Category Archives: Justice


Thrivent Financial for Lutherans v. Colin Brock appeal, Thrivent nonpayment of disability benefits, Order denying Thrivent’s motion to confirm arbitration award, Brock alleges fraud corruption or other undue means

Thrivent Financial for Lutherans v. Colin Brock appeal, Thrivent nonpayment of disability benefits, Order denying Thrivent’s motion to confirm arbitration award, Brock alleges fraud corruption or other undue means

“Thrivent contends that its commitment to individual arbitration is ‘”important to the membership because it reflects Thrivent’s Christian Common Bond, helps preserve members’ fraternal relationships, and avoids protracted and adversarial litigation that could undermine Thrivent’s core mission.’”…Thrivent v. Acosta Nov. 3, 2017

“Beware of false prophets, which come to you in sheep’s clothing, but inwardly they are ravening wolves.”…Matthew 7:15

“Martin Luther may or may not have stated ‘Here I Stand’ but his actions certainly did.”…Citizen Wells


From Thrivent Financial for Lutherans v. Colin Brock.

“This interlocutory appeal and original proceeding arise from a dispute between Colin Brock and his insurer, Thrivent Financial for Lutherans (“Thrivent”) over nonpayment of disability benefits, which Brock claims Thrivent owes him under a Thrivent insurance policy.   As required by the policy, the trial court compelled the parties to arbitrate.   Following an evidentiary hearing, the arbitrator denied Brock’s claims.   Thrivent moved the trial court to confirm the arbitration award.   In turn, Brock requested the trial court to vacate the arbitration award on the ground that the award was obtained “by fraud, corruption, or other undue means.”   The trial court signed an order denying Thrivent’s motion to confirm the award, vacating the arbitration award, and directing a rehearing before a new arbitrator.   Thrivent appeals the order and also seeks review by way of a petition for writ of mandamus.   Brock contends that we have no appellate jurisdiction over the interlocutory order and requests that the petition for mandamus be denied.

We dismiss Thrivent’s interlocutory appeal for lack of jurisdiction and deny its petition for writ of mandamus.”

AAL, Aid Association for Lutherans, implemented a change to their contracts, retroactively in 1999, to impose mandatory dispute resolution consisting of Appeal, Mediation and Arbitration in lieu of litigation. Their member dispute resolution program is referred to as MDRP. They claim, and many courts have upheld that they could implement and enforce the change retroactively due to their fraternal status. This has not been challenged in all states and since the states differ on how insurance entities are treated, this is still an open question.

The embracing of mandatory arbitration has become widespread in consumer and employment contracts. This has led to a huge impact on our day in court and given companies much power to control outcomes and continue unsavory practices, harmful to consumers.

This is not just a Thrivent problem or insurance problem, it is a problem affecting the daily lives of all Americans. Thrivent’s practice of using their special status is particularly unjust and alarming and runs contrary to their platitudes touted in company policies.

Thrivent v. Brock revelations and questions.
  • Brock alleges: “the award was obtained ‘by fraud, corruption, or other undue means.’”  We have no way of knowing because the MDRP, culminating in arbitration, was held behind closed doors, out of the light of day of a courtroom.
  • Brock had taken the arbitration decision to trial court and next the appeals court. How much were the legal fees?
  • Thrivent has a large legal staff and engages outside legal firms who specialize in disability cases.
  • How much time elapsed from the first disability claim to the appeals court decision and probable redo of arbitration?
  • What happened next? Arbitration? What was the outcome.
  • What is Colin Brock’s disability? Is it life threatening or painful? Is Mr. Brock getting adequate treatment?
  • Was Mr. Brock able to pay his bills? Feed a family?
  • How has the MDRP process helped Mr. Brock? Did he experience the blessings of the Christian beliefs touted by Thrivent?
  • How many Thrivent members drop out of this MDRP process for various reasons such as too engulfed in pain and stress or discouraged by improper Thrivent procedures and attitudes? Mr. George Tiedemann went through the process for 2 years and dropped out. He was 83.
  • How many Thrivent members were shocked to find out that the policy they took out years earlier, had been modified without their consent or signature?
  • How many Thrivent members sought legal representation to no avail because many attorneys will not touch a case with mandated arbitration?


“Thrivent’s Christian Calling

Thrivent’s Lutheran heritage of answering God’s call has led to a strong membership-owned organization that now welcomes Christians seeking to live out their faith.

Fraternal benefit societies have a common bond among members. Thrivent’s common bond is Christianity. We embrace the core Christian beliefs as articulated in the Apostles’ Creed as follows:

I believe in God, the Father almighty, maker of heaven and earth.
I believe in Jesus Christ, his only Son, our Lord, who was conceived by the Holy Spirit, born of the virgin Mary, suffered under Pontius Pilate, was crucified, died, and was buried. He descended into hell. The third day he rose again from the dead. He ascended into heaven and is seated at the right hand of God the Father almighty. From there he will come to judge the living and the dead.
I believe in the Holy Spirit, the holy Christian Church, the communion of saints, the forgiveness of sins, the resurrection of the body, and the life everlasting.

If you share these beliefs, we invite you to join other Thrivent members called to pursue a life of generosity and wisdom with money.”

Here I stand.


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Booker T. Washington birthday April 5, 1856 in Hale’s Ford Virginia, Born into slavery, Sought knowledge worked tirelessly to become educated and to educate others, Noble man inspiration to humanity, Up from Slavery

Booker T. Washington birthday April 5, 1856 in Hale’s Ford Virginia, Born into slavery, Sought knowledge worked tirelessly to become educated and to educate others, Noble man inspiration to humanity, Up from Slavery

“I tried to emphasize the fact that while the Negro should not be deprived by unfair means of the franchise, political agitation alone would not save him, and that back of the ballot he must have property, industry, skill, economy, intelligence, and character, and that no race without these elements could permanently succeed.”… Booker T. Washington address, Atlanta Cotton states and International Exposition, Atlanta, Ga., September 18, 1895

” I pity from the bottom of my heart any nation or body of people that is so unfortunate as to get entangled in the net of slavery. I have long since ceased to cherish any spirit of bitterness against the Southern white people on account of the enslavement of my race. No one section of our country was wholly responsible for its introduction, and, besides, it was recognized and protected for years by the General Government. Having once got its tentacles fastened on to the economic and social life of the Republic, it was no easy matter for the country to relieve itself of the institution. Then, when we rid ourselves of prejudice, or racial feeling, and look facts in the face, we must acknowledge that, notwithstanding the cruelty and moral wrong of slavery, the ten million Negroes inhabiting this country, who themselves or whose ancestors went through the school of American slavery, are in a stronger and more hopeful condition, materially, intellectually, morally, and religiously, than is true of an equal number of black people in any other portion of the globe. This is so to such an extent that Negroes in this country, who themselves or whose forefathers went through the school of slavery, are constantly returning to Africa as missionaries to enlighten those who remained in the fatherland. This I say, not to justify slavery – on the other hand, I condemn it as an institution, as we all know that in America it was established for selfish and financial reasons, and not from a missionary motive – but to call attention to a fact, and to show how Providence so often uses men and institutions to accomplish a purpose. When persons ask me in these days how, in the midst of what sometimes seem hopelessly discouraging conditions, I can have such faith in the future of my race in this country, I remind them of the wilderness through which and out of which, a good Providence has already led us.”…Booker T. Washington , “Up from Slavery”


I remember reading about Booker T. Washington when I was young.

I remember that I was impressed then.

I decided to revisit his life on his birthday today, April 5, 2018.

I am even more impressed with what I have read about him.

He is an inspiration to all humanity.


“Early Life

Born to a slave on April 5, 1856, Booker Taliaferro Washington’s life had little promise early on. In Franklin County, Virginia, as in most states prior to the Civil War, the child of a slave became a slave. Booker’s mother, Jane, worked as a cook for plantation owner James Burroughs. His father was an unknown white man, most likely from a nearby plantation. Booker and his mother lived in a one-room log cabin with a large fireplace, which also served as the plantation’s kitchen.

At an early age, Booker went to work carrying sacks of grain to the plantation’s mill. Toting 100-pound sacks was hard work for a small boy, and he was beaten on occasion for not performing his duties satisfactorily. Booker’s first exposure to education was from the outside of a school house near the plantation; looking inside, he saw children his age sitting at desks and reading books. He wanted to do what those children were doing, but he was a slave, and it was illegal to teach slaves to read and write.

After the Civil War, Booker and his mother moved to Malden, West Virginia, where she married freedman Washington Ferguson. The family was very poor, and nine-year-old Booker went to work in the nearby salt furnaces with his stepfather instead of going to school. Booker’s mother noticed his interest in learning and got him a book from which he learned the alphabet and how to read and write basic words. Because he was still working, he got up nearly every morning at 4 a.m. to practice and study. At about this time, Booker took the first name of his stepfather as his last name, Washington.

In 1866, Booker T. Washington got a job as a houseboy for Viola Ruffner, the wife of coal mine owner Lewis Ruffner. Mrs. Ruffner was known for being very strict with her servants, especially boys. But she saw something in Booker—his maturity, intelligence and integrity—and soon warmed up to him. Over the two years he worked for her, she understood his desire for an education and allowed him to go to school for an hour a day during the winter months.”


In 1872, Booker T. Washington left home and walked 500 miles to Hampton Normal Agricultural Institute in Virginia. Along the way he took odd jobs to support himself. He convinced administrators to let him attend the school and took a job as a janitor to help pay his tuition. The school’s founder and headmaster, General Samuel C. Armstrong, soon discovered the hardworking boy and offered him a scholarship, sponsored by a white man. Armstrong had been a commander of a Union African-American regiment during the Civil War and was a strong supporter of providing newly freed slaves with a practical education. Armstrong became Washington’s mentor, strengthening his values of hard work and strong moral character.

Booker T. Washington graduated from Hampton in 1875 with high marks. For a time, he taught at his old grade school in Malden, Virginia, and attended Wayland Seminary in Washington, D.C. In 1879, he was chosen to speak at Hampton’s graduation ceremonies, where afterward General Armstrong offered Washington a job teaching at Hampton. In 1881, the Alabama legislature approved $2,000 for a “colored” school, the Tuskegee Normal and Industrial Institute (now known as Tuskegee University). General Armstrong was asked to recommend a white man to run the school, but instead recommended Booker T. Washington. Classes were first held in an old church, while Washington traveled all over the countryside promoting the school and raising money. He reassured whites that nothing in the Tuskegee program would threaten white supremacy or pose any economic competition to whites.”

“Tuskegee Institute

Under Booker T. Washington’s leadership, Tuskegee became a leading school in the country. At his death, it had more than 100 well-equipped buildings, 1,500 students, a 200-member faculty teaching 38 trades and professions, and a nearly $2 million endowment. Washington put much of himself into the school’s curriculum, stressing the virtues of patience, enterprise, and thrift. He taught that economic success for African Americans would take time, and that subordination to whites was a necessary evil until African Americans could prove they were worthy of full economic and political rights. He believed that if African Americans worked hard and obtained financial independence and cultural advancement, they would eventually win acceptance and respect from the white community.”

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FBI 90 percent chance of Hillary indictment, Decades of Clinton crime, David Schippers and Judicial Watch findings, John Podesta tied to crimes

FBI 90 percent chance of Hillary indictment, Decades of Clinton crime, David Schippers and Judicial Watch findings, John Podesta tied to crimes

“If This Story Gets Out, We Are Screwed”…Wikileaks: Doug Band to John Podesta

“James Comey’s decision to revive the investigation of Hillary Clinton’s email server and her handling of classified material came after he could no longer resist mounting pressure by mutinous agents in the FBI, including some of his top deputies, according to a source close to the embattled FBI director.”…Daily Mail October 30, 2016

“The devil’s in that woman.”…Miss Emma, Clinton’s cook, governor’s mansion


Waiting for Hillary Clinton’s emails, Russian uranium deal connections or attempts to interfere in the 2016 election to have her indicted?

Well, we have been waiting for decades.

It certainly could have happened in 2016.

From Citizen Wells November 4, 2016.

“There is a very good chance that Hillary will be indicted.

The question is when.”

“A deep hatred of Hillary Clinton exists within the FBI, multiple bureau agents told the Guardian. Agents explained that Clinton is considered “the antichrist” within the department, and a desire to stop her being elected spurred the rapid series of damaging leaks just days before the election.

A Wall Street Journal report says the FBI’s pursuit of the case is rooted in recordings of a suspect in a different corruption case who spoke about the Clinton Foundation’s dirty dealings.

FBI: “90% Chance Of Indictment And Prosecution”

The FBI say there is a 90% chance of indictment and prosecution for Hillary Clinton and others connected to the Clinton Foundation and Clinton campaign.”

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From Citizen News September 3, 2016.

“The evidence uncovered by Judicial Watch overwhelmingly indicates
that President Clinton condoned, directed and effected this
lawbreaking. It also shows that he was aided and abetted by, among
others, Hillary Rodham Clinton, Vice President Albert Gore, late
Commerce Secretary Ronald Brown, Attorney General Janet Reno, and other
key White House personnel, including Leon Panetta, John Podesta, Harold
Ickes, Bruce Lindsey, Bernard Nussbaum, and Labor Secretary Alexis
For example, Judicial Watch has uncovered key evidence in the
massive political espionage, witness tampering and intimidation
operation popularly known as “Filegate.” In “Filegate,” the Clinton
White House, the Federal Bureau of Investigation (“FBI”), Hillary
Rodham Clinton, former White House Counsel Bernard Nussbaum, and
Clinton appointees Craig Livingstone and Anthony Marceca, illegally
obtained and misused the FBI files of former Reagan and Bush
Administration staffers and others to gain sensitive information on
perceived political opponents and material witnesses for use in its
smear campaigns. Judicial Watch represents the victims of “Filegate”
in a civil lawsuit.
The “Filegate” political espionage, witness tampering and
intimidation operation, a horrendous violation of the Privacy Act and
other laws, continues to this day. It represents the means by which the
Clintons defend the various scandals which threaten their hold on
power. The evidence indicates that the Clinton Administration, with the
direct knowledge and participation of the President, continues to
illegally compile, maintain and disseminate sensitive information on
perceived adversaries from confidential government files. Contrary to
previous Clinton Administration explanations, Judicial Watch discovered
that it was a high-level Clinton political appointee who illegally
ordered the release of Linda Tripp’s confidential information from her
Pentagon file in a clear effort to intimidate her from telling what she
knew of Clinton White House illegal activities, and to destroy her
credibility. Judicial Watch also uncovered evidence indicating that
President Clinton authorized the illegal release of Kathleen Willey’s
letters, stored in a White House filing system subject to the Privacy
Act, in an effort to intimidate and smear her. Like Ms. Tripp, Ms.
Willey is a material witness in on-going criminal grand jury
investigations and civil lawsuits.
Part of the pattern of “Filegate” is President Clinton’s use of
private investigators, the Reno Justice Department, the FBI, the IRS,
and political operatives such as James Carville to obstruct justice,
silence witnesses and intimidate investigators. For example, Judicial
Watch has uncovered evidence that President Clinton personally
participated in this operation by threatening “to destroy,” and then
defaming one witness, Dolly Kyle Browning, if she dared to tell the
truth about their 30-year friendship and sexual relationship.
President Clinton’s political appointee and former IRS Commissioner
Margaret Milner Richardson also illegally used the IRS to audit public
interest groups thought to be hostile to the Clinton Administration,
including the Western Journalism Center.
Through discovery in its civil lawsuit against the Clinton Commerce
Department, Judicial Watch also has found evidence that President
Clinton condoned and participated in a scheme, conceived by First Lady
Hillary Rodham Clinton and approved by the President, to sell seats on
U.S. Department of Commerce trade missions in exchange for political
contributions. Bribery is specifically highlighted in the U.S.
Constitution as an offense warranting impeachment.
In President Clinton’s push to sell taxpayer-financed government
services to raise money for his political operations, national security
likely was breached by his Commerce Department appointees and those
involved in his fundraising scheme, such as John Huang. While Judicial
Watch is at an interim stage of investigation in this sensitive area,
the breaches of national security uncovered at the Clinton Commerce
Department raise real questions of treasonous activities by the
President and members of his Administration.
To cover-up this illegal fundraising and likely national security
breaches, President Clinton’s top two staffers, then-Chief of Staff
Leon Panetta and Deputy Chief of Staff John Podesta, ordered late
Commerce Secretary Ron Brown to obstruct justice and defy federal Court
orders. The evidence also indicates that Secretary Brown personally
consulted with President Clinton in furtherance of this cover-up.
In addition to the illegal sale of taxpayer-financed services, such
as seats on government trade missions, for political contributions, the
President and Mrs. Clinton have illegally solicited and received monies
directly from private citizens and others. The creation and use of
legal defense funds is not only prohibited under federal law, but they
have proved to be a means whereby lobbyists, influence peddlers and
foreign powers have tried to influence the Administration, contrary to
U.S. national security interests.”

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Trey Gowdy: appeared that three FBI officials were “conspiring or plotting” to decide 2016 election, Why aren’t we cleansing Justice Dept.?, J Christain Adams warning

Trey Gowdy: appeared that three FBI officials were “conspiring or plotting” to decide 2016 election, Why aren’t we cleansing Justice Dept.?, J Christain Adams warning

“Why was Tony West, who helped Obama keep his records hidden at taxpayer expense, promoted to Acting Associate Attorney General, the third highest official at the Justice Department?”…Citizen Wells

“Based on my firsthand experiences, I believe the dismissal of the Black Panther case was motivated by a lawless hostility toward equal enforcement of the law. Others still within the department share my assessment. The department abetted wrongdoers and abandoned law-abiding citizens victimized by the New Black Panthers. The dismissal raises serious questions about the department’s enforcement neutrality in upcoming midterm elections and the subsequent 2012 presidential election.”… J Christian Adams

“We are being lied to on a scale unimaginable by George Orwell.”…Citizen Wells


Why hasn’t the Justice Department been cleansed, purged?

J Christian Adams and others have warned us.

From The Blaze.

“Trey Gowdy says FBI agents were ‘conspiring’ and ‘plotting’ against Trump being elected

Rep. Trey Gowdy (R-S.C.) reviewed his questioning of Deputy Attorney General Rosenstein on Wednesday, adding that it appeared that three FBI officials were “conspiring or plotting” to decide the election.

“This is a really bad fact pattern,” Gowdy said of the revelations about bias at the FBI and Justice Department.

“I hate it for Rod Rosenstein that he’s the one explaining it because he’s not [FBI official] Peter Strzok, and he’s not [Deputy FBI Director] Andy McCabe, and he’s not [former FBI Director] Jim Comey, so he’s having to do a little bit of clean up,” he explained. “But these are really bad facts if you care about an impartial, objective Department of Justice and FBI.”

“I’m still trying to figure out why three FBI agents are discussing politics in the Deputy Director’s office, because you’re not supposed to discuss politics on federal ground and FBI agents aren’t supposed to engage in politics for Hatch Act reasons,” he added.

Gowdy was referring to texts that showed FBI official Peter Strzok talking about an “insurance policy” against Trump winning the 2015 election. The text was in a trove of interactions obtained by the media and released Tuesday.

Predicts McCabe will be fired

Gowdy went on to say that he would be surprised if Deputy FBI Director Andrew McCabe were not fired from his position within the week.

“But the notion that three bureau agents would be conspiring or plotting on how to handle the outcome of a presidential election is the opposite of what you want in an objective, dispassionate, neutral FBI,” he explained.”

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Seth Rich murder anniversary July 10, 2017, Rich assassination by hit men, If not for DNC leaks then why?, Forensic experts claim not a botched robbery, Julian Assange offered reward and implied Rich was source of leaks, Hard facts and compelling circumstantial evidence

Seth Rich murder anniversary July 10, 2017, Rich assassination by hit men, If not for DNC leaks then why?, Forensic experts claim not a botched robbery, Julian Assange offered reward and implied Rich was source of leaks, Hard facts and compelling circumstantial evidence

“There is an epidemic of messenger shooting.”…Citizen Wells

“The Party told you to reject the evidence of your eyes and ears. It was their final, most essential command. His heart sank as he thought of the enormous power arrayed against him, the ease with which any Party intellectual would overthrow him in debate, the subtle arguments which he would not be able to understand, much less answer. And yet he was in the right! They were wrong and he was right. The obvious, the silly, and the true had got to be defended. Truisms are true, hold on to that! The solid world exists, its laws do not change. Stones are hard, water is wet, objects unsupported fall towards the earth’s centre. With the feeling that he was speaking to O’Brien, and also that he was setting forth an important axiom, he wrote:

Freedom is the freedom to say that two plus two make four. If that is granted, all else follows.”…George Orwell, “1984”

“”You’re a traitor!” yelled the boy. “You’re a thought criminal!””…George Orwell, “1984”


July 10, 2017 is the one year anniversary of the murder/assassination of Seth Rich.

Forensic experts studied the case and their conclusion was that it was not a botched robbery.

They stated that it was probably a hit or serial killer.

Fox News reported that a video showed the legs of 2 men following Rich just before he collapsed.

That points to hit men.

The mainstream/fake news media jumped all over this to protect Hillary and the DNC while concurrently promoting the false flag Russia interference meme.

Well mainstream/fake news media, and other components of the Orwellian Thought Police, if Rich wasn’t murdered for leaking the DNC data, what was he murdered for by apparently 2 men who knew what they were doing?

The hard proven facts in this case are compelling.

But so is the mountain of circumstantial evidence.

“Books, movies, and television often perpetuate the belief that circumstantial evidence may not be used to convict a criminal of a crime. But this view is incorrect. In many cases, circumstantial evidence is the only evidence linking an accused to a crime; direct evidence may simply not exist. As a result, the jury may have only circumstantial  evidence to consider in determining whether to convict or acquit a person charged with a crime.

In fact, the U.S. Supreme Court has stated that”circumstantial evidence is intrinsically no different from testimonial [direct] evidence”(Holland v. United States, 348 U.S. 121,75 S. Ct. 127, 99 L. Ed. 150 [1954]). Thus, the distinction between direct and circumstantial evidence has little practical effect in the presentation or admissibility of evidence in trials.”

Forget the false narrative of a botched robbery and the messenger shooting from the mainstream/fake news media. Examine the facts and draw your own conclusions.

Better yet, urge the Trump Administration and Justice Dept. to get involved.

There is another petition to “Appoint a Special Prosecutor to investigate the murder of Seth Rich”

Here is a good source of information that you are not getting from the mainstream/fake news media:

The Profiling Project: Seth Rich Homicide – Initial Findings – June 20, 2017

This will only go away if we let it.




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My disability how it affected me and how I was treated by the disability insurance company and social security disability, Delay and deny incompetence and evil, What I will eventually write will shock and infuriate you

My disability how it affected me and how I was treated by the disability insurance company and social security disability, Delay and deny incompetence and evil, What I will eventually write will shock and infuriate you

“Insurance Companies Practice Deny & Delay Tactics”…The Deutermann Law Group

“Some critics say being barred from court discourages complaints, and some of those barred from court say they don’t trust the arbitration system enough to pursue it. Joseph Belth, a retired professor of insurance at Indiana University and editor of a widely read industry newsletter, calls the ability of fraternals to unilaterally change dispute-resolution rules for policyholders “an outrage.””…WSJ May 30, 2006

“For we wrestle not against flesh and blood, but against principalities, against powers, against the rulers of the darkness of this world, against spiritual wickedness in high places.”…Ephesians 6:12



My disability, how it affected me and how I was treated by the Disability insurance company and Social Security Disability.

Prior to my disability, I had been active all of my life, had only been to the hospital for sports injuries and had worked hard mentally and physically.

My disability event happened on February 27, 2009.

After 2 initial filings for disability claims and a letter from an attorney, my claim was denied.

The claim has been ongoing since then and I have had legal representation for over a year.

I vowed that no matter how this played out, I would expose the mistreatment I received from the disability insurance company.

Since the claim process is ongoing, I will report what I am able to reveal.

Here is the general sequence of events:

I was upstairs and alone.

I felt a numbness beginning in my right foot which began to spread up my right side.

I walked a short distance to the bedroom and laid down.

I was thinking stroke but tried to remain calm.

I called my lady friend who called her physician father on the west coast.

She arrived home and immediately took me to the emergency room a short distance away.

They triaged me for stroke which thank God it wasn’t, ran some more tests and kept me overnight.

The numbness all along my right side began to go away overnight except for my right foot, which remains with me today.

It wasn’t just numbness but there was also pain. The closest analogy I can think of is when your hands get numb and painful from making snowballs too long.

From the time that I left the hospital I was forced to keep my right leg propped up and pretty soon my lower back beagn hurting.

I was in pain during the day and my sleep was difficult at night.

A few days later I had an appointment with the attending physician, who I had never met before the hospital visit. He began talking about taking vitamins and quite frankly did not impress me.

After the second visit and my insistence, he referred me to a podiatrist.

The podiatrist was competent and immediately referred me to a spine specialist.

The spine spcialists examined me and took xrays. They found compression and fusion in my lower back. They also gave me an injection for pain which did little to help.

On the next visit they ran point to point tests from my lower spine to my foot.
Their conclusion was atypical neuropathy.

I had contacted my disability insurance company earlier to inform them of what had happened and they sent claim forms.

I filed claims with them twice and on both occasions the spine specialists indicated “no work.”

After the second denial I had an attorney write an excellent letter to no avail (except for documentation).

I also filed an online claim with Social Security Disability. More on this later.

Knowing what I know now, I would have immediately contacted an attorney to handle this case.

There were multiple reasons why I did not.

First of all, this was a fraternal plan I had paid on for 25 years. I was in disbelief, shock as well as pain. I could not trust them.

Also in the contract you agree to go through a process of appeal, mediation and binding arbitration. I should have had an attorney handle that.

After months of diagnosis, filing claims and dealing with the pain I had to protect myself. Thank God I had assets. I got by on savings, disposal of assets and eventually early Social Security retirement at a reduced amount.

I was able to make payments on the house I moved back into after my lady (fair weather) friend broke things off and my car.

I am one of the fortunate ones.

The TV ads daily reveal those who were helped by an attorney or they would have gone under financially.

Once again, I am blessed. But I was devastated financially.

Medicare was a blessing. With the great supplement a friend recommended, I was able to get a knee replacement for my other knee.

Exercise became part of my therapy to reduce the pain. I was then able to resume it.

What the disability company did was wrong, evil.

I am not going to let them get away with this, for myself and others.

More on this when I am able.


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Obama Hillary Loretta Lynch conspiracy, Clinton endorsed and not prosecuted, Trump defeat, The Donald wins and Obama and Hillary are prosecuted and Lynch is out, Obama had to win to control US Justice Department

Obama Hillary Loretta Lynch conspiracy, Clinton endorsed and not prosecuted, Trump defeat, The Donald wins and Obama and Hillary are prosecuted and Lynch is out, Obama had to win to control US Justice Department

“Why has Obama, since taking the White House, used Justice Department Attorneys, at taxpayer expense,  to avoid presenting a legitimate birth certificate and college records?”…Citizen Wells

Why was Tony West, who helped Obama keep his records hidden at taxpayer expense, promoted to the third highest Justice Department position?”…Citizen Wells

“Why did Justice Department and White House staff yell and curse at CBS reporter Sharyl Attkisson over questions about Fast and Furious?”…Citizen Wells

“By using her own computer server instead of the government’s in the four years of her tenure as secretary of state, she knowingly compromised the national security of the United States. She did this by receiving and sending at least 400 emails that contained information that under federal law was confidential, secret or top-secret, which is a felony.”…Judge Andrew Napolitano


Citizen Wells told you back in 2008 that Barack Obama had to win to control the US Justice Department and avoid prosecution.

We now have an even more complicated scenario and the stakes are higher.

If Donald Trump wins, Loretta Lynch will be gone and Obama and Hillary will likely be prosecuted.

It came as no surprise that Obama endorsed Hillary. She has to win to protect them both.

From Larry Klayman of Freedom Watch June 9, 2016.

“Klayman rips Obama over endorsement of Hillary Clinton

Says it is Proof Positive that President Has Told Attorney General to Deep Any Indictment of Clinton Over Email Scandal and Shows Just How Corrupt Obama and his Obama Justice Department Are!”

“Hillary Clinton, who has a sordid past of illegalities, crimes and cover-up, and is embroiled in an on-going criminal investigation over her illegal use of a private email server while Secretary of State, has now been endorsed by her fellow criminal, President Barack Obama, who has perpetrated numerous scandals during his presidential administration, ranging from Benghazi-gate, to IRS-gate, to Fast and Furious-gate to Illegal Immigration-gate, and a myriad of others.

This endorsement is proof positive, as boasted to by Hillary Clinton herself just yesterday, that she will never be indicted by President Obama’s Attorney General Loretta Lynch, over the FBI’s on-going investigation of her illegal use of a private email server while Secretary of State under Obama. This private email server was used not just to circumvent national security laws, but so Clinton could sell access to the State Department to enrich herself, her husband Bill Clinton, and the Clinton Foundation. In effect the private server was used to solicit bribes from foreign interests in Iran, Saudi Arabia and other terrorist and terrorist supporting Middle Eastern countries.

Our nation is being destroyed by corrupt politicians in both political parties and our justice system is corrupt to the core. By endorsing Clinton, President Obama has brazenly admitted that the fix is in, and that he and the Clintons continue to be above the law. They have little regard for the Director of the FBI, James Comey and his fine special agents, who in good faith have been conducting a bona fide criminal investigation which has yet to be completed. Not since the days of Richard Nixon has a president so defied the FBI and those honest working level servants in my alma mater, the U.S. Department of Justice, of which Attorney General Loretta Lynch, like her predecessor, is not one.”

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