly stole from widow and clients Mar 2016 to Oct 2017, Feb 2018 barred from FINRA

“You don’t need to be Christian to join our team.”…Thrivent job opening ad

“Thrivent contends that its commitment to individual arbitration is ‘”important to the membership because it reflects Thrivent’s Christian Common Bond, helps preserve members’ fraternal relationships, and avoids protracted and adversarial litigation that could undermine Thrivent’s core mission.’”…Thrivent v. Acosta Nov. 3, 2017

“I worked at Thrivent Financial full-time (More than 8 years)”                      “Claims to be based on Christian values but does not adhere to them.”…Former Thrivent employee

 

From Kentucky.com.

“A financial advisor in Western Kentucky used lies and false paperwork to steal $400,000 from clients, a federal grand jury has charged.

The grand jury indicted Jerry Wayne Simpson on three counts of wire fraud, a charge punishable by up to 20 years in prison.

Simpson was a licensed agent for Thrivent Investment Management Inc., in Madisonville, according to the indictment. He allegedly took money from clients between March 2016 and October 2017.

In one case, Simpson allegedly forged a clients’ name on paperwork requesting to have money withdrawn from the person’s annuities. Simpson withdrew about $248,000 from the victim’s accounts and had it deposited in his personal bank account, the indictment charged.

In another case, Simpson falsely told a widow that her late husband had taken out a loan against his life insurance policy and gave her a cashier’s check for $54,769 when the policy actually was worth $82,000, the indictment said.

Simpson allegedly kept the rest of the money.”

Read more:

https://www.kentucky.com/news/state/article223738450.html

From The White Law Group.
“What is Failure to Supervise? FINRA RULE 3110 (SUPERVISION)”

“According to the Financial Industry Regulatory authority (FINRA) FINRA Rule 3110 requires a firm to establish and maintain a system to supervise the activities of its associated persons that is reasonably designed to achieve compliance with the applicable securities laws and regulations and FINRA rules.

The rule details requirements for a firm to have reasonably designed written supervisory procedures (WSPs) to supervise the activities of its associated persons and the types of businesses in which it engages.

Among other things, a firm’s WSPs must address supervision of supervisory personnel and provide for the review of a firm’s investment banking and securities business, correspondence and internal communications, and customer complaints. WSPs should describe:”

Read more:

https://www.whitesecuritieslaw.com/2016/09/23/what-is-failure-to-supervise-finra-rule-3110-supervision/

From FINRA for Jerry Wayne Simpson.

THRIVENT INVESTMENT MANAGEMENT INC.
(AAL CAPITAL MANAGEMENT CORPORATION,AAL DISTRIBUTORS INC.,FORTRESS DISTRIBUTORS, INC.,THRIVENT INVESTMENT MANAGEMENT INC.)
CRD#: 18387/SEC#: 801-29618,8-36525
B   Brokerage Firm Regulated by FINRA (Kansas City district office)
IA Investment Adviser Firm   Visit SEC Site
MAIN ADDRESS
625 FOURTH AVENUE SOUTH
MINNEAPOLIS, MN 55415-1665 UNITED STATES
Direct Owners and Executive Officers
Name    Position
THRIVENT FINANCIAL HOLDINGS, INC.
OWNER
BOUSHEK, RANDALL LEE (CRD#:4120176)
DIRECTOR
CHIEF COMPLIANCE OFFICER
DIRECTOR AND PRESIDENT
MEEHAN, TIMOTHY SEAN (CRD#:1492218)
CHIEF LEGAL OFFICER & SECRETARY
DIRECTOR OF AFFILIATE FINANCIAL MANAGEMENT CORPORATE ACCOUNTING, CFO & TREASURER
DIRECTOR AND VICE PRESIDENT

https://brokercheck.finra.org/firm/summary/18387

 

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