Category Archives: ObamaCare

Obama hustles and lies in state of union speech, Obama the hustler, Obama devastates US economy, middle class young and students, Rush Limbaugh nails it, More businesses failed during Obama 6 years

Obama hustles and lies in state of union speech, Obama the hustler, Obama devastates US economy, middle class young and students, Rush Limbaugh nails it, More businesses failed during Obama 6 years

“I didn’t like Obama from the beginning, I thought he was a hustler and I think he still is.”…Bartle Bull, lifelong Democrat and civil rights activist, July 1, 2010

“I mean, yeah, he’s got a lot to brag about here, doesn’t he? Is he gonna brag about 92.8 million Americans not working? Is he gonna brag about the absolute mess that HealthCare.gov has been from the get-go? Is he going to brag about all the states he has sued who have attempted to pass legislation in those states to enforce already existing immigration laws? Is he gonna brag about how he has stopped deporting almost anyone except the most hardened criminals? Is he gonna brag about getting to the bottom of the IRS targeting of the Tea Party? Is he gonna brag about getting to the bottom of what happened at Benghazi? Is he gonna brag about finally finding out what happened with the VA scandals and straightening that out?”…Rush Limbaugh January 20, 2015

And if all others accepted the lie which the Party imposed
–if all records told the same tale–then the lie passed into
history and became truth. “Who controls the past,” ran the
Party slogan, “controls the future: who controls the present
controls the past.”…George Orwell, “1984″

 

I did not watch the State of the Union speech for the same reasons that Rush Limbaugh didn’t watch.

Obama is a hustler and a liar.

He has destroyed the US economy, health care system, businesses and jobs.

From Rush Limbaugh January 21, 2015.

“Why I Didn’t Watch the Obama State of the Union Show”

“I never thought, I mean, I thought I might get close to it. I never thought the day would come where I did what I did last night. I did not watch. I did not turn it on. I didn’t have the State of the Union on with the sound down. I didn’t have a channel on where you could see the State of the Union. I today am a proud member of the low-information crowd. I didn’t watch it.”

“And now look. Look at how far Obama has actually fallen, just in that measure alone, how many people have no interest in listening to what he has to say. And that was it for me. I literally had no interest, because I knew what was gonna be said, and more than that, I knew how it was going to be said. I knew that I was gonna be insulted. I knew the things I believe in are gonna be insulted, with a gloating air about it, and I just didn’t want to put up with it.

I’ve got enough other things going on in life now that are far more deserving of my attention than that, particularly when I knew there wasn’t gonna be any real news in this thing last night. There wasn’t gonna be anything unexpected. There wasn’t gonna be anything brand-new. There wasn’t gonna be anything real meaningful as far as that concerned, other than continued obfuscation.”

Read More:

Why I Didn’t Watch the Obama State of the Union Show

From Rush Limbaugh January 20, 2015.

“Now, you know presidents, when they go to the State of the Union show, they try to list and rattle off their accomplishments from over the last year or during their presidential terms. So what will Obama point to as his accomplishments since the last State of the Union show? Is he gonna brag about the rise of ISIS? Is he gonna brag about how we’ve lost Iraq and we’re the on brink of losing Afghanistan?

Did you see that ISIS killed 13 young boys because they watched a soccer game? Yeah, so is Obama gonna talk about how he has stopped the rise of ISIS? Is he gonna brag about how we’ve lost Iraq, gonna brag about we’re on the brink of losing Afghanistan? Is he gonna brag about freeing dozens of prisoners at Guantanamo Bay? Is he going to brag about trading five of the worst of them for a man who may have deserted his post, that would be Bergdahl? Is Obama gonna brag about swapping five Cuban terrorists, a couple of whom were actually convicted of murder, for some American hostages the Castros were holding for bargaining chips?

I mean, yeah, he’s got a lot to brag about here, doesn’t he? Is he gonna brag about 92.8 million Americans not working? Is he gonna brag about the absolute mess that HealthCare.gov has been from the get-go? Is he going to brag about all the states he has sued who have attempted to pass legislation in those states to enforce already existing immigration laws? Is he gonna brag about how he has stopped deporting almost anyone except the most hardened criminals? Is he gonna brag about getting to the bottom of the IRS targeting of the Tea Party? Is he gonna brag about getting to the bottom of what happened at Benghazi? Is he gonna brag about finally finding out what happened with the VA scandals and straightening that out?

Or is he gonna skip listing all of these accomplishments and just move on to listing even more ways he wants to buy votes for Democrats in the future? Again, a study out today by a couple of scholars that reports that Obama actually has the second worse State of the Union success rate for any president over the last 50 years, and that would be Gerald Ford, who wasn’t even elected.

Look at what Gerald Ford faced. Gerald Ford faced a country and a media still wallowing in Watergate. Ford’s success rate was 28%, Obama’s is 30, 30% of what Obama has proposed has actually happened, and it’s going to be probably more of the same tonight. And don’t forget that for two years of his tenure, Obama even had a Democrat-controlled Congress, which makes this 30% success rate somewhat unimpressive. ”
“This is an interesting. I’ve been holding this story for couple of days. It’s a Reuters story. “Barack Obama enters the final two years of his presidency with a blemish on his legacy that looks impossible to erase: The decline of the middle class that he has promised to rescue.” What is this from Reuters? A little truth here? Right here, that open is exactly why the State of the Union is being done the way it’s being done tonight and why all of these talks of tax increases on the rich are taking place.

Obama has fixed it so that the only way the middle class benefits is via the redistribution of wealth (and that means government benefits) instead of going out and working and getting jobs. “Barack Obama enters the final two years of his presidency with a blemish on his legacy that looks impossible to erase: the decline of the middle class he has promised to rescue.” In reality, it is impossible to erase. It is what it is. But that’s what tonight’s gonna be about: erasing this and making it look like things have never been better.

Frankly, folks, I don’t want to be lied to about it. Things are not looking better than ever. There’s nothing Obama has done that sets this country up for vast growth and improvement. It’s the exact opposite. “The revival of middle-class jobs has been one of Obama’s mantras since he took office in 2009 fighting the worst economic crisis in generations. It was a major theme of his last State of the Union address and is expected to feature in the one scheduled for [tonight].”

Read more:

Who Cares About the State of the Union? It’s Just Lies and Empty Promises

From Jim Clifton Chairman and CEO of Gallup

“The U.S. now ranks not first, not second, not third, but 12th among developed nations in terms of business startup activity. Countries such as Hungary, Denmark, Finland, New Zealand, Sweden, Israel and Italy all have higher startup rates than America does.

We are behind in starting new firms per capita, and this is our single most serious economic problem. Yet it seems like a secret. You never see it mentioned in the media, nor hear from a politician that, for the first time in 35 years, American business deaths now outnumber business births.

The U.S. Census Bureau reports that the total number of new business startups and business closures per year — the birth and death rates of American companies — have crossed for the first time since the measurement began. I am referring to employer businesses, those with one or more employees, the real engines of economic growth. Four hundred thousand new businesses are being born annually nationwide, while 470,000 per year are dying.

Until 2008, startups outpaced business failures by about 100,000 per year. But in the past six years, that number suddenly turned upside down. There has been an underground earthquake. As you read this, we are at minus 70,000 in terms of business survival. The data are very slow coming out of the U.S. Department of Census, via the Small Business Administration, so it lags real time by two years.

Net Number of New U.S. Firms Plummets

Business startups outpaced business failures by about 100,000 per year until 2008. But in the past six years, that number suddenly reversed, and the net number of U.S. startups versus closures is minus 70,000.

My hunch is that no one talks about the birth and death rates of American business because Wall Street and the White House, no matter which party occupies the latter, are two gigantic institutions of persuasion. The White House needs to keep you in the game because their political party needs your vote. Wall Street needs the stock market to boom, even if that boom is fueled by illusion. So both tell us, “The economy is coming back.”

Let’s get one thing clear: This economy is never truly coming back unless we reverse the birth and death trends of American businesses.

Dead-Wrong Thinking

It is catastrophic to be dead wrong on the biggest issue of the last 50 years — the issue of where jobs come from. Our leadership keeps thinking that the answer to economic growth and ultimately job creation is more innovation, and we continue to invest billions in it. But an innovation is worthless until an entrepreneur creates a business model for it and turns that innovative idea in something customers will buy. Yet current thinking tells us we’re on the right track and don’t need different strategies, so we continue marching down the path of national decline, believing innovation will save us.”

Read more:

http://www.gallup.com/businessjournal/180431/american-entrepreneurship-dead-alive.aspx?utm_source=WWWV7HP&utm_medium=topic&utm_campaign=tiles

And sending more Americans to college will not help either.

We do not have sufficient jobs for current graduates.

High Obamacare deductibles causing high consumer debt and impacting credit reports, 52 percent of all debt on credit reports from medical expenses, 3 in 5 Americans don’t have savings to cover unexpected bills

High Obamacare deductibles causing high consumer debt and impacting credit reports, 52 percent of all debt on credit reports from medical expenses, 3 in 5 Americans don’t have savings to cover unexpected bills

“The cost of health insurance will climb from a range of $61 to $77 monthly to a range of $118 to $133 monthly, according to a memo sent from UNC President Tom Ross to the UNC Board of Governors. On an annual basis, most students will pay about $500 to $700 more in 2012-13, depending on the campus.”

“Mallette said the insurance increases are due to the health care usage of UNC system students during the past couple of years, plus federal regulations on preventive care and pharmacy services issued in March. The process is complicated, he said, by the new provisions of the Affordable Care Act.”…Charlotte Observer May 1, 2012

“One of the CBO’s most intriguing estimates is that by 2017 there will be 2 million fewer full-time jobs on the market than there would have been without Obamacare, and that figure could climb to 2.5 million by 2024.”…Market Watch February 4, 2014

“Freedom is the freedom to say that two plus two make four. If that is granted, all else follows.”…George Orwell, “1984″

 

 

You have probably heard or read about the lying POC Obama bragging about the job he has done.

You are constantly bombarded by the Orwellian mainstream media about how much the economy has improved.

Yet most of you know, through your own personal experiences,  finances or by the fate of those you know, that what you are being fed is a huge lie.

Reported at Citizen Wells on January 5, 2015.

“Millions of Americans have already been shocked by premium increases as large as 100 percent. Average increases in some states are 45 percent.

What you probably are not being told about is the hidden problem of high deductibles and the impact on the US economy. More people with higher deductibles will not be able to pay them and the hospitals and healthcare providers will have to absorb the costs and ultimately pass them on to the American public.

I was discussing this problem recently with a friend who owns a Tax/accounting business. He told me that recently he was at a seminar and heard a hospital administrator explain this very topic.

Do not be fooled by the Orwellian Obama controlled mainstream media as they attempt to cover for Obamacare and the economy.”

Read more:

https://citizenwells.wordpress.com/2015/01/05/obamacare-surprises-and-clobbers-millions-of-americans-subsidy-refunds-to-irs-premiums-skyrocket-high-deductibles-unpaid-cost-to-hospitals-and-taxpayers-obamacare-increases-health-care-spending/

From the Charlotte Observer January 7, 2015.

“As Americans pay more out-of-pocket medical costs, Charlotte-area hospitals have begun offering multiyear no-interest payment plans to help patients with their bills.

The changes come at a time when health care reform has increased the number of Americans with insurance. But even those with insurance are spending more for their own care thanks to the rise in high-deductible plans. These plans have lower premiums but require consumers to pay more before reimbursement kicks in.”

“The federal Consumer Financial Protection Bureau recently reported that 52 percent of all debt on credit reports is from medical expenses.

While the Affordable Care Act sets a limit on how much anyone buying insurance through the marketplace must pay in deductibles, co-pays and coinsurance, even that amount would strain many budgets. For 2015, it’s $6,600 for an individual plan and $13,200 for a family plan.”

“Hospital officials said the first year of the Affordable Care Act showed that a subsidized policy with high out-of-pocket costs isn’t always much better than no insurance – for patients or hospitals. Low-income people often chose the high-deductible plans with the lowest premium, then avoided or delayed care because they couldn’t cover the deductible.

In the past year, Stephen Burr, senior vice president of patient financial services for Carolinas HealthCare, said the system’s financial counselors noticed that more people are “really having trouble paying their bills.”

Charity care for uninsured patients rose from $224 million in 2012 to $324 million in 2013 at Carolinas HealthCare, Burr said. Bad debt – the amount left unpaid by patients who don’t qualify for charity care – rose from $243 million in 2012 to $290 million for 2013.

“Affordable coverage usually comes with high deductibles, and patients are now responsible for more of the costs,” Burr said. “The ones that have that insurance (may not have been) fully aware of just how much they’re on the hook to pay for.””

Read more:

http://www.charlotteobserver.com/2015/01/07/5431741/charlotte-hospitals-offer-interest.html#.VK7mAyvF-nY

From Zero Hedge January 7, 2015.

“3 In 5 Americans Don’t Have Savings To Cover Unexpected Bills”

“While various CNBC anchors may be willing to say that the US is “growing gangbusters” yet again confusing the liquidity-oozing equity markets with the economy, there are a couple hundred million Americans who would bet to differ (which incidentally may also explain why the Comcast channel no longer wishes to have its viewership calculated by Nielsen): the reason is that according to the latest Bankrate survey released today, more than three in five Americans don’t have money in their savings accounts to cover any unexpected bills such as a $500 car repair or a $1,000 emergency room visit.

In fact, only 38% of respondents said they have enough funds in their bank accounts to cover even the most mundane of spending emergencies.. Most others would need to take on debt or cut back elsewhere.”

Read more:

http://www.zerohedge.com/news/2015-01-07/3-5-americans-dont-have-savings-cover-unexpected-bills

 

Thanks to commenter oldsoldier79.

 

 

 

 

Obamacare surprises and clobbers millions of Americans, Subsidy refunds to IRS, Premiums skyrocket, High deductibles unpaid cost to hospitals and taxpayers, Obamacare increases health care spending

Obamacare surprises and clobbers millions of Americans, Subsidy refunds to IRS, Premiums skyrocket, High deductibles unpaid cost to hospitals and taxpayers, Obamacare increases health care spending

“The cost of health insurance will climb from a range of $61 to $77 monthly to a range of $118 to $133 monthly, according to a memo sent from UNC President Tom Ross to the UNC Board of Governors. On an annual basis, most students will pay about $500 to $700 more in 2012-13, depending on the campus.”

“Mallette said the insurance increases are due to the health care usage of UNC system students during the past couple of years, plus federal regulations on preventive care and pharmacy services issued in March. The process is complicated, he said, by the new provisions of the Affordable Care Act.”…Charlotte Observer May 1, 2012

“If you like your plan, you can keep it.”…Barack Obama

“millions of Americans are getting or are about to get cancellation letters for their health insurance under Obamacare, say experts, and the Obama administration has known that for at least three years.”…NBC News October 29, 2013

 

 

The Washington Examiner article below warns of surprises to as many as 3.4 million tax filers of Obamacare subsidies that could impact their tax refunds.

That may be the good news.

Millions of Americans have already been shocked by premium increases as large as 100 percent. Average increases in some states are 45 percent.

What you probably are not being told about is the hidden problem of high deductibles and the impact on the US economy. More people with higher deductibles will not be able to pay them and the hospitals and healthcare providers will have to absorb the costs and ultimately pass them on to the American public.

I was discussing this problem recently with a friend who owns a Tax/accounting business. He told me that recently he was at a seminar and heard a hospital administrator explain this very topic.

Do not be fooled by the Orwellian Obama controlled mainstream media as they attempt to cover for Obamacare and the economy.

From Zero Hedge December 23, 2014.

“Fast forward to today when as every pundit is happy to report, the final estimate of Q3 GDP indeed rose by 5% (no really, just as we predicted), with a surge in personal consumption being the main driver of US growth in the June-September quarter. As noted before, between the second revision of the Q3 GDP number and its final print, Personal Consumption increased from 2.2% to 3.2% Q/Q,  and ended up contributing 2.21% of the final 4.96% GDP amount, up from 1.51%.

So what did Americans supposedly spend so much more on compared to the previous revision released one month ago? Was it cars? Furnishings? Housing and Utilities? Recreational Goods and RVs? Or maybe nondurable goods and financial services?

Actually no. The answer, just as we predicted precisely 6 months ago is… well, just see for yourselves.

In short, two-thirds of the “boost” to final Q3 personal consumption came from, drumroll, the same Obamacare which initially was supposed to boost Q1 GDP until the “polar vortex” crashed the number so badly, the BEA decided to pull it completely and leave this “growth dry powder” for another quarter. That quarter was Q3.”

Read more:

http://www.zerohedge.com/news/2014-12-23/here-reason-surge-q3-gdp

From The Washington Examiner January 2, 2015.

“Half of Obamacare subsidy recipients may owe refunds to the IRS”

“As many as 3.4 million people who received Obamacare subsidies may owe refunds to the federal government, according to an estimate by a tax preparation firm.

H&R Block is estimating that as many as half of the 6.8 million people who received insurance premium subsidies under the Affordable Care Act benefited from subsidies that were too large, the Wall Street Journal reported Thursday.

“The ACA is going to result in more confusion for existing clients, and many taxpayers may well be very disappointed by getting less money and possibly even owing money,” the president of a tax preparation and education school told the Journal.

While the Affordable Care Act fines those who don’t have health insurance, it also provides subsidies for people making up to four times the federal poverty line ($46,680).

But the subsidies are based on past tax returns, so many people may be receiving too much, according to Vanderbilt University assistant professor John Graves, who projects the average subsidy is $208 too high, the Journal reports.

Tax preparers, who frequently advertise their ability to deliver big refunds, have been working feverishly to avoid customer anger stemming from lower-than-expected refunds due to insurance premiums. They also are trying to make sure customers understand the potential fines for not having insurance.”

“Eighty-five percent of our customers get a refund,” said Kathy Pickering, who directs the H&R Block Tax Institute, according to the Washington Post. “That refund could be offset by the penalty. And if that happens, they’re going to be understandably angry.”

Read more:

http://www.washingtonexaminer.com/half-who-got-obamacare-credit-may-owe-the-irs/article/2558106

 

 

Obama economy and Obamacare create more homeless kids, 2.5 million children, 1 in 30 American kids, 8 percent increase from 2012 to 2013, Increased in 31 states and DC, Record dropouts in labor force, Record food stamps

Obama economy and Obamacare create more homeless kids, 2.5 million children, 1 in 30 American kids, 8 percent increase from 2012 to 2013, Increased in 31 states and DC, Record dropouts in labor force, Record food stamps

“One of the CBO’s most intriguing estimates is that by 2017 there will be 2 million fewer full-time jobs on the market than there would have been without Obamacare, and that figure could climb to 2.5 million by 2024.”…Market Watch February 4, 2014

“Nearly half of U.S. companies are reluctant to hire full-time employees because of the ACA. One in five firms indicates they are likely to hire fewer employees, and another one in 10 may lay off current employees in response to the law.

Other firms will shift toward part-time workers. More than 40 percent of CFOs say their companies will consider switching some jobs to less than 30 hours per week or targeting part-time workers for future employment.”…Duke University Fuqua School of Business December 11, 2013

“Freedom is the freedom to say that two plus two make four. If that is granted, all else follows.”…George Orwell, “1984″

 

 

Smoke and mirrors will work for a while.

The 2014 elections helped reveal the truth.

The financial markets have been propped up by the fed.

There has been a disconnect between Wall St. and Main St. or more troubling, no street, no home no hope.

2.5 million children in the US are homeless.

There was an increase of 8 percent from 2012 to 2014.

Obama’s self serving policies are a big reason for this.

Record numbers of people have dropped out of the labor force.

Record numbers of people have had their hours reduced or could only find part time jobs as a direct result of Obamacare.

Record numbers of people depend on public assistance.

From the National Center for Family and Homelessness.

“America’s Youngest Outcasts reports on child homelessness in the United States based on the most recent federal data that comprehensively counts homeless children, using more than 30 variables from over a dozen established data sets.
A staggering 2.5 million children are now homeless each year in America. This historic high represents one in every 30 children in the United States. Child homelessness increased in 31 states and the District of Columbia from 2012 to 2013. Children are homeless in every city, county, and state—every part of our country.
Based on a calculation using the most recent U.S. Department of Education’s count of homeless children in U.S. public schools and on 2013 U.S. Census data:
• 2,483,539 children experienced homelessness in the U.S. in 2013.
• This represents one in every 30 children in the U.S.
From 2012 to 2013, the number of children experiencing homelessness annually
in the U.S.:
• Increased by 8% nationally.
• Increased in 31 states and the District of Columbia.
• Increased by 10% or more in 13 states and the District of Columbia.”

“Prevalence of Child Homelessness in the United States
Based on 2013 data released in September 2014 by the U.S. Department of Education, combined with an estimate of younger non-school aged homeless children in the U.S., the number of children experiencing homelessness annually is 2,483,539—or 2.5 million children, an historic high. Using U.S. Census estimates of the total population of children under 18 years in 2013, this represents one in every 30 children.1”

HomelessKids

Read more:

Click to access 280.pdf

 

 

 

Kay Hagan lies echo Obama lies, Obamacare impact on consumer spending health care costs and quality, Part 1, Obama lies on keeping your insurance and reducing premiums

Kay Hagan lies echo Obama lies, Obamacare impact on consumer spending health care costs and quality, Part 1, Obama lies on keeping your insurance and reducing premiums

“The cost of health insurance will climb from a range of $61 to $77 monthly to a range of $118 to $133 monthly, according to a memo sent from UNC President Tom Ross to the UNC Board of Governors. On an annual basis, most students will pay about $500 to $700 more in 2012-13, depending on the campus.”

“Mallette said the insurance increases are due to the health care usage of UNC system students during the past couple of years, plus federal regulations on preventive care and pharmacy services issued in March. The process is complicated, he said, by the new provisions of the Affordable Care Act.”…Charlotte Observer May 1, 2012

“If you like your plan, you can keep it.”…Barack Obama

“millions of Americans are getting or are about to get cancellation letters for their health insurance under Obamacare, say experts, and the Obama administration has known that for at least three years.”…NBC News October 29, 2013

 

I was preparing an article on the impact of Obamacare on consumer spending.

Before beginning to write the article, the material expanded so much as to require a multi part series.

So many lies, so little time to expose.

Living in NC, and as sick of the non stop political ads as anyone, I still find my jaw dropping every time I hear the Hagan ad accuse Tillis of Medicare cuts.

Kay Hagan helped Obama pass Obamacare.

Money that had previously gone to Medicare Advantage Plans has been redirected to Obamacare.

From the Daily Caller February 2, 2014.

By Rep. Bill Johnson, Congressman, Ohio 6th District

“One of the most troubling aspects of President Obama’s takeover of health care is the more than $200 billion in cuts that Obamacare is taking from the Medicare Advantage (MA) program – a program that over 15 million seniors and individuals with disabilities have chosen to enroll in across the United States. As of January 2014, Ohio had over 763,797 enrollees in the MA program and roughly 38,766 of those enrollees reside in Eastern and Southeastern Ohio. This administration must stop these cuts to the MA program from happening if they want to protect the well-being of seniors across the country.

Last year, Medicare Advantage beneficiaries learned of a 6.7 percent rate cut that would hit their health care plans in 2014. These cuts are already being felt by seniors as access to doctors becomes more limited, and out-of-pocket payments increase. I recently experienced firsthand what these cuts mean for those living in Ohio when a number of local physicians had their practices dropped from participation in MA plans, forcing seniors to switch plans or leave their long-term physicians.

Doctors throughout my district have expressed their deep concerns over the serious impact these cuts will have on their practices, and their patients. Seniors in Eastern and Southeastern Ohio are losing access to their doctors and seeing an increase in their premiums. Some patients are being forced to leave their doctors mid-treatment. This is unacceptable, especially when 9 out of 10 beneficiaries believe their MA plan helps them live a healthier life.”

“And yet, this month, the Centers for Medicare and Medicaid Services (CMS) is planning to issue a second MA rate cut for 2015, slashing an additional 6.5 percent from these senior plans. In addition to this, seniors enrolled in MA could see between $420 and $900 in benefit reductions next year. Those seniors, who have not yet experienced the disruptions of the first cut, are sure to with the second – MA plans will soon face a total rate cut of 13 percent.”

Read more:

http://dailycaller.com/2014/02/18/seniors-on-medicare-advantage-are-losing-under-obamacare/

From The Foundry April 11, 2014.

 

SENIORS

Obamacare in Pictures 2014: Medicare cuts

You may recall Heritage experts’ warning that Obamacare would cut $716 billion from Medicare. That’s still happening.

Despite the Obama administration’s recent walking back of Medicare Advantage cuts for this year, Obamacare’s planned cuts to Medicare are moving forward. This chart shows which parts of Medicare are affected.”

Read more:

The Charts Obama Doesn’t Want You to See

 

From the Herald Sun September 26, 2014.

“Blue Cross and Blue Shield of North Carolina will drop its Blue Medicare HMO standard and Blue Medicare HMO Enhanced plan products in 11 North Carolina counties in 2015, affecting 50,000 beneficiaries statewide.

The counties include: Alamance, Davidson, Forsyth, Iredell, Rowan, Stokes, Surry, Wake, Wilkes and Yadkin, which makes up about one-third of BCBSNC’s Medicare Advantage population, said Michelle Douglas, public relations manager for BCBSNC.

Under HMO plans, beneficiaries generally must get care from within the plan’s network as opposed to PPO plans, which contracts with a network of preferred providers to which the beneficiary can choose.

Mary Snider, a BCBSNC customer who lives in Davidson County, said she received a letter this week that said her Blue Medicare HMO enhanced coverage would no longer be available.

According to the letter, if Snider does not take action before Dec. 31 on selecting a new plan, she will lose prescription drug coverage and only have Original Medicare beginning Jan. 1.

“This is a shock to everybody,” Snider said. “We wish they still offered (the old plans.)”

Snider said her monthly premium for Blue Medicare HMO Enhanced was $18.90 per month, which is confirmed by Centers for Medicare and Medicaid Services (CMS) data.

The BCBSNC letter does not outline the new plan offerings or specifics because they are not made public until Oct. 1.
However, according to CMS data that shows approved plan premiums for 2015, the only available HMO plan with drug coverage from BCBSNC in Davidson County is set to increase by just over three times Snider’s current premium, to $63.50 per month.

“There are some people out here who choose between health care and food,” she said about potential price increases. “If you’re caught in the middle, there’s nothing you can do.””

Read more:

http://www.heraldsun.com/news/x456534043/Blue-Cross-Blue-Shield-drops-HMO-plans-in-11-counties

 

 

Obamacare raises health care premiums 78 percent, Average premiums skyrocketed, Subsidy gap for many, Higher premium subsidies paid by taxpayers, Kay Hagan healthcare and job destroyer

Obamacare raises health care premiums 78 percent, Average premiums skyrocketed, Subsidy gap for many, Higher premium subsidies paid by taxpayers, Kay Hagan healthcare and job destroyer

“The cost of health insurance will climb from a range of $61 to $77 monthly to a range of $118 to $133 monthly, according to a memo sent from UNC President Tom Ross to the UNC Board of Governors. On an annual basis, most students will pay about $500 to $700 more in 2012-13, depending on the campus.”

“Mallette said the insurance increases are due to the health care usage of UNC system students during the past couple of years, plus federal regulations on preventive care and pharmacy services issued in March. The process is complicated, he said, by the new provisions of the Affordable Care Act.”…Charlotte Observer May 1, 2012

 

“One of the CBO’s most intriguing estimates is that by 2017 there will be 2 million fewer full-time jobs on the market than there would have been without Obamacare, and that figure could climb to 2.5 million by 2024.”…Market Watch February 4, 2014

“Nearly half of U.S. companies are reluctant to hire full-time employees because of the ACA. One in five firms indicates they are likely to hire fewer employees, and another one in 10 may lay off current employees in response to the law.

Other firms will shift toward part-time workers. More than 40 percent of CFOs say their companies will consider switching some jobs to less than 30 hours per week or targeting part-time workers for future employment.”…Duke University Fuqua School of Business December 11, 2013

 

If you are thinking about voting for Kay Hagan you had better stop and reconsider.

She helped Obama pass Obamacare.

This is not just about political slogans and voting records.

Obamacare is destroying our healthcare system, raising premiums for families and students and turning full time into part time jobs.

This is not an opinion, It is a fact!

From the Washington Times October 28, 2014.

“Obamacare sends health premiums skyrocketing by as much as 78 percent”

“The Affordable Care Act was supposed to make health care more affordable, but a newly released study of insurance policies before and after Obamacare shows that average premiums have skyrocketed, for some groups by as much as 78 percent.

Average insurance premiums in the sought-after 23-year-old demographic rose most dramatically, with men in that age group seeing an average 78.2 percent price increase before factoring in government subsidies, and women having their premiums rise 44.9 percent, according to a report by HealthPocket scheduled for release Wednesday.

The study, which was shared Tuesday with The Washington Times, examined average health insurance premiums before the implementation of Obamacare in 2013 and then afterward in 2014. The research focused on people of three ages — 23, 30 and 63 — using data for nonsmoking men and women with no spouses or children.

The premium increases for 30-year-olds were almost as high as for 23-year-olds — 73.4 percent for men and 35.1 percent for women — said the study, titled “Without Subsidies Women & Men, Old & Young Average Higher Monthly Premiums with Obamacare.”

“It’s very eye-opening in terms of the transformation occurring within the individual health insurance market,” said Kev Coleman, head of research and data at HealthPocket, a nonpartisan, independently managed subsidiary of Health Insurance Innovations in Sunnyvale, California.

“I was surprised in general to see the differences in terms of the average premiums in the pre-reform and post-reform markets,” Mr. Coleman said. “It was a higher amount than I had anticipated.”

The eye-popping increases among younger insurance buyers could be a problem for Obamacare’s long-term solvency given that young people are needed to offset the higher costs associated with older policyholders.”

Read more:

http://www.washingtontimes.com/news/2014/oct/28/obamacare-sends-health-premiums-skyrocketing-by-as/?

From HealthPocket.

Obamacare2014increaseChart

Obamacare2014increaseTable

http://www.healthpocket.com/healthcare-research/infostat/obamacare-2014-premiums-higher-than-pre-reform-market#.VFDqIfnF-nY

 

 

 

Obama and Federal Reserve lying about state of US Economy, Most Americans worse off, Labor force participation rate plummeted, Part time workers up 54 percent, Full time jobs million plus drop

Obama and Federal Reserve lying about state of US Economy, Most Americans worse off, Labor force participation rate plummeted, Part time workers up 54 percent, Full time jobs million plus drop

“Over the last six months, of the net job creation, 97 percent of that is part-time work,”…Keith Hall, former BLS chief

“One of the CBO’s most intriguing estimates is that by 2017 there will be 2 million fewer full-time jobs on the market than there would have been without Obamacare, and that figure could climb to 2.5 million by 2024.”…Market Watch February 4, 2014

“Nearly half of U.S. companies are reluctant to hire full-time employees because of the ACA. One in five firms indicates they are likely to hire fewer employees, and another one in 10 may lay off current employees in response to the law.

Other firms will shift toward part-time workers. More than 40 percent of CFOs say their companies will consider switching some jobs to less than 30 hours per week or targeting part-time workers for future employment.”…Duke University Fuqua School of Business December 11, 2013

“Freedom is the freedom to say that two plus two make four. If that is granted, all else follows.”…George Orwell, “1984″

 

 

We have been trying to present the truth about the jobs situation and US economy despite the best efforts of the Obama Administration and media to obfuscate.

From Zero Hedge October 21, 2014.

“19 Surprising Facts About The Messed Up State Of The US Economy”

“Barack Obama and the Federal Reserve are lying to you.  The “economic recovery” that we all keep hearing about is mostly just a mirage.  The percentage of Americans that are employed has barely budgedsince the depths of the last recession, the labor force participation rate is at a 36 year low, the overall rate of homeownership is the lowest that it has been in nearly 20 years and approximately 49 percent of all Americans are financially dependent on the government at this point.  In a recent article, I shared 12 charts that clearly demonstrate the permanent damage that has been done to our economy over the last decade.  The response to that article was very strong.  Many people were quite upset to learn that they were not being told the truth by our politicians and by the mainstream media.  Sadly, the vast majority of Americans still have absolutely no idea what is being done to our economy.  For those out there that still believe that we are doing “just fine”, here are 19 more facts about the messed up state of the U.S. economy…

#1 After accounting for inflation, median household income in the United States is 8 percent lower than it was when the last recession started in 2007.

#2 The number of part-time workers in America has increased by 54 percent since the last recession began in December 2007.  Meanwhile, the number of full-time jobs has dropped by more than a millionover that same time period.

#3 More than 7 million Americans that are currently working part-time jobs would actually like to have full-time jobs.

#4 The jobs gained during this “recovery” pay an average of 23 percent less than the jobs that were lost during the last recession.

#5 The number of unemployed workers that have completely given up looking for work is twice as highnow as it was when the last recession began in December 2007.

#6 When the last recession began, about 17 percent of all unemployed workers had been out of work for six months or longer.  Today, that number sits at just above 34 percent.

#7 Due to a lack of decent jobs, half of all college graduates are still relying on their parents financially when they are two years out of school.

#8 According to a new method of calculating poverty devised by the U.S. Census Bureau, the state of California currently has a poverty rate of 23.4 percent.

#9 According to the New York Times, the “typical American household” is now worth 36 percent less than it was worth a decade ago.

#10 In 2007, the average household in the top 5 percent had 16.5 times as much wealth as the average household overall.  But now the average household in the top 5 percent has 24 times as much wealth as the average household overall.

#11 In an absolutely stunning development, the rate of small business ownership in the United States has plunged to an all-time low.

#12 Subprime loans now make up 31 percent of all auto loans in America.  Didn’t that end up really badly when the housing industry tried the same thing?

#13 The average cost of producing a barrel of shale oil in the United States is approximately 85 dollars.  Now that the price of oil is starting to slip under that number, the “shale boom” in America could turn into a bust very rapidly.

#14 On a purchasing power basis, China now actually has a larger economy than the United States does.

#15 It is hard to believe, but there are 49 million people that are dealing with food insecurity in America today.

#16 There are six banks in the United States that pretty much everyone agrees fit into the “too big to fail” category.  Five of them have more than 40 trillion dollars of exposure to derivatives.

#17 The 113 top earning employees at the Federal Reserve headquarters in Washington D.C. make an average of $246,506 a year.  It turns out that ruining the U.S. economy is a very lucrative profession.

#18 We are told that the federal deficit is under control, but the truth is that the U.S. national debt increased by more than a trillion dollars during fiscal year 2014.

#19 An astounding 40 million dollars has been spent just on vacations for Barack Obama and his family.  Perhaps he figures that if we are going down as a nation anyway, he might as well enjoy the ride.”

Read more:

http://www.zerohedge.com/news/2014-10-21/19-surprising-facts-about-messed-state-us-economy

 

 

Obama Hagan destroy US NC economies jobs healthcare, Obamacare and private insurance cost increases, Labor force plummets, Part time jobs spike, NC decimated by Barack Obama and Kay Hagan

Obama Hagan destroy US NC economies jobs healthcare, Obamacare and private insurance cost increases, Labor force plummets, Part time jobs spike, NC decimated by Barack Obama and Kay Hagan

“Over the last six months, of the net job creation, 97 percent of that is part-time work,”…Keith Hall, former BLS chief

“One of the CBO’s most intriguing estimates is that by 2017 there will be 2 million fewer full-time jobs on the market than there would have been without Obamacare, and that figure could climb to 2.5 million by 2024.”…Market Watch February 4, 2014

“Nearly half of U.S. companies are reluctant to hire full-time employees because of the ACA. One in five firms indicates they are likely to hire fewer employees, and another one in 10 may lay off current employees in response to the law.

Other firms will shift toward part-time workers. More than 40 percent of CFOs say their companies will consider switching some jobs to less than 30 hours per week or targeting part-time workers for future employment.”…Duke University Fuqua School of Business December 11, 2013

“Freedom is the freedom to say that two plus two make four. If that is granted, all else follows.”…George Orwell, “1984″

 

 

I have been planning an article about the impact of Obamacare, the rising premium costs and destruction of full time jobs.

Senator Kay Hagan supported Obamacare and has voted with Obama nearly every time.

Before revealing the NC job impact, here is breaking news from Charlotte, NC.

From the Charlotte Observer October 20, 2014.

Charlotte’s Section 8 housing wait list triples to all-time high

A new number has emerged to help define Mecklenburg County’s affordable housing crisis: 32,128.

That’s how many low-income people filled out applications in just five days to be on the waiting list for Section 8 Housing Choice Vouchers: three times the number who applied for such rent help when the list last opened in 2007. The substantial jump caught housing officials off guard.

Equally surprising for the Charlotte Housing Authority is that 4,449 of those adults listed their housing status as homeless, a number that includes those in charity housing, extended stay hotels or living with a friend.

Read more:

http://www.charlotteobserver.com/2014/10/19/5251688/charlottes-section-8-wait-list.html#.VEU-oPnF-nY

NC jobs situation?

In August 2008 the labor force participation rate was 65.2 percent.

In August 2014 60.5.

That is a 4.7 percent plummet!!

God only knows what the real unemployment rate is.

Especially with so many full time jobs being replaced with part time as a direct result of Obamacare.

From Prison Planet October 20, 2014.

“Obamacare Premiums Expected to Rise By Double Digits”

“Even though President Obama has delayed the open enrollment period for Obamacare until after the mid-term elections, word is starting to leak out about how much those premiums will rise — and it isn’t pretty.

One report says subscribers to the the Obamacare “bronze” plan — the cheapest healthcare offering under the Affordable Care Act — could jump nearly 14 percent in price.

In its analysis, Investor’s Business Daily reports that 40-year-old non-smokers earning 225 percent of the poverty level face a 13.9 percent hike. The analysis catalogued expected prices for the largest 15 cities in the nation, including Washington, D.C..

Bronze subscribers in Seattle will see the largest spike, with their premiums jumping by 64 percent, from $60 to $98 per month. In Providence, R.I., the plan cost is expected to soar from $72 to $99 per month, from $88 to $111 in Los Angeles, $100 to $122 in Las Vegas, and $97 to $114 in New York, according to the Washington Times.”

“Still, people across the country are already receiving cancelation notices from their health care providers. A wave of such notices went out last week in Colorado, a state with a tight Senate race. More than 22,000 Coloradans received cancelation notices in the last month — and nearly 193,000 more will lose their policies at the end of 2015, the Times reported.

In all, more than half a million people in the state have lost their insurance. And the scene is being replayed in states across the country.”

Read more:

http://www.prisonplanet.com/obamacare-premiums-expected-to-rise-by-double-digits.html

From commenter RMinNC October 20, 2014.

“YOUR NOVEMBER SURPRISE….

Taken from ATS this am….this man is not a happy camper…don’t check your mail box…you may have a November surprise too!
—————————————————————————————————–

” I have always been opposed to Obamacare. While in theory, providing healthcare to everyone is a novel idea, I don’t believe it’s realistic in a capitalistic society. So I finally got around to opening my mail from yesterday and there’s a letter from my current provider Humana, outlining any changes to my plan for 2015.
My plan isn’t a Cadillac plan. It covers me, my wife and 2 boys with an 80/20 plan with unlimited doctor visits at reasonable co-pays.
I almost fell over when I saw the premium is going to be raised from $520 a month to $877 a month. That’s a 68% increase and in no way is affordable.

I hope those mother f’ckers from Humana all get fired and that lying piece of trash Obama and anyone who supported his ACA are all voted out on their asses.
So much for if you like your plan you can keep it and so much for the proposed economies of scale reducing premiums. I knew that the ACA wasn’t going to end well, I just had no idea it would be this catastrophic financially.
All I can hope for is that the right takes over the Senate in a few weeks and do something to get rid of or mitigate this awful legislature.”.”

 

 

Initial Claims October 16, 2014 lowest since April 2000?, Americans stupid enough to believe?, Huge labor force dropouts reason, Employment to population rate plummeted 5.4 percent

Initial Claims October 16, 2014 lowest since April 2000?, Americans stupid enough to believe?, Huge labor force drooputs reason, Employment to population rate plummeted 5.4 percent

“Over the last six months, of the net job creation, 97 percent of that is part-time work,”…Keith Hall, former BLS chief

“Nearly half of U.S. companies are reluctant to hire full-time employees because of the ACA. One in five firms indicates they are likely to hire fewer employees, and another one in 10 may lay off current employees in response to the law.

Other firms will shift toward part-time workers. More than 40 percent of CFOs say their companies will consider switching some jobs to less than 30 hours per week or targeting part-time workers for future employment.”…Duke University Fuqua School of Business December 11, 2013

“Freedom is the freedom to say that two plus two make four. If that is granted, all else follows.”…George Orwell, “1984″

 

Are Americans stupid enough to believe the reports coming from the US Labor Dept., the White House and the mainstream media.

Initial Claims for October 16, 2014 are the lowest since April 2000?

If you do you had better look closer.

The employment to population ratio has dropped 5.4 percent since April 2000.

If you lose enough workers and even more full time workers you are going to be less likely to have layoffs.

I.E. you have already pared the work force to the bone.

http://data.bls.gov/pdq/SurveyOutputServlet

Don’t take my word for this, look it up.

Oh, and by the way, there are 23,317,000 more people not in the labor force than in April 2000.

 

September unemployment rate lowest since 2008?, 248k jobs added, Truth is more people dropped out of labor force than jobs added, Participation rate down 3 percent since Jan 2009, Excessive part time jobs

September unemployment rate lowest since 2008?, 248k jobs added, Truth is more people dropped out of labor force than jobs added, Participation rate down 3 percent since Jan 2009, Excessive part time jobs

“Over the last six months, of the net job creation, 97 percent of that is part-time work,”…Keith Hall, former BLS chief

“Nearly half of U.S. companies are reluctant to hire full-time employees because of the ACA. One in five firms indicates they are likely to hire fewer employees, and another one in 10 may lay off current employees in response to the law.

Other firms will shift toward part-time workers. More than 40 percent of CFOs say their companies will consider switching some jobs to less than 30 hours per week or targeting part-time workers for future employment.”…Duke University Fuqua School of Business December 11, 2013

“Freedom is the freedom to say that two plus two make four. If that is granted, all else follows.”…George Orwell, “1984″

 

It is unbelievable to hear the distorted jobs data regurgitated by so many “news sources”, excuse me, entertainment sources.

The US Labor Department reported that the September 2014 unemployment rate dropped to 5.9 percent.

Here is an example from Market Watch.

“Unemployment falls below 6% for first time since 2008 as U.S. adds 248,000 jobs

Jobs growth accelerated in September and hiring in August was much stronger than initially reported, reflecting a U.S. economy that entered the fall with growing momentum.

The U.S. added 248,000 jobs outside the farm sector, topping the MarketWatch-compiled economist forecast of 220,000. Sustained gains in hiring, along with more people dropping out of the labor force, also pushed the U.S. unemployment rate down to 5.9% from 6.1% to mark a six-year low, the Labor Department reported Friday. The last time the jobless rate was below 6% was in 2008.”

Read more:

http://www.marketwatch.com/story/unemployment-falls-below-6-for-first-time-since-2008-as-us-adds-248000-jobs-2014-10-03

Also reported by the Labor Dept. and ignored by most reports is the following.

There were 315,000 more people not in the labor force in September. That is far more than the 248,000 jobs that were added.

The labor force participation rate at 62.7 percent is 3 percent higher than when Obama took office.

They are comparing the current unemployment rate to 2008. The rate was 5.8 percent in July 2008. However, the participation rate then was 66.1 percent.

That is 3.4 percent higher than today.

You do the math!

Also, there were 45,000 more people in September , not in the labor force who want a jobs now.

And don’t forget this from the Labor Dept.

“The number of persons employed part time for economic reasons (sometimes referred to as involuntary part-time workers) was little changed in September at 7.1 million. These individuals, who would have preferred full-time employment, were working part time because their hours had been cut back or because they were unable to find a full-time job.”