Category Archives: Health Insurance

Obama fact checked in print in NC, October 18, 2012, Rhino Times, John Hammer prints truth about Obama, Economy Obamacare Libya attack debate, Obama lies

Obama fact checked in print in NC, October 18, 2012, Rhino Times, John Hammer prints truth about Obama, Economy Obamacare Libya attack debate, Obama lies

“if they want to build [coal plants], they can, but it will bankrupt them”…Barack Obama

“We tried our plan—and it worked. That’s the difference. That’s the choice in this election. That’s why I’m running for a second term.”…Barack Obama

“The function of the press is very high. It is almost Holy.
It ought to serve as a forum for the people, through which
the people may know freely what is going on. To misstate or
suppress the news is a breach of trust.”
…. Louis D. Brandeis

From John Hammer of the Rhino Times, in Greensboro, NC October 18, 2012.

“Another debate and another pounding of the economic policies of President Barack Hussein Obama by Republican challenger Mitt Romney.

Obama has a difficult task running for reelection with the economy in its current shape. Romney is relentless in pointing out that the economy grew slower this year than last year and grew slower last year than the year before, and that 23 million Americans are unemployed. When Romney says the real unemployment rate is 10.7 percent Obama doesn’t argue. When Romney says that Obama has piled up budget deficits of over $1 trillion year after year, Obama doesn’t argue.

Obama does say that his policies are going to work, but it’s hard to sell the idea that policies that haven’t worked for four years are suddenly going to start working in the fifth year or maybe the sixth year or the seventh year.

Romney talks a lot about Obamacare, but Obama doesn’t. He talks about bringing health care to every American, but he doesn’t dwell on Obamacare because polls show that most Americans are against it. It’s his signature piece but he has all but given up selling it to the American people.

When it comes to the contraception aspect of Obamacare, Obama is extremely misleading. Nobody is talking about not providing contraception services. The question is, who pays. According to Obamacare it has to be a free service. Why? Why is that free? Most medical care is not free even if you have insurance. What’s more, Obamacare will force the Catholic Church and other religious organizations to provide abortion services that they believe are morally wrong.

If Obamacare is not changed by the courts or by Congress, it is likely that Catholic hospitals, clinics, social service providers, universities, schools and other outreach programs will close. Perhaps Obama has been listening to his Catholic Vice President Joe Biden and not the Catholic bishops. But he might want to pay attention because if Catholic hospitals close in the major cities, there is going to be a health care disaster, and the Catholic bishops have made it abundantly clear that they are going to have no part in providing abortions.

Biden was entirely wrong in his answer about the situation with Obamacare and the Catholic Church, but then Biden has been told by at least one bishop that he is not a Catholic in good standing and should not participate in the sacraments.

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There are only two possibilities I can think of when it comes to the response by President Obama to the planned and well-executed terrorist attack on the American compound in Benghazi, Libya.

One is that when an American ambassador was killed in the line of duty for the first time since 1979, during the Carter administration, President Obama decided that in the midst of a presidential election he could not afford to admit that he had refused to give an American ambassador in one of the most dangerous places on earth adequate protection. So he lied to the American people about what happened and hoped that the truth wouldn’t come out until after Nov. 6.

The other is that the Obama administration is so incompetent that it borders on criminal. For two weeks the Obama administration – through its press secretary, Jay Carney, and the US Ambassador to the United Nations Susan Rice – claimed that the attack was the result of a spontaneous demonstration over a video some nutcase in California made.

But the night of Sept. 11, when the attack was underway, Obama should have immediately known that an American embassy compound where the American ambassador was in residence was under attack by well-organized and well-armed terrorists. We have one of the most sophisticated communications systems in the world. If the president isn’t informed about a terrorist attack on a US embassy compound immediately, then what is the system used for? To make sure Obama doesn’t miss any basketball scores? When high-level State Department officials are being killed that is an emergency.

The State Department knew. The intelligence community knew. Obama made a big deal about watching the attack on Osama bin Laden’s compound in Pakistan live in the White House. It wasn’t exactly true that they were watching it live, but they were watching the video the night that it happened.

The American embassy compound in Benghazi had surveillance cameras. The Rhino Times office also has surveillance cameras. You can watch The Rhino Times surveillance cameras real time from a computer, tablet or smart phone anywhere you can hook up to the internet. I cannot believe that the surveillance cameras at the American compound in Benghazi were not hooked up to some communication device so that they could be watched by people in the State Department and intelligence community.

Even without the surveillance cameras, the US had competent people on the ground who, once they got away from immediate danger, reported to their superiors. In fact, according to the State Department timeline, a call about the attack went out immediately with frequent updates. The State Department knew as soon as the men in the compound knew that they were under attack by an organized force.

Vice President Biden says that he didn’t know, and that is entirely possible. Why would anyone bother to tell the vice president, even if he were a competent, honest, intelligent human being? The vice president isn’t going to be making any decisions. He is completely out of the loop as long as the president is alive. Biden may still believe that the attack was the result of a spontaneous demonstration or he may believe that it took place in the last century where he evidently spends a lot of his time.

But President Obama knew or should have known within minutes exactly what was happening in Benghazi. He should have received the reports from those on the ground and he should have been watching the action on the surveillance cameras. But the reports from those in the compound who escaped only to be attacked at the so-called safe house about a mile away should have been more than enough proof that this was a highly organized, well-planned attack.

So in this next debate Obama needs to explain to the American people what happened. Was there such a tremendous communications breakdown that he didn’t get word from Libya about what happened for two weeks? Did the State Department put the Benghazi terrorist attack report on a sailing ship to send it to the White House? How on earth could a report and surveillance video take two weeks to get to the White House?

Obama needs to explain. If the first day the White House had gotten the story wrong that could be attributed to an honest mistake, but in today’s world to claim that the White House didn’t get information from its embassy for two weeks is simply a lie or evidence of overwhelming incompetence.

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Liberals love this, and the moderator for the presidential debate, Candy Crawley, is certainly a card-carrying liberal, which is why she re-asked the incredibly stupid question about making AK-47s illegal in the United States. Romney answered the question correctly by saying that fully automatic weapons are already illegal in the US. They have been since 1934. It is possible to get a license to have one, but it is not easy or cheap.

One of the so-called fact checkers said Romney was wrong when he said that fully automatic weapons were illegal. Technically Romney was wrong. Most people would tell you that it is illegal to carry a concealed weapon without the proper permit, but the fact checkers evidently would tell you that is wrong because you can carry a concealed weapon on your own property without a permit. Technically there was no Vietnam War, but that is simply not how we speak. Technically only a couple of hundred people get to vote for president, but candidates and pundits talk about voters in the presidential race all the time. Nobody says “people who vote for electors committed to one candidate,” we call them voters.

However, what the question was about were “assault weapons,” which is a term invented during the Clinton administration. The AK-47 is not an assault weapon; it is an assault rifle because it is fully automatic and for all practical purposes illegal. The assault weapons ban was not about banning a particular kind of rifle but banning rifles because of the way they looked. Rifles that operate identically could be legal or illegal based on how they looked. One that looked like a hunting rifle would be legal and one that looked like an assault rifle would be illegal.

It was a law that simply made people who want all guns to be illegal happy, but didn’t really do anything. Now many hunters are using what are technically assault weapons for hunting. They are lightweight, accurate and make good hunting rifles. And it is true that they are used to kill people. But knives are also frequently used to kill people and there was no question for the candidates about making knives illegal.

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President Harry S. Truman, a Democrat who won the respect of both parties and whom history has smiled upon, had a plaque on his desk that read, “The Buck Stops here!”

President Obama, a Democrat who has not won the respect of Republicans and is losing the respect of many Democrats and whose place in history is unknown, has no such plaque, and up until Tuesday night did not follow the philosophy expressed on the plaque.

We know this because Secretary of State Hillary Clinton was sent out to take the fall for Benghazi. The buck stopped with the secretary of state, not the president. You have to wonder what Truman would say about such cowardice by an American president.

Obama takes full credit for the killing of Osama bin Laden although he was over 7,000 miles away. That was Obama who took Bin Laden out, not the Navy Seals who were onsite risking their lives and doing the shooting. But when an American ambassador gets killed in the line of duty for the first time since 1979, it was not Obama’s fault, but the fault of the secretary of state.

During the second presidential debate on Tuesday night, the story changed again. Evidently having Hillary Rodham Clinton take the fall for the terrorist attack in Benghazi was not working with the American people. So during the Tuesday night debate Wendy Crawley threw Obama a softball so he could take full responsibility for the failure.

The attack was on Sept. 11, and on Oct. 16 the president finally takes full responsibility. It does make you wonder how many months it would have taken for Obama to take full responsibility if it wasn’t an election year.

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The more we learn about Obama the more questions arise. According to his own personal history Barry Obama quit being Barry and became Barack when he was at Occidental College in Los Angeles. By the time he went to Columbia University he was going by Barack exclusively, even to the point, according to his sister, of trying to get his family to call him Barack. But Martha Raddatz reportedly invited Barry Obama to her wedding. So if everyone called him Barack and had no reason to even know that he was called Barry as a kid, why was Barry invited to the wedding.

Or did really close friends at Harvard call him Barry? We’ll never know.

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They call it the Stupid Party for a reason, and unfortunately the reason hasn’t gone away. Four years ago the moderator of the vice presidential debate, Gwen Ifill, had written a book about Obama. If he were elected her book would make money, if he lost then the book would go in the remainder bin. She had a lot of money riding on the outcome of the debate and the election.

But then the Republicans allow that snafu to be topped. Barry Obama went to Martha Raddatz’s wedding and she was invited to the Obamas’ wedding but didn’t attend. However, her husband (now her ex) did. Do the Republicans vet these people at all? Do they have a list of Obama’s immediate family and if the person is not on that list, not named George Obama for instance, then they are eligible?

Then when you think it can’t get any worse they come up with this woman for the second town hall meeting, Candy Crawley, who gave Obama 9 percent more time than Romney and was much harder on Romney than on Obama. She also selected the questions, which were Obama-friendly, and asked her own follow-up questions, which she was not supposed to do according to the agreement signed by both campaigns.

This just in for the next and final debate, Obama’s campaign Communications Director David Axelrod is unexpectedly unavailable to moderate the debate so the Commission on Presidential Debates has asked Michelle Obama if she will step in. The Commission on Presidential Debates has noted that Mrs. Obama is a Harvard Law graduate like president Obama but did not attend Harvard Law School at the same time as President Obama, so they do not think she will have a conflict of interest based on their law school years.

The Republican Party has reportedly agreed to accept Michelle Obama as a fair and impartial moderator but has insisted that her daughters not be allowed to sit with her while she moderates the debate.

Who are these people on the Commission on Presidential Debates? Do they pick moderators from a list submitted by the Obama campaign? It’s like having the Ram’s Club pick the referees for the Duke-Carolina game. The Republicans have four years to get their act together but they had better get some conservative Republicans appointed to the Commission on Presidential Debates.”

http://greensboro.rhinotimes.com/Articles-Columns-c-2012-10-18-213522.112113-Under-The-Hammer.html

 

Biden lie revealed by Catholic Bishops, October 12, 2012 US Conference of Catholic Bishops USCCB statement, HHS mandate, Infringements on religious freedom

Biden lie revealed by Catholic Bishops, October 12, 2012 US Conference of Catholic Bishops USCCB statement, HHS mandate, Infringements on religious freedom

“If you like your health care plan, you can keep your health care plan.”…Barack Obama

“It’d be like Hitler playing golf with (Israeli Prime Minister Benjamin) Netanyahu.”
“They’re the enemy,” “by “they” he meant Obama and Vice President Joe Biden.”…Hank Williams Jr.

“First they came for the Jews and I did not speak out – because I was not a Jew.

Then they came for the communists and I did not speak out – because I was not a communist.

Then they came for the trade unionists and I did not speak out – because I was not a trade unionist.

Then they came for me –
and by then there was no one left to speak out for me.”…Pastor Martin Niemoller

From the US Conference of Catholic Bishops October 12, 2012.

“USCCB Responds To Inaccurate Statement Of Fact On HHS Mandate Made During Vice Presidential Debate”

“The U.S. Conference of Catholic Bishops (USCCB) issued the following statement, October 12. Full text follows:

Last night, the following statement was made during the Vice Presidential debate regarding the decision of the U.S. Department of Health and Human Services (HHS) to force virtually all employers to include sterilization and contraception, including drugs that may cause abortion, in the health insurance coverage they provide their employees:

“With regard to the assault on the Catholic Church, let me make it absolutely clear. No religious institution—Catholic or otherwise, including Catholic social services, Georgetown hospital, Mercy hospital, any hospital—none has to either refer contraception, none has to pay for contraception, none has to be a vehicle to get contraception in any insurance policy they provide. That is a fact. That is a fact.”
This is not a fact. The HHS mandate contains a narrow, four-part exemption for certain “religious employers.” That exemption was made final in February and does not extend to “Catholic social services, Georgetown hospital, Mercy hospital, any hospital,” or any other religious charity that offers its services to all, regardless of the faith of those served.

HHS has proposed an additional “accommodation” for religious organizations like these, which HHS itself describes as “non-exempt.” That proposal does not even potentially relieve these organizations from the obligation “to pay for contraception” and “to be a vehicle to get contraception.” They will have to serve as a vehicle, because they will still be forced to provide their employees with health coverage, and that coverage will still have to include sterilization, contraception, and abortifacients. They will have to pay for these things, because the premiums that the organizations (and their employees) are required to pay will still be applied, along with other funds, to cover the cost of these drugs and surgeries.

USCCB continues to urge HHS, in the strongest possible terms, actually to eliminate the various infringements on religious freedom imposed by the mandate.

For more details, please see USCCB’s regulatory comments filed on May 15 regarding the proposed “accommodation”: http://www.usccb.org/about/general-counsel/rulemaking/upload/comments-on-advance-notice-of-proposed-rulemaking-on-preventive-services-12-05-15.pdf”

http://www.usccb.org/news/2012/12-163.cfm

 

Thanks to commenter observer.

Obamacare and Catholic Church, Religious liberty and health care, Dr. Grattan Brown, Natural Law as the Foundation of Religious Liberty, Belmont Abbey College

Obamacare and Catholic Church, Religious liberty and health care, Dr. Grattan Brown, Natural Law as the Foundation of Religious Liberty, Belmont Abbey College

“Führer, my Führer, give me by God. Protect and preserve my life for long. You saved Germany in time of need. I thank you for my daily bread. Be with me for a long time, do not leave me, Führer, my Führer, my faith, my light, Hail to my Führer!”…Recited by Hitler youth

“If you like your health care plan, you can keep your health care plan.”…Barack Obama

“First they came for the Jews and I did not speak out – because I was not a Jew.

Then they came for the communists and I did not speak out – because I was not a communist.

Then they came for the trade unionists and I did not speak out – because I was not a trade unionist.

Then they came for me –
and by then there was no one left to speak out for me.”…Pastor Martin Niemoller

From Saint Pius X Church in NC.
“Saint Pius X to Host Lecture on Religious Liberty & the HHS Mandate

Dr. Grattan Brown, STD, a professor at Belmont Abbey College, will deliver a lecture,

“Natural Law Foundations of Religious Liberty & the HHS Mandate,”

in the church on Saturday, October 6, at 7 p.m. Dr. Brown is a former researcher in religion and public policy at the American Enterprise Institute in Washington, DC and former professor at Saint Charles Borromeo Seminary in Philadelphia.

A reception will precede the event at 6 p.m.

This is an important topic not just to Catholics, but to all Americans who cherish religious liberty. Much is heard about the issue in the news, but Dr. Brown will be able to help us understand the issue from the viewpoint of Catholic tradition and Church teaching.
This event is FREE and OPEN TO THE PUBLIC.”

http://www.stpiusxnc.com/

From Citizen Wells November 18, 2011.
“Belmont Abbey sues feds over birth control rule”
“Belmont Abbey College has filed a broad legal challenge to the part of President Barack Obama’s health care reforms that requires employer insurance plans to cover contraception and other birth control.
The Catholic college in Gaston County says the federal mandate forces religious institutions opposed to birth control to violate their beliefs or face penalties. The rule goes into effect next August.
The school has sued a number of federal agencies. The defendants include Health and Human Services Secretary Kathleen Sebelius and Treasury Secretary Timothy Geithner.
Keith Maley, an HHS spokesman, said the agency doesn’t comment on pending litigation.
The suit was filed in U.S. District Court in Washington, D.C., by the Becket Fund for Religious Liberty, a nonprofit, public-interest law firm.”

Defense of the Faith: A Forum on “Religious Liberty” (Part 2 of 4 – Dr. Grattan Brown)

“Published on May 28, 2012 by StBenedictPressTAN
Defense of the Faith: A Forum on Religious Liberty (PART 2 OF 4)
Dr. Grattan Brown: “Natural Law as the Foundation of Religious Liberty”
PART 1: Introduction (http://youtu.be/9v3FQYZ_d9g)
PART 3: Mr. Kyle Duncan (http://youtu.be/o-qfS4Q7Z_w)
PART 4: Mrs. Nancy Matthews (http://youtu.be/tl91F_R6l2s)
On March 21, 2010, the United States House of Representatives voted on, and narrowly passed, a new national healthcare reform bill. Two days later, President Barack Obama signed the Patient Protection and Affordable Care Act into federal law. On January 20, 2012, over repeated objections by the United States Catholic Bishops and other religious leaders, the U.S. Department of Health & Human Services reaffirmed a rule mandating that virtually all private healthcare plans must cover sterilization, abortifacients and contraception by plan years beginning on or after August 1, 2012.
This action has been called by many religious leaders an egregious violation of the first amendment which states that: “Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof . . .”
On Saturday, February 11, 2012, over one hundred attendees gathered for a forum on religious liberties hosted on the campus of Belmont Abbey College. The event was moderated by Dr. William Thierfelder, president of Belmont Abbey College. Three nationally-recognized speakers took the podium.
Dr. Grattan Brown, Associate Professor of Theology at Belmont Abbey College, opened the forum with his presentation on Natural Law as the foundation for religious liberty, addressing various contraceptive methods mandated under the new administrative guidelines, and their potential to function as abortifacients in violation of Natural Law.
Mr. Kyle Duncan, Senior Legal Counsel for the Becket Fund for Religious Liberty, a public interest law firm located in Washington, DC, spoke on the accelerating legal challenges to religious liberty in the United States.
Mrs. Nancy Matthews, recently retired Chancellor and General Counsel for the Diocese of Bridgeport, CT, closed the forum with a presentation on the goals and objectives of the United States Conference of Catholic Bishops’ ad hoc committee on religious liberty. Mrs. Matthews is currently a consultant to this committee.
It is our hope that this forum will help you to better understand these issues facing the Catholic Church and nearly all employers in America today and encourage you to take action to ensure the continued protection of religious freedom.”

Obamacare fines begin Monday October 1, 2012, Medicare will fine hospitals, Penalties will average $125,000 per facility this coming year, Taxpayers hit again

Obamacare fines begin Monday October 1, 2012,  Medicare will fine hospitals, Penalties will average $125,000 per facility this coming year, Taxpayers hit again

“If you like your health care plan, you can keep your health care plan.”…Barack Obama

“If you’ve got health insurance we’re going to work with you to lower your premiums by $2,500 per family per year. We will not wait 20 years from now to do it, or 10 years from now to do it. We will do it by the end of my first term as president.”…Barack Obama

“And if all others accepted the lie which the Party imposed

–if all records told the same tale–then the lie passed into
history and became truth. “Who controls the past,” ran the
Party slogan, “controls the future: who controls the present
controls the past.”…George Orwell, “1984″

Obama, aka Big Brother knows more than we do that is why college students are paying dramatically higher health care premiums this year and why now hospitals will be fined and taxpayers will pay for this.

From NE News Now.

“Obamacare fines kick in”

“If you or an elderly relative have been hospitalized recently and noticed extra attention when the time came to be discharged, there’s more to it than good customer service.

Starting Monday, Medicare will fine hospitals that have too many patients readmitted within 30 days of discharge due to complications. The penalties are part of a broader push under President Barack Obama’s health care law to improve quality while also trying to cut costs.

About two-thirds of the hospitals serving Medicare patients, or some 2,200 facilities, will be hit with penalties averaging around $125,000 per facility this coming year, according to government estimates.

Data to assess the penalties have been collected and crunched, and Medicare has shared the results with individual hospitals. Medicare plans to post details online later and people can look up how their community hospitals performed.

It adds up to a new way of doing business for hospitals, and they have scrambled to prepare for well over a year. They are working on ways to improve communication with rehabilitation centers and doctors who follow patients after they’re released, as well as connecting individually with patients.

“There is a lot of activity at the hospital level to straighten out our internal processes,” said Nancy Foster, vice president for quality and safety at the American Hospital Association. “We are also spreading our wings a little and reaching outside the hospital, to the extent that we can, to make sure patients are getting the ongoing treatment they need.”

Still, industry officials say they have misgivings about being held liable for circumstances beyond their control. They also complain that facilities serving low-income people, including many major teaching hospitals, are much more likely to be fined, raising questions of fairness.

Consumer advocates say Medicare’s nudge to hospitals is long overdue and not nearly stiff enough.

For the first year, the penalty is capped at 1 percent of a hospital’s Medicare payments. The overwhelming majority of penalized facilities will pay less. Also, for now, hospitals are only being measured on three medical conditions: heart attacks, heart failure and pneumonia.

Under the health care law, the penalties gradually will rise until 3 percent of Medicare payments to hospitals are at risk.”

http://onenewsnow.com//ap/united-states/obamacare-fines-kick-in

Commenter James Barnett.

“And who pays for all this extra service to Medicaid and Medicare Patients? Those of us with Insurance and Insurance Company’s are not willing to contest all the new charges, they just pass it on to the Middle Class and say your fortunate to be covered at all! Communism alway’s Kills the Middle Class, as we cannot afford to sue, or go without coverage, so we are Enslaved by both the Rich and the Poor, until we ourselves are Poor! By then the Government is Bankrupt and there is only Depression, Starvation, Homlesness, Depravity and Oppression. Ask any former Citizen of China or the Soviet Union! Please Wake-up America, Obama wants our Republic of Freedom and Prosperity, under GOD Destroyed and Replaced by a Worldwide Dictatorship under an Islamic Oligarchy! Write your Representatives and tell them to Purge our Government of all Muslim Brotherhood Insurgents in our Bureaucracy, before it is too late! Shalom!”

Romney right Washington Post wrong, Health care costs higher for families and students, Obama promised $2,500 per family per year lower by end of first term, Washington Post receives 5 Orwells

Romney right Washington Post wrong, Health care costs higher for families and students, Obama promised $2,500 per family per year lower by end of first term,  Washington Post receives 5 Orwells

“If you like your health care plan, you can keep your health care plan.”…Barack Obama

“If you’ve got health insurance we’re going to work with you to lower your premiums by $2,500 per family per year. But we will not wait 20 years from now to do it, or 10 years from now to do it, we will do it by the end of my first term as president”…Barack Obama Ohio State University February 27, 2008

“the Times of the nineteenth of December had published the official forecasts of the output of various classes of consumption goods in the fourth quarter of 1983, which was also the sixth quarter of the Ninth Three-Year Plan. Today’s issue contained a statement of the actual output, from which it appeared that the forecasts were in every instance grossly wrong. Winston’s job was to rectify the original figures by making them agree with the later ones.”…George Orwell, “1984”

Any way you slice it, health care premiums are higher for families and students and we are near the end of Obama’s first term. In a speech at Ohio State University on February 27, 2008 Obama stated:

“If you’ve got health insurance we’re going to work with you to lower your premiums by $2,500 per family per year. But we will not wait 20 years from now to do it, or 10 years from now to do it, we will do it by the end of my first term as president”

From Citizen Wells September 26, 2012.

“Health Insurance Costs Skyrocket For College Students Due To ObamaCare”

“Can we stop calling ObamaCare the Affordable Care Act now?

A Young America’s Foundation activist forwarded an email from the Vice President for Finance at his school, Guilford College (Greensboro, NC), informing him that, “For the 2012-13 academic year, the annual cost of the student health insurance is increasing from $668 to $1,179. This insurance premium has been charged to your student account.”

Why the increase? “Our student health insurance policy premium has been substantially increased due to changes required by federal regulations issued on March 16, 2012 under the Affordable Care Act.”

“Guilford joins a long list of colleges raising their premiums. Virtually all current student insurance plans do not meet ObamaCare’s mandates, and Forbes reports colleges have been forced to drop their plans or raise their premiums rates as much as 1,112% (and no, that’s not a typo).”

“Lenoir-Rhyne University (Hickory, NC) raised theirs from $245 to $2,507″

“During his first run for president, Barack Obama made one very specific promise to voters: He would cut health insurance premiums for families by $2,500, and do so in his first term.

But it turns out that family premiums have increased by more than $3,000 since Obama’s vow, according to the latest annual Kaiser Family Foundation employee health benefits survey.

Premiums for employer-provided family coverage rose $3,065 — 24% — from 2008 to 2012, the Kaiser survey found. Even if you start counting in 2009, premiums have climbed $2,370.

What’s more, premiums climbed faster in Obama’s four years than they did in the previous four under President Bush, the survey data show.

There’s no question about what Obama was promising the country, since he repeated it constantly during his 2008 campaign.”

https://citizenwells.wordpress.com/2012/09/26/health-premiums-up-3000-obama-promised-2500-cut-student-health-care-doubles-triples-and-more-obamacare-another-obama-lie-kaiser-survey/

Romney was right and the Washington Post was wrong.

From the Washington Post July 3, 2012.

““Promise: President Obama promised to lower annual health insurance premiums by $2,500…Result: Annual health insurance premiums have increased by $2,393….Gap: health premium costs are $4,893 higher per family than President Obama promised.”

— new Facebook/Twitter post by the Romney campaign

Promises made during the heat of an election campaign sometimes come back to haunt politicians.

The campaign of former Massachusetts governor Mitt Romney is trying to nail President Obama for making an iffy promise during the 2008 campaign — that premiums will be $2,500 lower under his health care plan. Instead, the Romney campaign argues in an effort to create a viral Facebook post, the swing has gone $4,893 the other way.

The Romney graphic is false on several levels, though Obama certainly left himself open to scrutiny with imprecise language in the 2008 campaign. Let’s take a look.

The Facts

The Romney campaign cites a statement from a 2007 speech by Obama, but it’s a pledge that was repeated often: “When I am president, we will have universal health care in this country by the end of my first term in office. It’s a plan that will cover every American and cut the cost of a typical family’s premiums by $2,500 a year.”

This particular quote is not very clear on when the savings would be realized, but in another speech, in 2008, Obama suggested it would be at the end of his first term — though to be fair, it is not clear if he is talking about the savings or enacting a new health care law:

 “In an Obama administration, we’ll lower premiums by up to $2,500 for a typical family per year. And we’ll do it by investing in disease prevention, not just disease management; by investing in a paperless health care system to reduce administrative costs; and by covering every single American and making sure that they can take their health care with them if they lose their job. We’ll also reduce costs for business and their workers by picking up the tab for some of the most expensive illnesses. And we won’t do all this twenty years from now, or ten years from now. We’ll do it by the end of my first term as President of the United States.”

The details of this number were further explained in an Obama campaign memo:

“Combining all of these effects — from improved health IT [information technology], better disease management, reduced insurance overhead, reinsurance, and reduced uncompensated care — under our “best-guess” assumptions, we estimate that businesses will save $140 billion annually in insurance premiums. The typical family will save $2500 per year.”

But note that Obama’s pledge came with an asterisk: He was not saying premiums would fall by that amount, as the Romney graphic asserts, but that costs would be that much lower than anticipated. In other words, if premiums were expected to rise by $5,000, they would only rise by $2,500 — that’s what Obama’s pledge meant, even if he was not too clear about it.

Michael Dobbs, our predecessor as The Fact Checker, awarded Obama Two Pinocchios for the pledge, saying it was based on shaky assumptions (such as a Rand Corp. study that was criticized by the Congressional Budget Office) and there was no guarantee that any savings would be passed on to consumers. Our colleagues at FactCheck.org also thought Obama’s pledge was highly dubious.

Of course, once Obama became president, the health care proposal he advocated as a candidate was significantly changed, even to the point of accepting the individual mandate that he had so criticized when Hillary Rodham Clinton promoted it. But the White House more or less stuck to the idea that costs would not rise as quickly as previously estimated — except that it would result in $2,000 in savings by 2019. (Recall also that the health care law will not be implemented until 2014, making a first-term pledge problematic.)

Now, let’s look at what the Romney campaign has done with the pledge. First, it assumes that Obama was saying that premiums would actually decline by $2,500, rather than decline from a projected increase. Then, it takes the 2011 Kaiser Family Foundation survey estimate (Exhibit 1.11) and subtracts the cost of a 2008 family premium ($12,680) from the cost of a 2011 premium ($15,073). Viola, an increase of $2,393—and a promise gap of $4,893.

The Romney campaign’s math is nonsensical. First of all, the Kaiser survey is conducted from January to May each year, so starting with the 2008 date makes little sense, since that is still George W. Bush’s term. Then the health care law was not passed until 2010, so the first year in which any impact could be seen from the law was in 2011.

But, as the Kaiser report notes, most of the provisions of the new law will not take effect in 2014. Thus far, other provisions, such as providing coverage for adult children up to age 26, appear to have had a modest impact on premiums–perhaps 1 to 2 percentage points. (The White House disputes even that effect.) Still, the full effect on premiums — including any possible savings — will not be seen until the law is completely implemented.

We had previously given the Republican National Committee Three Pinocchios for an ad that had focused on the single data point — the increase in premiums from 2010 to 2011 — and blamed all of the increase on the health care law. Now the Romney campaign has quadrupled the same error in an effort to claim that “health premium costs are $4,893 higher per family than President Obama promised.”

The Pinocchio Test

Obama in 2008 made a foolish, dubious pledge about health care premiums. As we have noted, he will have to answer to Americans if his law fails to live up to that promise by 2019 or if people feel misled by his lawyerly wording. He was warned when he got Two Pinocchios back in 2008.

But two wrongs don’t make a right. The Romney campaign has twisted the meaning of that pledge, and then blamed a partially implemented, one-year-old law for three years of premium increases, in order to concoct an absurd claim.

http://www.washingtonpost.com/blogs/fact-checker/post/romneys-whopper-claim-on-an-obama-health-care-pledge/2012/07/03/gJQAVhk3IW_blog.html

For their efforts to discredit Romney and protect Obama the Washington Post is awarded 5 Orwells.

Health Premiums Up $3000, Obama promised $2500 cut, Student health care doubles triples and more, Obamacare another Obama lie, Kaiser survey

Health Premiums Up $3000, Obama promised $2500 cut, Student health care doubles triples and more, Obamacare another Obama lie, Kaiser survey

“If you like your health care plan, you can keep your health care plan.”…Barack Obama

“If you’ve got health insurance we’re going to work with you to lower your premiums by $2,500 per family per year.”…Barack Obama

“And if all others accepted the lie which the Party imposed

–if all records told the same tale–then the lie passed into
history and became truth. “Who controls the past,” ran the
Party slogan, “controls the future: who controls the present
controls the past.”…George Orwell, “1984″

You have already been informed of the health care cost increases to college students in NC and across the nation.

From Citizen Wells September 3, 2012.

“Health Insurance Costs Skyrocket For College Students Due To ObamaCare”

“Can we stop calling ObamaCare the Affordable Care Act now?

A Young America’s Foundation activist forwarded an email from the Vice President for Finance at his school, Guilford College (Greensboro, NC), informing him that, “For the 2012-13 academic year, the annual cost of the student health insurance is increasing from $668 to $1,179. This insurance premium has been charged to your student account.”

Why the increase? “Our student health insurance policy premium has been substantially increased due to changes required by federal regulations issued on March 16, 2012 under the Affordable Care Act.”

“Guilford joins a long list of colleges raising their premiums. Virtually all current student insurance plans do not meet ObamaCare’s mandates, and Forbes reports colleges have been forced to drop their plans or raise their premiums rates as much as 1,112% (and no, that’s not a typo).”

“Lenoir-Rhyne University (Hickory, NC) raised theirs from $245 to $2,507”

https://citizenwells.wordpress.com/2012/09/03/democrat-convention-september-4-2012-obama-nc-problem-obamacare-causes-large-increases-in-college-health-care-high-unemployment-no-jobs-for-college-graduates/

As you expected, it is not just student health care policies being affected.

From Investor’s Business Daily September 24, 2012.

“Health Premiums Up $3,000; Obama Vowed $2,500 Cut”

“During his first run for president, Barack Obama made one very specific promise to voters: He would cut health insurance premiums for families by $2,500, and do so in his first term.

But it turns out that family premiums have increased by more than $3,000 since Obama’s vow, according to the latest annual Kaiser Family Foundation employee health benefits survey.

Premiums for employer-provided family coverage rose $3,065 — 24% — from 2008 to 2012, the Kaiser survey found. Even if you start counting in 2009, premiums have climbed $2,370.

What’s more, premiums climbed faster in Obama’s four years than they did in the previous four under President Bush, the survey data show.

There’s no question about what Obama was promising the country, since he repeated it constantly during his 2008 campaign.

In a debate with Sen. John McCain, for example, Obama said “the only thing we’re going to try to do is lower costs so that those cost savings are passed onto you. And we estimate we can cut the average family’s premium by about $2,500 per year.”

At a campaign stop in Columbus, Ohio, in February 2008, Obama promised that “We are going to work with you to lower your premiums by $2,500. We will not wait 20 years from now to do it, or 10 years from now to do it. We will do it by the end of my first term as president.”

2008 Promises, 2012 Reality

To back that up, Obama pointed to a memo drafted by Harvard professors (and unpaid campaign advisers), which claimed that investing in health care IT, cutting administrative bloat, and improving management of chronic diseases would cut health costs by $140 billion a year. That would translate into $2,500 in premium savings for families.

But those projections were wildly optimistic, overestimating potential savings from IT, making big assumptions about disease management, and ignoring the fact that past government interventions have always increased health care administrative costs.

Meanwhile, the health reform law Obama signed in March 2010 has pushed up insurance costs.

In 2011, premiums spiked 9.5%, and many in the industry blame ObamaCare for at least part of it. Premiums climbed another 4.5% in 2012, Kaiser found.

And ObamaCare will continue to fuel health premium inflation.

First, the law piles on new coverage mandates. It requires insurance companies to provide 100% coverage for various types of preventive care, bans lifetime coverage limits, extends parents’ coverage to offspring up to 26 years old, and requires plans to meet certain “medical loss ratios.” Coming up are rules on “essential standard benefits,” limits on deductibles, bans on annual spending caps, and much more.”

http://news.investors.com/092412-626848-health-premiums-up-3065-obama-vowed-2500-cut.aspx

Obama Lies

Ohio State University  February 27, 2008


Michelle Obama Durham Greenville NC speeches September 19, 2012, GottaVote.com organizing, UNC colleges income redistribution changes, Barack and Michelle Obama show me the student loans

Michelle Obama Durham Greenville NC speeches September 19, 2012, GottaVote.com organizing, UNC colleges income redistribution changes, Barack and Michelle Obama show me the student loans

“Barack and Michelle Obama, show me the student loans.”…Citizen Wells

“Our student health insurance policy premium has been substantially increased due to changes required by federal regulations issued on March 16, 2012 under the Affordable Care Act.”…Guilford College student

“…and Socialist governments traditionally do make a financial mess. They [socialists] always run out of other people’s money. It’s quite a characteristic of them.”…Margaret Thatcher

Michelle Obama, who is married to the king of spending other people’s money, Barack Obama, will be community organizing at 2 NC colleges on Wednesday, September 19, 2012. She will promote voter registration through GottaVote.com at North Carolina Central University in Durham, NC and at East Carolina University in Greenville.

From My Fox 8, September 17, 2012.

“First Lady Michelle Obama plans to visit North Carolina on Wednesday for campaign events in Greenville and Durham.
WTVD reported she will speak at North Carolina Central University in the McLendon-McDougald Gymnasium at 1:40 p.m.

WTVD reports the event is free and open to the campus community. Tickets, which are required due to limited space, will be available to the public on a first-come, first-serve basis.

Tickets will be distributed to those with NCCU student IDs on Monday and Tuesday at 9 a.m. at the Alfonso Elder Student Union Building on the university’s campus.

The First Lady’s speech will reportedly focus on encouraging people to help organize their communities between now and November and promoting voter registration through GottaVote.com.

The First Lady will then speak at East Carolina University in Greenville in an event that is free and open to the public. Tickets are required.”

http://myfox8.com/2012/09/17/michelle-obama-to-speak-at-two-nc-cities-wednesday/

Michelle Obama spoke at UNCG on August 1, 2012.

“Because of this reform, our children can stay on our insurance until they’re 26 years old. (Applause.) So they don’t have to lose their health care when they graduate and they’re out there looking for a job, trying to build their lives.”

“This election, it’s a choice about whether our kids can attend college without a mountain of debt. Now, believe it or not, back when Barack and I were first starting out, and we were building our lives together, and we were so in love — (laughter) — we still are — (laughter and applause) — but our combined student loan bill each month was actually higher than our mortgage. Now, I know there are people out there who can relate to that. So, believe me, when it comes to student debt, Barack and I, we’ve been there. And that is why Barack doubled funding for Pell Grants and fought so hard to stop student loan interest rates from increasing. (Applause.) Because he knows how important it is for all of our young people to get the education they need for the jobs they deserve. “

“From Citizen Wells February 12, 2012.

“Amid chants of protest from about 100 students, the UNC Board of Governors this morning approved President Tom Ross’ proposal for tuition and
fee hikes over the next two years.

Ross’ plan would raise tuition by an average of 8.8 percent across the system and keeps increases below 10 percent on every campus.”

“Today’s vote caps months of intense debate over tuition, which the system has used in recent years to help make up for legislative cuts to its budget. The
hikes have forced more students to take on extra jobs to pay for school, or drop out altogether.”

“The state mandates that at least 25 percent of the money from the tuition dollars go toward financial aid for needy students. Some board members recently have spoken out about that requirement, saying it essentially calls for students, who themselves may be struggling, to subsidize the education of other students.””

“I have met and talked with many college students. Recently a UNCG student, who is struggling to support his family and attend school, confided in me that the recent tuition and health care increases (mandatory health care insurance almost doubled) could force him to leave school.”

“The cost of health insurance will climb from a range of $61 to $77 monthly to a range of $118 to $133 monthly, according to a memo sent from UNC President Tom Ross to the UNC Board of Governors. On an annual basis, most students will pay about $500 to $700 more in 2012-13, depending on the campus.”

“Mallette said the insurance increases are due to the health care usage of UNC system students during the past couple of years, plus federal regulations on preventive care and pharmacy services issued in March. The process is complicated, he said, by the new provisions of the Affordable Care Act.”

https://citizenwells.wordpress.com/2012/08/02/michelle-obama-uncg-speech-august-1-2012-obama-lies-job-lies-tax-lies-college-tuition-lies-health-care-lies-student-loans-and-records-hidden/

Barack and Michelle Obama, show me the student loans.

Now for some good news to counteract the spending of other people’s money position of Barack and Michelle Obama.

UNC Chapel Hill currently takes 38 % of tuition and gives it to “needy students.”

From The Daily Tarheel September 17, 2012.

“The UNC-system Board of Governors gave final approval to a new policy today that grants each university the flexibility to determine how much tuition revenue is allocated to need-based financial aid.

Schools were previously required to devote at least 25 percent of new tuition revenues to need-based financial aid.

But some board members raised concerns that schools were essentially subsidizing low-income students with middle-class families’ money and without their knowledge, prompting system President Thomas Ross to propose a 25 percent cap at last month’s meeting.

The board’s new policy includes neither a minimum nor a cap on the percentage of tuition revenue reserved for financial aid, and it also requires administrators to include the percentage in students’ tuition bills. Board member Louis Bissette explained the move as a compromise between the varying interests of state residents in an interview Thursday.

“We had a lot of comments from across the state — some people saying, ‘This is great that you use 25 percent,’” he said. “We had some people — single parents, parents who are struggling to pay tuition for their child — and they were saying, ‘You know, I’m struggling to make this payment, and you are taking 25 percent of it to give to someone else.’

“I think the board felt that because each campus has a different socioeconomic makeup of its student body, it would be best left to each campus to make that decision.””

http://www.dailytarheel.com/article/2012/09/unc-system-board-of-governors-approves-new-financial-aid-policy

A professor friend of mine asked me this morning what percentage of tuition I would allocate to needy students.

My answer: Zero.

I would lower the tuition for everyone.

Everyone should work to pay their tuition.

Better off now 4 years later?, Obama Clinton Democrat lie, 3.85 gallon gas, High school graduates, College students and young adults clobbered, No jobs

Better off now 4 years later?, Obama Clinton Democrat lie, 3.85 gallon gas, High school graduates, College students and young adults clobbered, No jobs

“Because I’m capping greenhouse gases, coal power plants, you know, natural gas, you name it — whatever the plants were, whatever the industry was, uh, they would have to retrofit their operations. That will cost money. They will pass that money on to consumers.”…Barack Obama 

“Our student health insurance policy premium has been substantially increased due to changes required by federal regulations issued on March 16, 2012 under the Affordable Care Act.”…Guilford College student

“The Party told you to reject the evidence of your eyes and ears. It was their final, most essential command. His heart sank as he thought of the enormous power arrayed against him, the ease with which any Party intellectual would overthrow him in debate, the subtle arguments which he would not be able to understand, much less answer. And yet he was in the right! They were wrong and he was right. The obvious, the silly, and the true had got to be defended. Truisms are true, hold on to that! The solid world exists, its laws do not change. Stones are hard, water is wet, objects unsupported fall towards the earth’s centre. With the feeling that he was speaking to O’Brien, and also that he was setting forth an important axiom, he wrote:

Freedom is the freedom to say that two plus two make four. If that is granted, all else follows.”…George Orwell, “1984″

I paid $ 3.85 a gallon for regular gas today in NC. When Obama took the White House, we payed an average of around $ 1.85 a gallon.

I am fortunate, I am not a young person trying to pay for college and health care, or a young graduate trying to find a job or part of a young family trying to buy groceries that have skyrocketed due to high gasoline prices.

With a record Labor Force Participation Rate, we still have a national unemployment rate over 8 percent and much worse than that in NC. Those numbers reveal only the tip of the iceberg.

From Carolina Journal September 7, 2012.

“Poll: Young Adults Not Better Off Than Four Years Ago

88 percent in N.C. have changed daily lives because of economy”

“A former chief of staff in the U.S. Labor Department takes issue with former President Bill Clinton’s assertion that Americans are better off now than they were four years ago, especially when it comes to younger adults.

“If the message is that American young adults are better off than they were four years ago, then the facts say they absolutely are not,” said Paul Conway, who was chief of staff to President George W. Bush’s labor secretary, Elaine Chao.

Clinton, during his Wednesday night address to the Democratic National Convention, made the case that in many statistical terms, Americans were definitely better off than when President Barack Obama took office in January 2009.

Conway now is president of an nonpartisan organization called Generation Opportunity, which seeks to mobilize 18 to 29 year olds on challenges facing the nation, such as the lack of job opportunities, the national debt, and federal spending.

Conway noted that the unemployment rate for young adults now stands at 12.7 percent, which is higher than the overall jobless rate of 8.3 percent.

“In addition to that, there are 1.7 million young adults who are no longer counted in that 12.7 percent because they’ve been out of work so long,” Conway said. If they’re included, Conway added, the young adult unemployment rate would be 16.7 percent.

“That number represents the highest sustained level of unemployment for young adults since World War II,” Conway said.

He gives other statistics for younger Americans.

“Unemployment for the Latino community of young adults is 14 percent,” Conway said. “For African-American young adults, it’s 22.3 percent.”

Conway noted a recent survey commissioned by Generation Opportunity from the inc./WomanTrend polling company which found 88 percent of North Carolina’s young adults have changed some aspect of their day-to-day lives because of the current state of the economy, such as skipping a vacation, reducing their grocery budget or skipping a major family event.

The survey said that 22 percent of young adults had changed their living condition, such as moving in with their parents, taking in extra roommates or downgraded their apartment.

The survey also said that 79 percent of young adults in the state have delayed or might not do at least one major live event because of the economy. These include buy their own place, get married or start a family.

Conway said only 38 percent of young adults nationally believe their elected officials represent their concerns.

He said a high percentage of them plan to vote and questions why Clinton would make the claim that people are better off today.

“In whose interest is it to try to say that things are better off than they were four years ago, because for young adults, the answer is, it’s simply not true,” Conway said.”

http://www.carolinajournal.com/exclusives/display_exclusive.html?id=9472&__utma=1.1815112598.1347277351.1347277351.1347277351.1&__utmb=1.2.10.1347277351&__utmc=1&__utmx=-&__utmz=1.1347277351.1.1.utmcsr=google%7Cutmccn=(organic)%7Cutmcmd=organic%7Cutmctr=(not%20provided)&__utmv=-&__utmk=68467473

If that article frightened you, this will keep you awake at night.

And remember, the Democrats controlled both houses of Congress beginning in January 2007 until January 2011.

From the Economic Policy Institute May 3, 2012.

“The Class of 2012

Labor market for young graduates remains grim”

FIGURE B

Unemployment rate for young high school graduates, by gender, 1989–2012*

Unemployment rate for young high school graduates, by gender, 1989–2012*

*Latest 12-month average: April 2011–March 2012.

Note: Shaded areas denote recessions. Data are for high school graduates age 17–20 who are not enrolled in further schooling.

Source: Authors’ analysis of basic monthly Current Population Survey microdata

As Figure B shows, the unemployment rate for young high school graduates jumped from 17.5 percent in 2007 to 32.7 percent in 2010, dwarfing the increases in prior recessions. The rate has since declined slightly, to an average of 31.1 percent over the last year (April 2011–March 2012). The increase since 2007 was larger for young male high school graduates (from 18.7 percent in 2007 to an average of 32.9 percent over the last year) than for young female high school graduates (from 15.8 percent in 2007 to an average of 28.5 percent over the last year). Men’s unemployment rates tend to disproportionately increase during downturns because men are more concentrated in industries, such as manufacturing and construction, that are particularly hard-hit by recessions.

Figure C shows that among young high school graduates, the unemployment rate for racial and ethnic minorities—particularly young black graduates—tends to be higher than that of whites, in good times and bad. In 2007, the unemployment rate of young white high school graduates was 14.5 percent. It rose to 29.1 percent in 2010 and improved slightly to an average of 25.6 percent over the last year. In 2007, the unemployment rate of young black high school graduates was 33.0 percent. It continued on a general upward trend until 2011, when it was 48.9 percent, and continued creeping up, to 49.1 percent over the last year. In 2007, the unemployment rate for young Hispanic high school graduates was 15.5 percent. That rate also continued to rise until 2011, when it was 35.7 percent, and improved to 33.8 percent over the last year.

FIGURE C

Unemployment rate for young high school graduates, by race/ethnicity, 1989–2012*

Unemployment rate for young high school graduates, by race/ethnicity, 1989–2012*

*Latest 12-month average: April 2011–March 2012.

Note: Shaded areas denote recessions. Data are for high school graduates age 17–20 who are not enrolled in further schooling.

Source: Authors’ analysis of basic monthly Current Population Survey microdata

Because the definition of unemployment includes only jobless workers who report that they are actively seeking work, the unemployment rate overlooks those who are “underemployed”: jobless workers who want a job but have given up looking, and workers who have a job but cannot get the hours they want or need.

Figure D presents national data on both unemployment and underemployment among young high school graduates, providing a more comprehensive look at slack in the labor market. Underemployment rates include not just workers who are unemployed but also those who are working part time but want full-time work (“involuntary” part-timers), and those who want a job and who have looked for work in the last year but have given up actively seeking work (“marginally attached” workers).

Currently, while the unemployment rate for young high school graduates is 31.1 percent, theunderemployment rate of young high school graduates is over 50 percent (54.0 percent). In other words, in addition to the officially unemployed, a significant share of these young people either want a job but have simply given up looking for work, or have a job that  does not provide the hours they need. While state breakdowns of underemployment by educational attainment are not available, Appendix Table A2 shows state-level underemployment rates for all workers by age.

FIGURE D

Unemployment and underemployment rates of young high school graduates, 1994–2012*

Unemployment and underemployment rates of young high school graduates, 1994–2012*

*Latest 12-month average: April 2011–March 2012.

Note: Shaded areas denote recessions. Underemployment data are only available beginning in 1994. Data are for high school graduates age 17–20 who are not enrolled in further schooling.

Source: Authors’ analysis of basic monthly Current Population Survey microdata

http://www.epi.org/publication/bp340-labor-market-young-graduates/

Does this look better to you?

NC Obama Democrat party God country and common sense, Charlotte sells soul to devil?, Democrats destroy jobs and economy boo God and Jerusalem

NC Obama Democrat party God country and common sense, Charlotte sells soul to devil?, Democrats destroy jobs and economy boo God and Jerusalem

“Guilford (Large NC County) appears on it’s way to a third consecutive year with annual jobless rates in double digits. Economists say that likely hasn’t happened since the Great Depression.”…Greensboro News Record December 2, 2011

“Most college students are in the peak of health. Hence, covering their health care is usually a pretty easy thing to do. A number of colleges—particularly small, private liberal-arts institutions—offer their students what are called “limited-benefit” plans, which cover health expenses up to a defined cap, such as $10,000. Because expenses are capped, these plans are extremely inexpensive, with premiums ranging from $150-500 per year.

However, Obamacare prohibits capping insurance payouts, causing premiums to skyrocket. For 2013-2014, the law prohibits caps below $500,000 per year; after 2014, caps are banned entirely.”…Forbes June 5, 2012

“We tried our plan—and it worked. That’s the difference. That’s the choice in this election. That’s why I’m running for a second term.”…Barack Obama

My ancestral roots go back to the early 1700’s in NC and though my recent ones do not include participation in the NC Democrat Party, the old conservative Democrat Party of NC, which did not shun God, country and common sense, would have been easier to embrace.

This is not your father’s Democrat Party!

For example.

You have heard Barack and Michelle Obama and other democrats lie about job creation, inheriting a mess and blame George Bush.

The Democrats took control of both houses of congress in January 2007 and Obama took control of the White House in January 2009. A perfect storm of incompetence.

From the 2012 Democrat Platform.

“When President Obama took office, the economy was in the deepest economic crisis since the Great Depression. His Recovery Act represented the largest education investment since President Johnson, the largest infrastructure investment since President Eisenhower, the single largest clean energy investment ever, and the broadest tax cut in American history. It helped keep teachers, police officers, nurses, and firefighters on the job. It ensured that as we re-built our country, we bought American-made iron, steel, and manufactured goods wherever feasible, consistent with our international obligations. It helped the President stop the bleeding and reverse the free fall.”

“We’ve come a long way since 2008. The President took office in the middle of the worst economic downturn since the Great Depression; that month 800,000 Americans lost their jobs – more than in any single month in the previous 60 years. On Day One, he took immediate action to stop the free fall and put Americans back to work. In the midst of the crisis, President Obama knew what Democrats have always known: that American workers are tougher than tough times. Since early 2010, the private sector has created 4.5 million jobs, and American manufacturing is growing for the first time since the 1990s.”

Let’s examine for a moment a microcosm economy, Greensboro, NC, the third largest city in NC, the home of UNCG, where Michelle Obama recently bragged about jobs and what they had done for college students.

In January 2007, when the Democrats took control of congress, the unemployment rate was 4.6 to 5.2 percent (looks like somebody has been “tweaking” the numbers).

In December 2008, after 2 years of Democrat control, the rate was 8.2 percent. In January 2009, when Obama entered the White House, the rate was 9.6 percent. Did the rate jump actually jump 1.4 percent in one month (to maybe help Obama)? Since the Democrats were in control anyway, who cares.

The rate for July is listed at 10.2 percent.

So, with the efforts of the Democrats beginning in January 2007 and Obama working with them beginning in January 2009, the unemployment rate went from 4.8 – 5.2 percent to 10.2 percent.

That is certainly change!

From the 2012 Democrat Platform.

“These values are why we enacted historic health care reform that provides economic security for families and enacted sweeping financial reform legislation that will prevent the recklessness that cost so many their jobs, homes, and savings.”

“They’re why we helped American families who are working multiple jobs and struggling to pay the bills save a little extra money through tax cuts, lower health care costs, and affordable student loans.”

“We’ve already made historic progress. States have more flexibility to raise standards and reform schools, more students are receiving grants and scholarships, and young adults can stay on their parents’ health insurance plans as they finish their education and enter the workforce.”

From Citizen Wells September 4, 2012.

“I just spoke with a young man a few minutes ago who attends Greensboro College, a private college in NC. He mentioned that his health care costs had just almost doubled. Recently, reported here, was a report that the UNC system, NC public colleges, had almost doubled the health care costs for students and the reason was provisions in Obamacare.”

“Health Insurance Costs Skyrocket For College Students Due To ObamaCare”

“Can we stop calling ObamaCare the Affordable Care Act now?

A Young America’s Foundation activist forwarded an email from the Vice President for Finance at his school, Guilford College (Greensboro, NC), informing him that, “For the 2012-13 academic year, the annual cost of the student health insurance is increasing from $668 to $1,179. This insurance premium has been charged to your student account.”

Why the increase? “Our student health insurance policy premium has been substantially increased due to changes required by federal regulations issued on March 16, 2012 under the Affordable Care Act.”

“Student healthcare choice has been replaced with expensive ObamaCare mandates.”

“Registration cancellations rising at UNCG, A&T”

“UNCG about two weeks ago canceled the registrations of about 1,300 students because they had yet to pay their tuition bills — the highest number of cancellations since fall 2009, university officials said.””

“Amid chants of protest from about 100 students, the UNC Board of Governors this morning approved President Tom Ross’ proposal for tuition and
fee hikes over the next two years.”

“The cost of health insurance will climb from a range of $61 to $77 monthly to a range of $118 to $133 monthly, according to a memo sent from UNC President Tom Ross to the UNC Board of Governors. On an annual basis, most students will pay about $500 to $700 more in 2012-13, depending on the campus.”

https://citizenwells.wordpress.com/2012/09/04/dnc-convention-september-4-2012-obama-cares-with-obamacare-obamacare-doubles-nc-college-student-health-care-in-2012-lies-lies-more-obama-lies/

It gets worse folks.

From Forbes June 5, 2012.

“Obamacare Increases Costs of College Health Plans by as Much as 1,112%”

“Last March, I wrote a detailed pieceon why Obamacare will dramatically increase the cost of insurance for young people. Yesterday, Louise Radnofsky of theWall Street Journal reported that some colleges are dropping their student health plans for the new academic year, because the new law increases the cost of those plans by as much as 1,112 percent. And no, that’s not a typo.

Most college students are in the peak of health. Hence, covering their health care is usually a pretty easy thing to do. A number of colleges—particularly small, private liberal-arts institutions—offer their students what are called “limited-benefit” plans, which cover health expenses up to a defined cap, such as $10,000. Because expenses are capped, these plans are extremely inexpensive, with premiums ranging from $150-500 per year.

However, Obamacare prohibits capping insurance payouts, causing premiums to skyrocket. For 2013-2014, the law prohibits caps below $500,000 per year; after 2014, caps are banned entirely.”

“Lenoir-Rhyne University in Hickory, N.C. paid $245 per student per year for 2011-2012. Next year, they’ll have to pay $2,507 to meet the law’s requirements.”

http://www.forbes.com/sites/aroy/2012/06/05/obamacare-increases-costs-of-college-health-plans-by-as-much-as-1112/

The folks in Charlotte have been celebrating the success of the convention.

There are a lot of good people there. I hope that they have retained enough religious convictions and common sense to not be blinded by the light. The false light. And not to sell their souls to the devil….again.

DNC convention September 4, 2012, Obama cares with Obamacare?, Obamacare doubles NC college student health care in 2012, Lies lies more Obama lies

DNC convention September 4, 2012, Obama cares with Obamacare?, Obamacare doubles NC college student health care in 2012, Lies lies more Obama lies

“Our student health insurance policy premium has been substantially increased due to changes required by federal regulations issued on March 16, 2012 under the Affordable Care Act.”…Guilford College student

“Can we stop calling ObamaCare the Affordable Care Act now?”…Ron Meyer

“The Party told you to reject the evidence of your eyes and ears. It was their final, most essential command. His heart sank as he thought of the enormous power arrayed against him, the ease with which any Party intellectual would overthrow him in debate, the subtle arguments which he would not be able to understand, much less answer. And yet he was in the right! They were wrong and he was right. The obvious, the silly, and the true had got to be defended. Truisms are true, hold on to that! The solid world exists, its laws do not change. Stones are hard, water is wet, objects unsupported fall towards the earth’s centre. With the feeling that he was speaking to O’Brien, and also that he was setting forth an important axiom, he wrote:

Freedom is the freedom to say that two plus two make four. If that is granted, all else follows.”…George Orwell, “1984”

The lying SOB Barack Hussein Obama and his entourage of left wing associates and his repertoire of lies are coming to my state, North Carolina, and I am damned fed up with Obama’s lies.

Recently Michelle Obama spoke at UNCG in Greensboro, NC and carried on the tradition of Obama lies.

“This election is a choice about the health of our families. And listen to this — the fact is that over the past century — okay? — 100 years, so many of our Presidents have tried and failed to meet the challenge of health reform. But your President was determined. (Applause.) See, but Barack was driven by the stories of the people he met — the grandparents who couldn’t afford their medications; the families going broke because a child got sick; the woman dying of cancer whose insurance company wouldn’t cover her care. And that is what kept him going day after day. That’s why he fought so hard for this historic reform.”

“Because of this reform, our children can stay on our insurance until they’re 26 years old. (Applause.) So they don’t have to lose their health care when they graduate and they’re out there looking for a job, trying to build their lives.”

“This election, it’s a choice about whether our kids can attend college without a mountain of debt. Now, believe it or not, back when Barack and I were first starting out, and we were building our lives together, and we were so in love — (laughter) — we still are — (laughter and applause) — but our combined student loan bill each month was actually higher than our mortgage. Now, I know there are people out there who can relate to that. So, believe me, when it comes to student debt, Barack and I, we’ve been there. And that is why Barack doubled funding for Pell Grants and fought so hard to stop student loan interest rates from increasing. (Applause.) Because he knows how important it is for all of our young people to get the education they need for the jobs they deserve. “

“I want you to tell them how many jobs he created. Tell them how much money he’s put back in the pockets of American people. You can tell them that more of our kids can afford college;”

https://citizenwells.wordpress.com/2012/08/02/michelle-obama-uncg-speech-august-1-2012-obama-lies-job-lies-tax-lies-college-tuition-lies-health-care-lies-student-loans-and-records-hidden/

Oh really?

From Citizen Wells September 3, 2012.

“I just spoke with a young man a few minutes ago who attends Greensboro College, a private college in NC. He mentioned that his health care costs had just almost doubled. Recently, reported here, was a report that the UNC system, NC public colleges, had almost doubled the health care costs for students and the reason was provisions in Obamacare.”

“Health Insurance Costs Skyrocket For College Students Due To ObamaCare”

“Can we stop calling ObamaCare the Affordable Care Act now?

A Young America’s Foundation activist forwarded an email from the Vice President for Finance at his school, Guilford College (Greensboro, NC), informing him that, “For the 2012-13 academic year, the annual cost of the student health insurance is increasing from $668 to $1,179. This insurance premium has been charged to your student account.”

Why the increase? “Our student health insurance policy premium has been substantially increased due to changes required by federal regulations issued on March 16, 2012 under the Affordable Care Act.”

“Student healthcare choice has been replaced with expensive ObamaCare mandates.”

“President Obama will be traveling to campuses across the nation this week trying to sell ObamaCare to young people. Students on campus–or any conservative leaders visiting campus–need to call the Obama administration’s bluff.”

“Obama lies versus Obama reality.

From the front page of the Greensboro News & Record August 20, 2012.

“Registration cancellations rising at UNCG, A&T”

“UNCG about two weeks ago canceled the registrations of about 1,300 students because they had yet to pay their tuition bills — the highest number of cancellations since fall 2009, university officials said.””

“Amid chants of protest from about 100 students, the UNC Board of Governors this morning approved President Tom Ross’ proposal for tuition and
fee hikes over the next two years.”

“The cost of health insurance will climb from a range of $61 to $77 monthly to a range of $118 to $133 monthly, according to a memo sent from UNC President Tom Ross to the UNC Board of Governors. On an annual basis, most students will pay about $500 to $700 more in 2012-13, depending on the campus.”

“Unemployment Rates Increase in 84 Counties in June”

“North Carolina’s statewide unemployment rate (not seasonally adjusted) was 9.9 percent in June. This was a 0.4 of a percentage-point increase from May’s revised rate of 9.5 percent, and a 1.0 percentage-point decrease over the year.”

https://citizenwells.wordpress.com/2012/09/03/democrat-convention-september-4-2012-obama-nc-problem-obamacare-causes-large-increases-in-college-health-care-high-unemployment-no-jobs-for-college-graduates/

So, Obama cares and Romney doesn’t???

From the Washington Post September 2, 2012.

“Obama pins ‘Romney doesn’t care” label on foe for health view, says of Obamacare: ‘I do care’”

“Campaigning his way toward the Democratic National Convention, President Barack Obama slapped a “Romney doesn’t care” label on his rival’s health-care views Sunday and said Republicans want to repeal new protections for millions without offering a plan of their own.

Vice President Joe Biden swiftly broadened the attack, accusing Republicans of seeking to undermine the decades-old federal program millions of seniors rely on for health care. “We are for Medicare. They are for voucher care,” he said.”

“Obama spoke on the University of Colorado campus in Boulder, and made his by-now familiar plea for students to register and vote. He benefited enormously from the support of younger voters four years ago and can ill-afford a fall-off in their support — or enthusiasm— in 2012.

Democrats regard passage of a sweeping health care law as a high point of achievement for Obama during his term. Yet the law has also unified Republicans who argue it amounts to a government takeover of the health care system and a budget-buster to boot.

Obama has lately been eager to answer his critics, and he did more than that in his speech.

“Gov. Romney promised that on his first day in office he’s gonna sit right down, grab a pen and repeal Obamacare,” the president said, referring to the law by the name Republicans first attached to it as an insult.”

“What that means is that right away he’d kick 7 million young people off their parents’ plan. He’d take hope away from tens of millions of American with pre-exiting conditions by repealing reform,” the president said.

“You know, he calls it Obamacare. I like the name. I do care. …. I don’t know exactly what the other side is proposing; I guess you could call it ‘Romney doesn’t care.’ But this law is here to stay.””

http://www.washingtonpost.com/politics/obama-lampoons-gop-convention-calls-it-throwback-to-era-of-black-and-white-tv-no-new-ideas/2012/09/01/12bbcbb4-f498-11e1-b74c-84ed55e0300b_story.html

With caring like this, who needs enemies?