Category Archives: Healthcare bill

“Get ready for Obamacare sticker shock” Orwellian lie from Charlotte Observer repeated by Greensboro News Record, Narrative for election, Shift blame to Republicans, Shock and lies began in 2009, Premiums deductibles policy losses job losses health care losses, Tell big lie and repeat

“Get ready for Obamacare sticker shock” Orwellian lie from Charlotte Observer repeated by Greensboro News Record, Narrative for election, Shift blame to Republicans, Shock and lies began in 2009, Premiums deductibles policy losses job losses health care losses, Tell big lie and repeat

“Nearly half of U.S. companies are reluctant to hire full-time employees because of the ACA. One in five firms indicates they are likely to hire fewer employees, and another one in 10 may lay off current employees in response to the law.

Other firms will shift toward part-time workers. More than 40 percent of CFOs say their companies will consider switching some jobs to less than 30 hours per week or targeting part-time workers for future employment.”…Duke University Fuqua School of Business December 11, 2013

“If you like your plan, you can keep it.”…Barack Obama

“millions of Americans are getting or are about to get cancellation letters for their health insurance under Obamacare, say experts, and the Obama administration has known that for at least three years.”…NBC News October 29, 2013

 

The Obamacare debacle, sticker shock and tragedy began long before Donald Trump ran for office.

This was the doing of Barack Obama and the Democrats.

As predicted by their behavior  patterns, they screw things up and then create a narrative to shift the blame to Republicans.

They have had great success in the past due to their dumbed down sheeple followers.

From the Charlotte Observer May 9, 2018.

“Get ready for Obamacare sticker shock”

“States across the country, including North Carolina, can expect similar proposed hikes in coming months. Obamacare sticker shock is coming, and it’s going to hit rural areas especially hard.”

“When Republicans repealed Obamacare’s individual mandate, they changed the economic viability of the Affordable Care Act, which counted on healthy people’s premiums defraying some of the cost of insuring the less than healthy. In addition, the Trump administration scrapped subsidies to insurers and gave healthy folks more reason to leave the exchanges by allowing insurers greater room to offer thinner policies that cost less money.”

” It will be an election issue in November, and voters should remember this: Obamacare needed tweaks, but it was working, despite what the president and Republicans have long claimed. Millions more Americans had health care coverage. That coverage included benefits that insurance companies largely didn’t offer before Obamacare. Also, insurance premiums were rising at a rate lower than the years before the Affordable Care Act was enacted.

Now, for many, those premiums are about to go way up, and insurers are being given more leeway to offer less. What’s old is new again. And it’s exactly what Republicans wanted.”

http://www.charlotteobserver.com/opinion/article210686554.html

You notice right off that the Orwellian weasles state “get ready” to shift the narrative out of the past to the future.

“they changed the economic viability of the Affordable Care Act” It was never viable!

“Now, for many, those premiums are about to go way up” NOW???

The Greensboro News Record, predictably, repeats the big lie.

“ACA sticker shock is coming”

“For many, those premiums are about to go way up, and insurers will be able to offer less. And it’s exactly what Republicans wanted.”

http://www.greensboro.com/opinion/columns/other-opinions-aca-sticker-shock-is-coming/article_8fed46ac-f056-5ecb-adb0-12f20a397550.html

As I recall, a repeal of Obamacare was what the Republicans wanted. The Democrats blocked it.

From the Citizen Wells archives. Not erased and not rectified.

August 1, 2009.

“This YouTube video reveals the hidden truth that Obama, Nancy Pelosi and the democrat congress are hiding from the American public.”

https://citizenwells.com/2009/08/01/obama-health-care-obamacare-hidden-truth-youtube-video-nancy-pelosi-shutting-out-public-abuse-of-power/

December 7, 2009.

“Another day, another study confirming that ObamaCare will increase the price of health insurance. The Blue Cross Blue Shield Association has found that premiums in the individual market will rise on average by 54% over the status quo, which translates into an extra $3,341 a year for families and $1,576 for singles. The White House denounced the report as a “sham” before it was even released, which shows how seriously it takes such concerns.”

https://citizenwells.com/2009/12/07/blue-cross-blue-shield-rate-increase-obama-lies-blue-cross-blue-patients-obamacare-study-premiums-rise-54-congressional-budget-office-pelosi-and-reid-lies/

March 16, 2012.

“The latest revelation, reported at The Hill, is that ObamaCare could cause up to 20 million Americans to lose their health care coverage. There is a “tremendous amount of uncertainty” in the forecast, which is just what our fragile Obamanized economy needs right now, but 20 million is the CBO’s worst-case estimate. Maybe it will only be 3 to 5 million people.

https://citizenwells.com/2012/03/16/cbo-real-truth-team-unemployment-rate-15-percent-obama-deficits-1-2-trillion-2012-obamacare-costs-rise-and-causes-millions-to-lose-employer-insurance/

June 28, 2012.

“I absolutely reject that notion [mandate is a tax].”…Barack Obama

“The US Supreme Court today, June 28, 2012, in their ruling today effectively called Obama a liar.”

https://citizenwells.com/2012/06/28/us-supreme-court-declares-obama-a-liar-obamacare-is-a-tax-obama-lied-about-tax-increases-obama-fraud-and-taxes-have-devastated-economy-and-job-market/

September 4, 2012.

“Our student health insurance policy premium has been substantially increased due to changes required by federal regulations issued on March 16, 2012 under the Affordable Care Act.”…Guilford College student

“Can we stop calling ObamaCare the Affordable Care Act now?”…Ron Meyer

“I just spoke with a young man a few minutes ago who attends Greensboro College, a private college in NC. He mentioned that his health care costs had just almost doubled. Recently, reported here, was a report that the UNC system, NC public colleges, had almost doubled the health care costs for students and the reason was provisions in Obamacare.”

“Health Insurance Costs Skyrocket For College Students Due To ObamaCare”

“Can we stop calling ObamaCare the Affordable Care Act now?

A Young America’s Foundation activist forwarded an email from the Vice President for Finance at his school, Guilford College (Greensboro, NC), informing him that, “For the 2012-13 academic year, the annual cost of the student health insurance is increasing from $668 to $1,179. This insurance premium has been charged to your student account.”

Why the increase? “Our student health insurance policy premium has been substantially increased due to changes required by federal regulations issued on March 16, 2012 under the Affordable Care Act.”

“Student healthcare choice has been replaced with expensive ObamaCare mandates.”

https://citizenwells.com/2012/09/04/dnc-convention-september-4-2012-obama-cares-with-obamacare-obamacare-doubles-nc-college-student-health-care-in-2012-lies-lies-more-obama-lies/

September 26, 2012.

“Premiums for employer-provided family coverage rose $3,065 — 24% — from 2008 to 2012, the Kaiser survey found. Even if you start counting in 2009, premiums have climbed $2,370.

What’s more, premiums climbed faster in Obama’s four years than they did in the previous four under President Bush, the survey data show.”

https://citizenwells.com/2012/09/26/health-premiums-up-3000-obama-promised-2500-cut-student-health-care-doubles-triples-and-more-obamacare-another-obama-lie-kaiser-survey/

March 4, 2013.

“However … health insurance rates and benefit coverage plan costs have continued to increase. As a result of those increases, county employees have experienced a pay decrease that has grown larger each year.”…Guilford County Interim Manager Sharisse Fuller

“The county has cut costs for the past two years by increasing co-pays,
deductible amounts and out-of-pocket maximums for employees.

“Over the last four years, no merit increases have been awarded to
Guilford County employees,” Fuller said Friday in an email. “However
… health insurance rates and benefit coverage plan costs have
continued to increase. As a result of those increases, county
employees have experienced a pay decrease that has grown larger each
year.””

““It looks to me like Obamacare is causing prices to go up and will
continue to make prices go up,” Henning said. “That’s something we’re
going to have to deal with, like everyone else in this economy.”

https://citizenwells.com/2013/03/04/guilford-county-nc-healthcare-cost-increases-may-cause-benefit-cuts-obamacare-costs-no-pay-raises-in-4-years-obamacare-is-causing-prices-to-go-up/

March 15, 2013.

“The nation’s big health insurers say they expect premiums — or the
cost for insurance coverage — to rise from 20 to 100 percent for
millions of people due to changes that will occur when key provisions
of the Affordable Care Act roll out in January 2014.

Mark Bertolini, CEO of Aetna Inc., one of the nation’s largest
insurers, calls the price hikes “premium rate shock.”

“Grace-Marie Turner is president of the Galen Institute and one of the
leading policy-based critics of Obamacare.

She said House Republicans are right to keep pushing for the repeal of
Obamacare because of the myriad ways it afflicts the nation’s fiscal
health.

“When you look at the overall impact of this law on the economy, we
know that it’s hugely important in depressing job creation,” she said.
“It’s forcing companies to put people on part-time when they need
full-time workers. The incredible number of new taxes, a trillion
dollars in new taxes in this law just in its own right. It is one of
the major factors that is depressing economic growth. When you have
economic growth depressed, you don’t have the tax revenue that you
need.””

https://citizenwells.com/2013/03/15/obamacare-sticker-shock-skyrocketing-health-care-costs-job-killer-millions-to-pay-20-to-100-percent-more-in-january-2014-obamacare-set-to-implode/

YOU GET THE PICTURE!

Search on Obamacare on this site for many more examples.

Obamacare imploding and damaging our health care system and economy.

 

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

 

 

 

 

 

 

 

 

 

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Charlottesville we warned you about Obamacare, Families shocked by 2018 premiums, Helpless and raging, Skyrocketing premiums and deductibles, Donna Brazile “Obama left the party $24 million in debt”

Charlottesville we warned you about Obamacare, Families shocked by 2018 premiums, Helpless and raging, Skyrocketing premiums and deductibles, Donna Brazile “Obama left the party $24 million in debt”

“If you like your plan, you can keep it.”…Barack Obama

“Obamacare premiums in Florida to rise 45 percent on average next year”…Miami Herald September 26, 2017

“We are being lied to on a scale unimaginable by George Orwell.”…Citizen Wells

 

Donna Brazile: “Obama left the party $24 million in debt”.

They always put the Democrat Party first.

Obama doubled the national debt and destroyed our healthcare system as well as the budgets of millions of Americans.

We warned you, but your daddy always voted Democrat.

From Zero Hedge November 17, 2017.

“”Helpless, Raging” Charlottesville Families Shocked By These 2018 Obamacare Premiums…”It’s Horrific”

Over the past several months, Democrats have jumped on every opportunity possible to blame the Trump administration for yet another year of staggering Obamacare premium increases.  Ironically, despite arguments from the Left that Trump’s defunding of Obamacare’s marketing budget would cause 2018 signups to plunge, as Politico recently noted, they’re actually up in 2018…which begs the question: was the Obama administration just wasting $100 million a year in taxpayer money for nothing?  Shocking thought, we know.

Meanwhile a fresh barrage of outcries from Democrats, most notably Ms. Nancy Pelosi, came after Trump’s decision to cut federal subsidies, an action which the CBO insisted could result in devastating premium increases of up to 20%.

Of course, if Trump is responsible for 20% of Obamacare’s premium hikes in 2018, then perhaps Nancy Pelosi should explain to the Dixon family in Charlottesville, VA precisely who is responsible for the other portion of the 235% premium hike they just received.

As the Washington Post points out this morning, the Dixons, a family of 4 in Virginia, were shocked earlier this month to find that their Obamacare premiums were going to surge from roughly $900 per month in 2017 to over $3,000 per month in 2018.

Ian Dixon, who left his full-time job in 2016 to pursue an app-development business, did so because the ACA guaranteed that he could still have quality coverage for his young family, he said.

 

But when the 38-year-old Charlottesville husband and father of a 3- and a 1-year-old went to re-enroll this month, his only choice for coverage would cost him more than $3,000 a month for his family of four, which amounted to an increase of more than 300 percent over the $900 he paid the year before. And this is for the second-cheapest option, with a deductible of $9,200.

 

“Helpless is definitely a good word for it,” Dixon said. “Rage is also a good word for it.””

“…perhaps local business owner Shawn Cossette can provide the Obamacare cheerleaders within the media some helpful insights…

Among them was Shawn Marie Cossette, 55, who runs her own event and floral design business in Charlottesville. Last year, she purchased an Anthem silver plan for $550 a month for herself. This year, under Optima, a silver plan would cost her $1,859 monthly.

 

“It’s a huge percentage of my income,” she said. “I really believed in the ACA. I really feel everyone deserves the right to health insurance, but who can afford those prices if you don’t qualify for subsidies?””

Read more:

http://www.zerohedge.com/news/2017-11-17/helpless-raging-charlottesville-families-shocked-these-2018-obamacare-premiumsits-ho

 

More here:

https://citizenwells.com/

http://citizenwells.net/

 

Obamacare premiums in Florida to rise 45 percent on average in 2018, What about deductibles?, Impact on private and company plans?

Obamacare premiums in Florida to rise 45 percent on average in 2018, What about deductibles?, Impact on private and company plans?

Other firms will shift toward part-time workers. More than 40 percent of CFOs say their companies will consider switching some jobs to less than 30 hours per week or targeting part-time workers for future employment.”…Duke University Fuqua School of Business December 11, 2013

“If you like your plan, you can keep it.”…Barack Obama

“millions of Americans are getting or are about to get cancellation letters for their health insurance under Obamacare, say experts, and the Obama administration has known that for at least three years.”…NBC News October 29, 2013

 

We all know that healthcare premiums have skyrocketed since the advent of Obamacare.

Higher deductibles, under reported, are the dinosaur in the room.

And what about private and company plans?

From the Miami Herald September 26, 2017.

“Obamacare premiums in Florida to rise 45 percent on average next year

Health insurers selling Affordable Care Act plans in Florida will raise monthly premiums by nearly 45 percent on average next year, the state’s Office of Insurance Regulation said Tuesday.”

“Florida insurance regulators announced proposed rates for ACA plans in 2018 on Tuesday. Below is a list of insurers and the average rate increase approved by the Office of Insurance Regulation.

On Exchange

  • Blue Cross & Blue Shield of Florida Inc., 38.1 percent
  • Celtic Insurance Company, 46.1 percent
  • Florida Health Care Plans, Inc., 26.5 percent
  • Health First Commercial Plans, Inc., 39.3 percent
  • Health Options, Inc., 36 percent
  • Molina Healthcare of Florida, 71.2 percent

Off Exchange

  • Avmed, Inc., 38.7 percent
  • Cigna Health and Life Insurance Company, 68.9 percent
  • Freedom Life Insurance Company of America, 80 percent”

Read more:

http://www.miamiherald.com/news/health-care/article175550671.html

 

More here:

https://citizenwells.com/

http://citizenwells.net/

Sean Hannity speaks out on Republican healthcare proposal, “I’m really annoyed about it”, “We don’t want it rammed through.”, Mr. Trump listen to Hannity

Sean Hannity speaks out on Republican healthcare proposal, “I’m really annoyed about it”, “We don’t want it rammed through.”, Mr. Trump listen to Hannity

“You know, I just would have hoped that after eight years of Republicans running on this that they’d have their darn act together, and they’d get a bill that they all agreed on that would fix the problem using all the principles of conservatism.”…Sean Hannity

“millions of Americans are getting or are about to get cancellation letters for their health insurance under Obamacare, say experts, and the Obama administration has known that for at least three years.”…NBC News October 29, 2013

“Healthcare should be affordable and provide a safety net for all citizens. The rest is all fluff.”…Citizen Wells

 

I do not get to listen to Sean Hannity as much as I would like but I do respect his opinion.

I caught a few minutes of his radio show yesterday as he was voicing his concerns about the way the Republicans were rolling out their healthcare proposal.

From CNS News March 9, 2017.

“Hannity ‘Really Annoyed’ About GOP Health Care Bill Rollout: ‘We Don’t Want It Rammed Through’”

“I want to start with this health care debate and the frustration that I feel, and that I have, and why I believe this rollout was not handled properly.

“And look, at the end of the day, do I think it’s all going to probably work out? Are we going to get a repeal and replace? Are we going to get a better health care system? Are we going to undo the mess of Obamacare? None of the promises kept: keep your doctor; keep your plans; save $2,500 a year.

“Yeah, I do believe that we’re going to get there. But in the lead up to all of this – this is one of the most important pieces of legislation.

“And here’s what I don’t understand – and I’ll say this respectfully, but I’m really annoyed about it. Respectfully, the fact that eight years later, that this has been their rallying cry to win the 2010 – win control of the House in 2010 – and then moving further and getting control of the Senate in 2014. And getting the presidency in 2016. And that there’s not a consensus bill. And that—

“I guess in my world, the world that I live in and the way I run my life, knowing – and we had put all these people on beforehand that never saw the bill but were hearing about the bill, and their concerns about the bill. In other words, does it really fully repeal Obamacare? Well, that’s one of the arguments that was used all day yesterday. Or that it has a new entitlement, which is subsidies or – it’s not block granted but, but – tax credits that are given to people so they can afford to buy their own health insurance.

“Now, health care savings accounts are included, money’s not going to Planned Parenthood. This— all the things that I said yesterday, that are good about the bill, that everybody agrees on.

“But here’s my problem: Now here, just imagine, in my own twisted mind, I actually think that Washington can work this way. Maybe all of the people in the Freedom Caucus, the study group, the people now that are angry, these conservative groups like Club for Growth and Americans for Prosperity and Freedom Works and Heritage Foundation and the Heritage Action group, and then you have Senator Rand Paul and Ted Cruz and Mike Lee, and then you have Congressman Louie Gohmert and Congressman Mark Meadows and Dave Brat and Jim Jordan and so many others – they were all saying what they were going to disagree with before the bill ever got released.

“And I remember, and I won’t tell everybody who I talked to, but I told a lot of people, I said, ‘You need to get everybody in a room.’

“And wouldn’t it have been better – instead of having a public fight among Republicans over the repealing and replacing of this bill – if they had gotten together, worked out their differences and maybe the way it was rolled out would be a big monumental ceremony with every Republican in the House and every Republican in the Senate. The president gives a speech. He outlines what’s in the consensus bill of Republicans, how they are going to do it and how it’s going to benefit you, the American people.

“Instead, it, the bill was marked up. Nobody knew what was in it, and when they found out what was in it, it was the very things they were suspicious were going to be in it.”

http://www.cnsnews.com/blog/michael-morris/hannity-really-annoyed-about-gop-health-care-bill-rollout-we-dont-want-it-rammed

 

 

More here:

https://citizenwells.com/

http://citizenwells.net/

UnitedHealth Group pulling out of Obamacare exchanges?, Expects major losses on its business through Affordable Care Act, Other insurers sounding alarms about their exchange business, Many insurers have raised premiums to cover medical costs of enrollees

UnitedHealth Group pulling out of Obamacare exchanges?, Expects major losses on its business through Affordable Care Act, Other insurers sounding alarms about their exchange business, Many insurers have raised premiums to cover medical costs of enrollees

“If you’ve got health insurance we’re going to work with you to lower your premiums by $2,500 per family per year. We will not wait 20 years from now to do it, or 10 years from now to do it. We will do it by the end of my first term as president.”…Barack Obama

“Dean Griffin liked the health insurance he purchased for himself and his wife three years ago and thought he’d be able to keep the plan even after the federal Affordable Care Act took effect.

But the 64-year-old recently received a letter notifying him the plan was being cancelled because it didn’t cover certain benefits required under the law.

The Griffins, who live near Philadelphia, pay $770 monthly for their soon-to-be-terminated health care plan with a $2,500 deductible. The cheapest plan they found on their state insurance exchange was a so-called bronze plan charging a $1,275 monthly premium with deductibles totalling $12,700. It covers only providers in Pennsylvania, so the couple, who live near Delaware, won’t be able to see doctors they’ve used for more than a decade.”…Times Colonist November 2, 2013

“We are being lied to on a scale unimaginable by George Orwell.”…Citizen Wells

 

 

 

From Market Watch November 19, 2015.

“UnitedHealth Group Inc. said it expects major losses on its business through the Affordable Care Act’s exchanges and will consider withdrawing from them, in the most prominent signal so far of health insurers’ struggles with the health law’s marketplaces.

The disclosure by the biggest U.S. health insurer, which had just last month sounded optimistic notes about the segment’s prospects, will sharply boost worries about the sustainability of the law’s signature marketplaces, amid signs that many insurers’ losses on the business continue to mount.

UnitedHealth Group’s chief executive, Stephen J. Hemsley, said it made the move, which included a downgrade of its earnings projections for 2015, amid reduced growth expectations, the expected shutdowns of the majority of the health law’s nonprofit cooperative insurers, and signs that its own enrollees continue to increase their use of medical services, raising costs.
As a result, UnitedHealth said it is pulling back on marketing its exchange products, as open enrollment is currently under way for plans that will take effect in 2016. And the insurer said it is “evaluating the viability of the insurance exchange product segment and will determine during the first half of 2016 to what extent it can continue to serve the public exchange markets in 2017.” UnitedHealth had previously expanded its exchange offerings to 11 new states for 2016, and said in October it had around 550,000 people enrolled.

UnitedHealth said it was revising its 2015 earnings projection to $6 a share, from a previous range of $6.25 to $6.35. The move reflected “pressure” of $425 million, or 26 cents a share, tied to individual plans sold under the health law, it said. The $425 million includes $275 million related to the “advance recognition” of losses it expects to incur in 2016. UnitedHealth also said it expects its 2016 earnings to be between $7.10 and $7.30 per share in 2016; previously, the company said it thought next year’s earnings would be within the range of analysts’ projections, then around $7.09 to $7.55.

Chris Rigg, an analyst with Susquehanna Financial Group, wrote that it was likely “this is more of an industry issue,” and if the exchanges don’t stabilize, he would expect UnitedHealth to “exit this business line.”

UnitedHealth’s announcement comes as other insurers have been sounding alarms about their exchange business, but the big insurer went considerably farther than its peers in flagging the recent rapid deterioration of its performance and raising concerns about future viability. UnitedHealth also changed its own tone markedly from its Oct. 15 earnings call, when it said it expected “strikingly better” results on the exchanges in 2016, due partly to price increases that it said averaged in the double digits.

The impact of the insurance industry’s struggles is already clear in the products currently on offer in the marketplaces, many of which are aimed at stanching a flood of red ink. For these plans, which will take effect in 2016, many insurers have raised premiums in order to cover the medical costs of enrollees, which have run higher than many companies originally projected, fueling this year’s losses. Insurers have also shifted to offering more limited choices of health-care providers. The majority of the startup cooperative insurers created under the health law are slated to shut down.

Analysts say the danger is that higher rates might discourage enrollment, particularly by the younger, healthier consumers that the marketplaces need to draw in, since they are the ones that are most likely to feel they can go without insurance. That would have the effect of driving premiums even higher in the future, because insurers would need more rate increases to cover the costs of a smaller, sicker pool of enrollees. At its worst, this cycle can feed on itself, creating what the industry calls a “death spiral.””

Read more:

http://www.marketwatch.com/story/unitedhealth-cuts-guidance-citing-obamacare-2015-11-19

Obamacare costs skyrocket and low income people can’t afford, Huge deductibles hidden story emerges, Hospitals medical providers and public will pay for unpaid bills, Family spent half its annual income paying for obamacare

Obamacare costs skyrocket and low income people can’t afford, Huge deductibles hidden story emerges, Hospitals medical providers and public will pay for unpaid bills, Family spent half its annual income paying for obamacare

“If you’ve got health insurance we’re going to work with you to lower your premiums by $2,500 per family per year. We will not wait 20 years from now to do it, or 10 years from now to do it. We will do it by the end of my first term as president.”…Barack Obama

“Dean Griffin liked the health insurance he purchased for himself and his wife three years ago and thought he’d be able to keep the plan even after the federal Affordable Care Act took effect.

But the 64-year-old recently received a letter notifying him the plan was being cancelled because it didn’t cover certain benefits required under the law.

The Griffins, who live near Philadelphia, pay $770 monthly for their soon-to-be-terminated health care plan with a $2,500 deductible. The cheapest plan they found on their state insurance exchange was a so-called bronze plan charging a $1,275 monthly premium with deductibles totalling $12,700. It covers only providers in Pennsylvania, so the couple, who live near Delaware, won’t be able to see doctors they’ve used for more than a decade.”…Times Colonist November 2, 2013

“We are being lied to on a scale unimaginable by George Orwell.”…Citizen Wells

 

 

Citizen Wells has been warning you for years that aside from the catastrophic effect of Obamacare on premiums our healthcare system and jobs, the hidden story was rising deductibles that lower income people will not be able to pay and the burden this will place on the entire country.

From Citizen Wells October 17, 2013.

Obamacare is increasing healthcare premiums in 45 states.

A 27 year old in Virginia will see an increase of over 252 percent.

And one of the biggest under reported Obama scandals is the skyrocketing deductibles under Obamacare.

https://citizenwells.com/2013/10/17/obamacare-increases-premiums-in-45-states-deductibles-skyrocket-27-year-old-in-va-up-252-percent-obama-lied-about-keeping-your-insurance-and-reducing-costs/

From Zero Hedge November 15, 2015.

“Meet The Family That Just Spent Half Its Annual Income Paying For Obamacare”

“Well, since the passage of the Affordable Care Act, also known as the Obamacare tax, we have watched in horror as shocker after shocker are revealed.

Some examples:

Now we can add one more thing that “was in it”: soaring deductibles, which give the fake impression of contained, low all-in costs… until one actually needs expensive medial help (and these days there is no other kind).

The latest expose against Obamacare comes not from its usual nemesis, but the hard-left NYT, suggesting that even the ideological supporters of Obama’s “crowning achievement” are losing faith. To wit:

Obama administration officials, urging people to sign up for health insurance under the Affordable Care Act, have trumpeted the low premiums available on the law’s new marketplaces.

 

But for many consumers, the sticker shock is coming not on the front end, when they purchase the plans, but on the back end when they get sick: sky-high deductibles that are leaving some newly insured feeling nearly as vulnerable as they were before they had coverage.

 

“The deductible, $3,000 a year, makes it impossible to actually go to the doctor,” said David R. Reines, 60, of Jefferson Township, N.J., a former hardware salesman with chronic knee pain. “We have insurance, but can’t afford to use it.”

 

In many states, more than half the plans offered for sale through HealthCare.gov, the federal online marketplace, have a deductible of $3,000 or more, a New York Times review has found. Those deductibles are causing concern among Democrats — and some Republican detractors of the health law, who once pushed high-deductible health plans in the belief that consumers would be more cost-conscious if they had more of a financial stake or skin in the game.

 

“We could not afford the deductible,” said Kevin Fanning, 59, who lives in North Texas, near Wichita Falls. “Basically I was paying for insurance I could not afford to use.” He dropped his policy.

In other words, Obamacare’s “affordable care” is affordable, as long as one doesn’t actually have to use it!”

Read more:

http://www.zerohedge.com/news/2015-11-15/meet-family-just-spent-half-its-annual-income-paying-obamacare

 

Obamacare nightmare unaffordable, Higher premiums and deductibles, Job losses part time jobs, School closes, MIT economist Jonathan Gruber lack of transparency and stupidity of American voter allowed Obamacare to be passed

Obamacare nightmare unaffordable, Higher premiums and deductibles, Job losses part time jobs, School closes, MIT economist Jonathan Gruber lack of transparency and stupidity of American voter allowed Obamacare to be passed

“If you’ve got health insurance we’re going to work with you to lower your premiums by $2,500 per family per year.”…Barack Obama

“Blue Cross and Blue Shield of New Mexico has requested rate increases averaging 51 percent for its 33,000 members. The proposal elicited tart online comments from consumers.”

““Our enrollees generated 24 percent more claims than we thought they would when we set our 2014 rates,” said Nathan T. Johns, the chief financial officer of Arches Health Plan, which covers about one-fourth of the people who bought insurance through the federal exchange in Utah. As a result, the company said, it collected premiums of $39.7 million and had claims of $56.3 million in 2014. It has requested rate increases averaging 45 percent for 2016.”…NY Times July 3, 2015

“Nearly half of U.S. companies are reluctant to hire full-time employees because of the ACA. One in five firms indicates they are likely to hire fewer employees, and another one in 10 may lay off current employees in response to the law.

Other firms will shift toward part-time workers. More than 40 percent of CFOs say their companies will consider switching some jobs to less than 30 hours per week or targeting part-time workers for future employment.”…Duke University Fuqua School of Business December 11, 2013

“We are being lied to on a scale unimaginable by George Orwell.”…Citizen Wells

 

 

 

Obamacare sticker shock.

Well there should have been.

First clues?

The biggest liar ever to occupy the White House was pushing it and the IRS is involved.

For 2016 there will be a penalty up to $ 695 per uninsured household member.

But that may be the good news.

In June of 2015 MIT economist Jonathan Gruber, a paid Obama consultant, explained out Obamacare was passed.

“lack of transparency”
“the stupidity of the American voter”

Obamacare reality shock.

Citizen Wells has been reporting about the rising premiums and impact on jobs from Obama care.

From Citizen Wells August 8, 2015.

“Blue Cross now seeking 34.6% rate hike in NC for ACA plans

Insurer is scrapping June request for 25.7% increase

Blames Affordable Care Act for driving up costs”

https://citizenwells.com/2015/08/08/nc-blue-cross-raises-obamacare-premiums-34-6-percent-obama-lies-healthcare-dies-affordable-care-act-driving-up-costs-replaces-june-request-of-25-7-aca-customers-use-expensive-services-for-chronic/

From Citizen Wells March 10, 2015.

“‘Over the last six months, of the net job creation, 97 percent of that is part-time work,’ said Keith Hall, a senior researcher at George Mason University’s Mercatus Center. ‘That is really remarkable.’”Hall is no ordinary academic. He ran the Bureau of Labor Statistics, the agency that puts out the monthly jobs report, from 2008 to 2012. Over the past six months, he said, the Household Survey shows 963,000 more people reporting that they were employed, and 936,000 of them reported they’re in part-time jobs.” ‘That is a really high number for a six-month period,’ Hall said. ‘I’m not sure that has ever happened over six months before.’ “”
“How, then, to explain what’s happened since January? Back to the McClatchy article and Hall, the former BLS chief:

“Hall speculated that the implementation of the Affordable Care Act, shorthanded as Obamacare, might be resulting in employers shifting workers to part-time status to avoid coming health care obligations.”

https://citizenwells.com/2015/03/10/5-2-million-full-time-employments-lost-obamas-first-year-part-time-jobs-created-job-myths-lies-exposed-media-lies-whitehouse-lies-obamacare-created-more-full-times-jobs-let-the-drug-testing/

From Zero Hedge October 26, 2015.

“What was supposed to be affordable remains painfully unaffordable for the lowest rung of the employment pyramid.

Here is the actual math as experienced by both the abovementioned Mr. Sewell of Golden Corral restaurants, and his mostly minimum-wage employees.

He employs 1,800 people at the 26 Golden Corral franchises he owns in six Southern and Midwestern states, and previously offered insurance only to his salaried management staff. In January, when the employer mandate took effect, he made the same insurance plan, with a bigger employer contribution, available to all employees working an average of 30 or more hours a week.

Running the math on his plan — a typical one for the restaurant industry — illustrates why a number of low-wage workers are falling through gaps in the Affordable Care Act.

The annual premium for individual coverage through the Golden Corral Blue Cross Blue Shield plan is $4,800. Mr. Sewell pays 65 percent for service workers, leaving them with a monthly cost of $140.

The health care law defines affordable employer-sponsored insurance as that priced at 9.5 percent or less of an employee’s annual household income for individual coverage. (Because employers do not know how much money their workers’ relatives make, there are several “safe harbors” they can use for compliance, including basing their calculation on only their own employees’ wages.) Mr. Sewell’s insurance meets the test, but $65 per biweekly paycheck is more than most of his workers are willing — or able — to pay for insurance that still carries steep out-of-pocket costs, including a $2,500 deductible.

And this is where Obamacare’s employee mandate fails for a vast majority of US workers.”

Read more:

http://www.zerohedge.com/news/2015-10-26/latest-obamacare-fiasco-most-low-income-workers-cant-afford-affordable-care-act

From the Times Free Press October 14, 2015.

“Tennessee county closes schools, cites Obamacare as reason

Classes in a small, financially struggling school district in northern Tennessee have been canceled until officials can find a way to generate more revenue.

Clay County Director of Schools Jerry Strong said the school board made the decision Thursday night after struggling with budget concerns for three years. He said the district doesn’t have enough money to pay for partially unfunded government mandates.

“Clay County’s inability to generate the revenue to offset the mandates is what’s caused this to come to a head,” he said. “The straw that broke the camel’s back was really the Affordable Care Act for us and it has made it very difficult for us to have our employees properly covered and meet the mandates of the law.”

Read more:

http://www.timesfreepress.com/news/local/story/2015/oct/14/tennessee-county-closes-schools-cites-obamacare-reason/330504/

From the Washington Post July 3, 2014.

“We are seeing more part-time jobs because employers can’t afford to pay the Obamacare premiums for employees who work more than 30 hours a week. How many Americans will leave the workforce for good? How much lower will the labor force participation rate drop? In other words, how much more dependency will the Obama presidency create?”

Read more:

http://www.washingtonpost.com/blogs/post-partisan/wp/2014/07/03/the-insiders-this-months-jobs-headlines-dont-tell-the-true-story/

From Zero Hedge June 26, 2015.

“America’s Obamacare Nightmare Is Just Beginning”

“So, the debate will intensify over the primary issue: costs. In every state, the fundamental components of state health-care costs—the demographics, the underlying costs of care delivery and the competitiveness of the markets—are juiced up by expensive federal benefit mandates and individual and group insurance rules and regulations. These all drive costs skyward. As my Heritage colleagues have demonstrated, this regulatory regime forces young people to pay up to 44 percent more in premiums. Washington’s subsidies simply try to hide the true costs of the law; they don’t control them.

The law remains unworkable. The complicated insurance subsidy program itself has been a mess. H&R Block reported that about two thirds of subsidy recipients had to repay money back to the government because they got bigger than allowable subsidies. With the individual mandate, the administration has been granting lots of exemptions to insulate most of the uninsured from any penalty. That’s rather predictable; after all, even candidate Barack Obama argued that an individual mandate was unfair and unenforceable.

As for the employer mandate—another fractured cornerstone of Obamacare—the administration has delayed it for one year. Even liberal supporters now want to repeal it, fearing damage to the labor markets.

And what about those big “savings” from the Medicare payment reductions? They were earmarked to help cover the costs of the insurance subsidies. Yet the Medicare Actuary and the CBO have both routinely dismissed the massive Medicare payment cuts as either unrealistic or unsustainable.”

Read more:

http://www.zerohedge.com/news/2015-06-26/guest-post-americas-obamacare-nightmare-just-beginning

If I were the new president, the first thing I would do is immediately disconnect the IRS from our healthcare system and then begin methodically to dismantle Obamacare concurrently with providing basic healthcare services for lower income Americans.

Of course not requiring employers to provide health care combined with a real job creating environment would go a long way to fixing our jobs and economy crisis.

 

 

 

 

 

NPR Doctors To Get 70000 New Medical Codes, Morning Edition September 29, 2015, Federal government edict, Billing system that’s sure to cause headaches, Crashed in a spacecraft? That’s V95.41XA

NPR Doctors To Get 70000 New Medical Codes, Morning Edition September 29, 2015, Federal government edict, Billing system that’s sure to cause headaches, Crashed in a spacecraft? That’s V95.41XA

“If you’ve got health insurance we’re going to work with you to lower your premiums by $2,500 per family per year.”…Barack Obama

“since 2008, average family premiums have climbed a total of $4,865.”… Investors Business Daily

“We are being lied to on a scale unimaginable by George Orwell.”…Citizen Wells

 

 

I first heard of this last week from a physical therapist.

From NPR September 29, 2015.

“Doctors To Get 70,000 New Medical Codes

Doctors are getting a billing system that’s sure to cause headaches.

Introduced by the federal government, 70,000 new medical codes will describe diagnoses in detail.

Like this:

Crashed in a spacecraft? That’s V95.41XA.

Walked into a lamppost? Twice? That’s W220.2XD.

Others include, “Problems in relationship with in-laws…”

“Other contact with a squirrel …””

Read more:

http://www.npr.org/2015/09/29/444398839/doctors-to-get-70-000-new-medical-codes

Listen to Morning Edition:

http://www.npr.org/programs/morning-edition/

 

NC Blue Cross raises Obamacare premiums 34.6 percent, Obama lies healthcare dies, Affordable Care Act driving up costs, Replaces June request of 25.7%, ACA customers use expensive services for chronic conditions and visit emergency department in high numbers

NC Blue Cross raises Obamacare premiums 34.6 percent, Obama lies healthcare dies, Affordable Care Act driving up costs, Replaces June request of 25.7%, ACA customers use expensive services for chronic conditions and visit emergency department in high numbers

“Contrary to industry expectations, ACA (Affordable Care Act) customers continue to be unhealthy and use more health care services than expected. BCBSNC’s (Blue Cross and Blue Shield of North Carolina) data shows that ACA customers use expensive services for chronic conditions and visit the emergency department in high numbers.”…BlueCross BlueShield of NC August 6, 2015

“If you’ve got health insurance we’re going to work with you to lower your premiums by $2,500 per family per year.”…Barack Obama

“Blue Cross and Blue Shield of New Mexico has requested rate increases averaging 51 percent for its 33,000 members. The proposal elicited tart online comments from consumers.”

““Our enrollees generated 24 percent more claims than we thought they would when we set our 2014 rates,” said Nathan T. Johns, the chief financial officer of Arches Health Plan, which covers about one-fourth of the people who bought insurance through the federal exchange in Utah. As a result, the company said, it collected premiums of $39.7 million and had claims of $56.3 million in 2014. It has requested rate increases averaging 45 percent for 2016.”…NY Times July 3, 2015

“We are being lied to on a scale unimaginable by George Orwell.”…Citizen Wells

 

 

Wasn’t Obamacare supposed to keep the costs of healthcare down?

Wasn’t Obamacare supposed to encourage preventive measures and reduce emergency room visits?

Who is going to pay for those high deductibles that many patients cannot afford?

Obama lies healthcare dies.

From the News Observer August 6, 2015.

“Blue Cross now seeking 34.6% rate hike in NC for ACA plans

Insurer is scrapping June request for 25.7% increase

Blames Affordable Care Act for driving up costs

Says most on ACA plans are chronically ill people who run up medical costs

Insurer also eliminating broad network plans in Triangle and Charlotte”

“Blue Cross and Blue Shield, North Carolina’s largest health insurer, is scrapping its June request for a 25.7 percent rate increase in favor of a larger rate hike: 34.6 percent.

In announcing the change Thursday, the Chapel Hill organization blamed the Affordable Care Act for driving up costs by extending health insurance to many chronically ill people. As the state’s dominant health insurer and the only ACA insurer in several dozen counties, Blue Cross is seen as a barometer of North Carolina’s health insurance market for pricing and access.

The company’s request, which requires approval from state and federal regulators, would affect about 380,000 people Blue Cross covers in North Carolina on individual policies under the Affordable Care Act. It does not apply to the majority of the 3.9 million Blue Cross covers in the state under employer plans, state plans and other policies.

Blue Cross continues to see a large number of chronically ill people who require expensive medical care this year, the second year of ACA enrollments, said Patrick Getzen, the insurer’s chief actuary. The ACA made it illegal for health insurers to turn down people with pre-existing conditions and charge older customers exorbitant rates, common practices in the past that helped insurers control their expenses.

The architects of the health insurance law anticipated an influx of older, sicker customers, but expected that the cost of treating them would be offset by attracting younger and healthier customers. That hasn’t worked out for Blue Cross so far, despite the company’s marketing campaign to attract “young invincibles” and federal penalties for those who fail to obtain health insurance.

Getzen said that in 2014 the company’s health care costs in North Carolina exceeded revenue by $123 million, even after receiving $343 million in reinsurance and other financial assistance from the federal government to offset ACA expenses. Getzen said the financial picture was expected to improve this year, but he said that expenses keep rising.”

“For example, a 40-year-old non-smoker living in Raleigh who has a Blue Value Silver plan with a $2,500 deductible pays about $315 a month today. With the adjusted proposed increase, this customer will pay about $418 for the same plan in 2016, an increase of 32.7 percent.”

Read more:

http://www.newsobserver.com/news/business/article30244941.html

“Muslims may appear very sincere; in fact, they are sincere, when they lie for their own protection or in the cause of Islam. They have permission to lie. Yes, Christians have also lied but never are they given permission to lie. However, a Muslim has no guilt since the Koran and Hadith permit his deception.”…Don Boys, Ph.D.

 

 

 

Obamacare increases skyrocket for 2016, Blue Cross Blue Shield of New Mexico requested rate increases averaging 51 percent, 54 percent in Minnesota, Shock waves set off by Affordable Care Act, Obama lies your healthcare dies

Obamacare increases skyrocket for 2016, Blue Cross Blue Shield of New Mexico requested rate increases averaging 51 percent, 54 percent in Minnesota, Shock waves set off by Affordable Care Act, Obama lies your healthcare dies

“One of the CBO’s most intriguing estimates is that by 2017 there will be 2 million fewer full-time jobs on the market than there would have been without Obamacare, and that figure could climb to 2.5 million by 2024.”…Market Watch February 4, 2014

“If you’ve got health insurance we’re going to work with you to lower your premiums by $2,500 per family per year.”…Barack Obama

“We are being lied to on a scale unimaginable by George Orwell.”…Citizen Wells

 

 

From the NY Times July 3, 2015.

“Health Insurance Companies Seek Big Rate Increases for 2016”

“Health insurance companies around the country are seeking rate increases of 20 percent to 40 percent or more, saying their new customers under the Affordable Care Act turned out to be sicker than expected. Federal officials say they are determined to see that the requests are scaled back.

Blue Cross and Blue Shield plans — market leaders in many states — are seeking rate increases that average 23 percent in Illinois, 25 percent in North Carolina, 31 percent in Oklahoma, 36 percent in Tennessee and 54 percent in Minnesota, according to documents posted online by the federal government and state insurance commissioners and interviews with insurance executives.

The Oregon insurance commissioner, Laura N. Cali, has just approved 2016 rate increases for companies that cover more than 220,000 people. Moda Health Plan, which has the largest enrollment in the state, received a 25 percent increase, and the second-largest plan, LifeWise, received a 33 percent increase.

Jesse Ellis O’Brien, a health advocate at the Oregon State Public Interest Research Group, said: “Rate increases will be bigger in 2016 than they have been for years and years and will have a profound effect on consumers here. Some may start wondering if insurance is affordable or if it’s worth the money.””

“The rate requests, from some of the more popular health plans, suggest that insurance markets are still adjusting to shock waves set off by the Affordable Care Act.”

“Blue Cross and Blue Shield of New Mexico has requested rate increases averaging 51 percent for its 33,000 members. The proposal elicited tart online comments from consumers.”

““Our enrollees generated 24 percent more claims than we thought they would when we set our 2014 rates,” said Nathan T. Johns, the chief financial officer of Arches Health Plan, which covers about one-fourth of the people who bought insurance through the federal exchange in Utah. As a result, the company said, it collected premiums of $39.7 million and had claims of $56.3 million in 2014. It has requested rate increases averaging 45 percent for 2016.”

Read more:

http://www.nytimes.com/2015/07/04/us/health-insurance-companies-seek-big-rate-increases-for-2016.html?_r=3