Blue Cross Blue Shield of NC requests 25.7 percent rate increase for Obamacare plans in 2016, Higher premiums would help offset growing cost of medical services, 2015 rates increased 13.5 percent

Blue Cross Blue Shield of NC requests 25.7 percent rate increase for Obamacare plans in 2016, Higher premiums would help offset growing cost of medical services, 2015 rates increased 13.5 percent

“If you’ve got health insurance we’re going to work with you to lower your premiums by $2,500 per family per year.”…Barack Obama

“Nearly half of U.S. companies are reluctant to hire full-time employees because of the ACA. One in five firms indicates they are likely to hire fewer employees, and another one in 10 may lay off current employees in response to the law.

Other firms will shift toward part-time workers. More than 40 percent of CFOs say their companies will consider switching some jobs to less than 30 hours per week or targeting part-time workers for future employment.”…Duke University Fuqua School of Business December 11, 2013

“We are being lied to on a scale unimaginable by George Orwell.”…Citizen Wells

 

 

From WRAL June 1, 2015.

“Insurers seek sizable rate increases on Affordable Care Act health plans”

“Blue Cross Blue Shield of North Carolina has asked state regulators for a 25.7 percent average rate increase on individual insurance plans purchased under the Affordable Care Act for 2016.

The request, which still needs to be approved by the North Carolina Department of Insurance, doesn’t include employer-sponsored health plans or to any existing coverage grandfathered in under the federal health care law.

Two other insurers, Coventry Health Care of the Carolinas and United Healthcare, also offer plans through the HealthCare.gov marketplace to North Carolina residents. Coventry, which is merging with Aetna, has asked for an average 18 percent increase, while United submitted a request for an average 12.5 percent increase.”

“Higher premiums would help offset the growing cost of medical services, he said, noting the Blue Cross could revise its request in the next month or so and seek an even larger increase. The company based its current request on 2014 data and wants to collect more information on 2015 costs before deciding on amending its filings with state regulators.

The Affordable Care Act requires that insurers spend at least 80 cents of every premium dollar directly on health care. Blue Cross officials have said the company spends 86 cents of every dollar on care.

Rates for Blue Cross plans on HealthCare.gov increase by an average of 13.5 percent this year.

Getzen also noted that 15 to 20 percent of customers with HealthCare.gov plans canceled their coverage after paying initial premiums and consuming costly medical services.”

Read more:

http://www.wral.com/insurers-seeking-sizable-rate-increases-on-affordable-care-act-health-plans/14682626/

 

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49 responses to “Blue Cross Blue Shield of NC requests 25.7 percent rate increase for Obamacare plans in 2016, Higher premiums would help offset growing cost of medical services, 2015 rates increased 13.5 percent

  1. citizenwells

    “Did you know that 5,205,000 full time employments were lost during the first year of Obama’s occupation of the White House from January 2009 to January 2010?

    Don’t take my word for it, FRED, the Federal Reserve Bank of St. Louis reports it.

    http://research.stlouisfed.org/fred2/series/LNS12500000

    This number has been somewhat obscured because some part time jobs were created to partially offset this number so that we only lost (ha ha) 3,714,000 jobs in 2009.

    This is one of the best examples of many full time jobs being replaced by few part time jobs.

    Ready for more laughs? (I know & agree, this is too damn serious to laugh)

    The Obama White House brags about creating full time jobs.”

    https://citizenwells.com/2015/03/10/5-2-million-full-time-employments-lost-obamas-first-year-part-time-jobs-created-job-myths-lies-exposed-media-lies-whitehouse-lies-obamacare-created-more-full-times-jobs-let-the-drug-testing/

  2. Here is another thing that will anger you…it has ME! (spit)
    It is our Natural Resources.

    I should be ashamed of myself but if what I have been reading on some blogs that you know who has Syphilis and it has gone to his brain …I WISH THAT IT WOULD HURRY UP! Sorry..it is how I feel. I do not want my AMERICA destroyed because of that evil SOB and his cohorts.
    I also read where Bill Clinton could have early signs of Dementia????

    http://www.msn.com/en-us/news/us/how-europe%E2%80%99s-climate-policies-have-led-to-more-trees-being-cut-down-in-the-us/ar-BBkxYot

  3. citizenwells

    “Factory Orders Scream Recession, Drop 6% From Year Ago In Sixth Consecutive Drop”

    “On a MoM basis, the picture is even worse… 9 misses in the last 10 months… 8 negative prints in the last 9 months”

    http://www.zerohedge.com/news/2015-06-02/recession-alert-factory-orders-drop-yoy-6th-consecutive-month

  4. oldsoldier79

    LET’s ALL GIVE OLDSAILOR82 A BIG…….HAPPY BIRTHDAY!!!!

    Try not to eat too much cake now my friend….but you can drink all the “good stuff you can !

    Let’s pledge to meet here again at the same time next year for another party !!!

  5. oldsoldier79

    CITIZENWELLS……THANKS

    As an American, I have learned from my life experiences that you get what you pay for or …to put it another way; “Garbage in-Garbage out”.

    The sub par Americans who put the garbage in our White House…now wants someone smarter than them to take the garbage out…and the RINO’s are hesitant.

    Now all of America is reaping the below standard returns from this “Community Organizer” presidency… regardless if you made a mistake and voted for the little bastard or not…Personally I would not have voted for him to be the dogcatcher in my town…but that’s another story.

    All a “community organizer” is good for is to create problems, start riots, and take surveys…..they have no other useful purpose in life as I see it.

  6. oldsoldier79

    GINGER……..

    It couldn’t happen to a nicer guy !!!

    I am having a very hard time ‘drumming up’ any sympathy for him….

  7. citizenwells

    Happy Birthday!!!

  8. oldsailor82

    Ginger………
    …..with respect to the possibility of Soetoro having a LATE STAGE SOCIAL ILLNESS,you need to read the book written by Hitler’s personal PHYSICIAN after the war. In the book he states that most of the problems that were generated by Hitler’s erratic behavior was because of his underlying late stage syphilis,which had finally broken the so called BLOOD BARRIER, and entered his brain. The physician also stated that he along with several other well respected doctors all had concluded that he had contracted the disease many years prior. He went on to say that a lot of drugs were devised and tested on Hitler,but all ended up being TOO LITTLE TOO LATE.
    We all clearly see ERRATIC behavior on the part of Soetoro, but that by itself doesn’t necessarily indicate the presence of a late stage STD. There are a number of behavioral indicators which imply the POSSIBILITY of the presence of such a disease, and given the evidence of his homosexual past behavior, compounded by his obviously degenerating mentality, there is a very STRONG possibility of the existence of such a disease raging inside of him. Until there is conclusive proof of it we can only surmise. I personally think that he has an underlying illness which is causing his erratic behavior, thoughts,and words which often contradict prior statements he has made, and are equally as often totally absurd. In considering his state of health one must consider his psychological state as well. In conclusion I suspect he has a health problem. Hitler’s physician stated that as time passed Hitler’s behavior became seriously erratic and it was necessary at times to heavily sedate him. He often raved,and ranted about things which had absolutely no connection with the subject being discussed. The physician also said that had Hitler not taken his own life, the disease would have……..probably much SOONER than later. At the time of his death he was a continuously shaking, and obviously was degenerating. He would often show very strange facial grimaces,along with absurd verbal expressions. We are seeing much of the same with Soetoro.

  9. oldsailor82

    CW……..
    Today I will be changing my username to oldsailor83.

  10. oldsoldier79

    Now this is what I call, OVERKILL and a waste of taxpayer’s money !!!…

    A US military C-17 transport aircraft that usually carries at least 100 troops flew to Geneva Airport to pick up Secretary of State John Kerry and flew him to Boston where he’ll be treated for a broken leg.
    The Air Force plane touched down in Switzerland on Monday after taking off from a US base in Ramstein, Germany, and then headed to Massachusetts after collecting the 71-year-old politician.
    Kerry tweeted out ‘big thanks’ to his well-wishers and said he looked forward to getting his leg set and getting back to work at the State Department.

    Read more: http://www.dailymail.co.uk/news/article-3106197/John-Kerry-picked-C-17-plane-airport-Geneva-breaking-leg.html#ixzz3bvLYotxz
    Follow us: @MailOnline on Twitter | DailyMail on Facebook
    ———————————————————————————————-
    What a waste of money and a damn good troop transport plane……

    They should have put the bastard on that “Slow Boat from China” that was docked in port at Bramen, Germany…it would have taken him at least 6 months to get back to the ‘Ketchup Maker’ in Boston……by then he might have had another accident and fallen off the boat and solved everyone’s problems.

  11. oldsoldier79

    P.S……..RAMSTEIN AIR FORCE BASE, is the MAJOR medical facility for service people in Germany and has a wonderful medical hospital and the capability to set his broken leg or amputate, whatever the case…so why did ‘Lurch’ have to use ( sorry bout that; I meant to say MISUSE ) that C-17 ? …….

    I hope they shut him out of the cockpit or he would have wanted to drive the damn plane…..now that would have been a problem for everyone on board !!!

  12. oldsoldier79

    Bike riding is NOT part of Kerry’s official duties as Secretary of State……in fact no self respecting governmental official, ( other than Obama ), would be caught dead with one of those silly looking Klingon helmets on.

    I hope the United States government understand that and sends him a bill for his C-17 ride………it we count the crew flight pay, jet fuel for the plane, on board snacks, entertainment, and on board drinks, the cost to fly one way for ONE person from Switzerland to Boston should be in the neighborhood of ……… $400,000 dollars, give or take a few hundred dollars up or down the scale…..

    Like I said folks, this is nothing but pure ……… O V E R K I L L

  13. oldsailor83
    Happy Birthday..and may you receive many, many, many, many, more birthdays.

  14. oldsailor83…. I am noticing little boy Barry is showing his purple lips again. If he does have syphilis and it has or will go to his brain and if he had not been in the position he is, he would not I believe be alive today because as a pretend president he is getting the finest of care! Care that Barry has denied us!
    I have to ask God for forgiveness because of the HATE I feel towards that awful evil imposter. I have to hit the mute button or turn the channel when he comes on because I am tired of cleaning up my spit!

  15. Ditto, Happy Birthday oldsailer83! God bless you in your 83rd year and beyond.

  16. bob strauss

    Herman Cain

    When politicians tell you they have passed a law making something “affordable,” it’s only a matter of time before this happens.

    ObamaCare rate hikes range from 30-to-50 percent in 2016
    Affordable!

    http://www.caintv.com/obamacare-rate-hikes-look-to-t

  17. oldsoldier79

    KNOW YOURSELF but……KNOW YOUR ENEMY BETTER…..

    George Soros…..his story….his words

  18. bob strauss

    oldsailor83′
    Happy Birthday!

    I think when this started it was “oldsalt78”, correct me if I’m wrong.

  19. bob strauss

    Listen Live: Activist Gabor Zolna Discusses Obama’s Forged Identity Documents And Other Topics

    http://www.birtherreport.com/2015/06/listen-live-activist-gabor-zolna.html

  20. bob strauss

    Looks like the usurper is afraid of the evidence they have on him.
    Sounds like they have caught “caught” the bastard.

    This is part of the “Universe Shattering Information!” Gallups talks about.
    ***************************

    Lynched: Obama’s Justice Department Intervenes In Sheriff Arpaio Case; Requests Hard Drives

    “In late 2013, Zullo told Carl Gallups on his “Freedom Friday” radio show that Arpaio had launched a second criminal investigation stemming from, but not related to, the birth certificate and Selective Service form probe carried out by the Cold Case Posse.

    Many have speculated that domestic surveillance conducted by the Obama regime has been used to blackmail critics, U.S. Supreme Court justices, members of Congress, judges and military officials.”

    – (May 30, 2015) © 2015, The Post & Email. All rights reserved. Source link.

    Read more at http://www.birtherreport.com/2015/05/lynched-obamas-justice-department.html#WvIr7h952fEreMuQ.99

  21. My father fought in WWII in the Navy.
    My uncle fought in Korea in the Army.
    My nephew fought in Afghanistan in the Army.
    Many friends in my town were in the Marines and Air Force.
    My neighbor was in the Coast Guard.
    I’m now a life member of the NRA.
    Use to be that Republicans fought to defend America and they loved the military. Now some prominent Republicans are shaking in fear someone will listen to their phone call. Wimps are in the Congress and White House today. Idiots are in both parties. It’s a mixed up world.

  22. bob strauss

    I heard on the news, that they are comparing the statements coming out of the usurper’s regime about ISIS, with the statements made by “Baghdad Bob” during the gulf war.

    The usurper is lying to cover the progress of the ISIS takeover in Iraq.

  23. oldsoldier79

    WE HAVE A SUICIDE BOMBER IN THE WHITE HOUSE…….

    This article is so important that I have post all of it’s contents…it was written by a classmate of Soetoro’s in Columbia ( if he ever went to college in the first place )…this is exactly what you have been writing about Citizen Wells……and Obama’s plan is as simple as the nose on our faces……divide, spend, and conquer…….It’s as simple as that.
    ———————————————————————————————-

    by: Wayne Allen Root
    I told you so. Forget ISIS. Forget Al Queda. Forget Putin. Forget China. The worst threat to America is Barack Hussein Obama.

    I’ve screamed from the highest mountains for almost seven long years now that we have a suicide bomber in the White House. Obama is dive-bombing our nation’s economy the same way that the Germanwings Airline co-pilot Andreas Lubitz crashed his plane into the ground in France two months ago.
    http://www.cnn.com/2015/04/03/europe/france-germanwings-plane-crash-main/

    Except this isn’t one plane and a couple hundred souls. Obama is taking the entire American economy and all of us down with him.

    I’ve told everyone and anyone who would listen for almost seven years that Obama is following the exact plan he learned as my college classmate at Columbia University Class of ‘83. The plan is called “Cloward-Piven.”

    The plan is simple: to destroy capitalism and “American exceptionalism” you overwhelm the system with spending, entitlements, regulations and debt. The economy comes to halt, full-time jobs are killed, businesses fail in record numbers, the middle class is murdered financially, the debt implodes, and the economy is overwhelmed.

    Capitalism dies as a majority of Americans wind up hooked on welfare, food stamps, free healthcare and government checks like a drug addict is hooked by a drug dealer on heroin, or crack cocaine, or crystal meth. Obama is America’s drug dealer. But his drug of choice is government dependency.

    To make this plan work Obama needs the hopeless, helpless, clueless and losing all faith in God, yourself, individualism, personal responsibility and capitalism. He needs you scared out of your wits and desperate for any fix. He needs you believing that only your government can save you.

    How does this end up ? According to Cloward-Piven a majority of Americans wind up dependent on government, they vote out of desperation for whatever political party will promises to keep the checks coming or better yet, expand the checks. Then slowly, like boiling a frog who doesn’t realize what’s happening to him until he’s dead, capitalism dies. The very same people destroyed by government are now dependent on government to survive, they beg government to save them, and that opens the door to a Big Brother demanding a socialist economic system.

    It’s happening right in front of our eyes…..as you read this post.

    You don’t have to believe me. Just look at the evidence. The proof came in last Friday. The first quarter U.S. GDP growth was NEGATIVE. http://www.consumerindexes.com/2015-05-29_commentary.html

    This is proof that Obama’s plan is working.

    The US economy is running in reverse. We are in quicksand and we’re all drowning but nobody is throwing us a lifeline. Obama is taking us down like a well trained suicide bomber.

    These aren’t just my personal opinions. This is a fact. Now you just have to look at the evidence of a dying economy after almost seven years under Obama…

    Is Obama an ignorant, incompetent, idiot ?…dangerous to himself and everyone around him…or is he a purposeful suicide bomber out to destroy America and capitalism ?

    It’s either it’s one or the other.

    Here are the facts. The first quarter GDP (Gross Domestic Product) – which is the measurement of our economy- was just revised on Friday to NEGATIVE 0.07%. growth. This number is a disaster in the making.

    But this number isn’t some aberration or fluke.

    This is the entire Obama presidency !!!

    Obama’s seven first quarters as president are at a combined average of NEGATIVE 0.43%.

    Obama is the only president in the history of America’s recorded economic measurement to accomplish this. What an accomplishment for America’s first black president !
    http://www.cnsnews.com/blog/terence-p-jeffrey/blame-it-global-cooling-obama-has-lowest-average-1stq-gdp-growth-any

    Let me repeat once more: This is the worst seven-year record in the history of America’s recorded GDP.

    Obama is also the only president in history to have produced four separate first quarters that were negative. We started measuring GDP in 1947.

    Obama is certainly one of a kind…a trendsetter. He is setting records for disaster and futility never before imagined in the greatest country in world history.

    And guess what? We’re all going along for the ride. I hope you have buckled your seatbelt by now.

    Yet no one in the GOP leadership in DC is willing to say out loud and “on the record” that something is very wrong…that this isn’t normal. Have you ever ask yourself why?

    No one in the GOP leadership is willing to say this isn’t possible to do by mistake. No one is this stupid. Again, why not challenge this miserable record?

    No one in the GOP leadership is willing to suggest there is an out-of-control madman at the wheel of our economy…a suicide bomber is in change, taking our economy and our country down just like that German pilot dive-bombed that plane into the ground two months ago.

    Want more proof?

    The average first quarter GDP since measurements began in 1947 was 4.0%. Here are the numbers for each president in the past half century.:

    Under Harry Truman it was 4.5%.

    Under Eisenhower it was 3.2%.

    Under Kennedy it was 4.9%.

    Under LBJ it was 8.3%.

    Under Nixon 5.3%.

    Under Ford 2.3%.

    Under Carter 2.4%.

    Under Reagan 2.1% (and that was because Reagan inherited a disaster from Carter).

    Under H W Bush it was 2.9%.

    Under Clinton 2.6%.

    Under George W. Bush 1.7%.

    Under Obama here are the seven 1st quarter GDP numbers:

    1) NEGATIVE 5.4%.

    2) 1.7%.

    3) NEGATIVE 1.5%.

    4) 2.3%

    5) 2.7%.

    6) NEGATIVE 2.1%.

    7) NEGATIVE 0.07%.

    Let me repeat…

    That’s the worst record in the keeping of records on the economy.

    That’s the only NEGATIVE average in recorded history.

    That’s the only time we’ve had four negative first quarters ever.

    What’s the excuse? Winter? Cold weather in the first quarter? Climate chang? Really? So America didn’t have winters under Truman or JFK or LBJ? Winter is a new phenomenon that only effects Obama’s first quarter numbers?

    Even more compelling, don’t Canada, Russia and China have winter in the first quarter too? So how come their GDP growth isn’t affected by winter?

    Here’s the thing folks. Economists are saying the second quarter of 2015 doesn’t look much better than the shocking first quarter. Last I checked there is no winter in April, May and June. So why is this quarter off to the same kind of start?

    Why did all of this economic decline happen while gas prices plummeted? Economists predict a “windfall” for consumers because of lower gas prices. Yet the economy dive bombed and consumer spending stalled- even with cheap gas prices.

    And it isn’t just first quarters. The GDP for all quarters under Obama to start this decade- if it stays at the same level for the last five years of this decade- would translate to less than half the growth of the decade of the 1960′s.

    LESS THAN HALF.

    It’s clear “who” and “what” is to blame.

    The WHO is a suicide bomber in the White House named Barack Obama.

    The WHAT is “Cloward-Piven on steriods” Obama has exploded spending, entitlements, dependency, regulations and debt to destroy capitalism and the US economy.

    He has set world records in each of those categories- the most spending ever, the most entitlement spending ever, the most regulations and cost of regulations ever, the most debt ever created in world history. That’s what Cloward-Piven is all about.

    The facts are in. The results are in. No president could be this stupid. No president could be this ignorant. No president could produce a record this bad by mistake……that isn’t possible.

    It’s time for America say the unthinkable out loud……..

    “We have a suicide bomber in the White House”.

  24. bob strauss

    oldsoldier79 | June 2, 2015 at 5:22 pm |

    WE HAVE A SUICIDE BOMBER IN THE WHITE HOUSE…….
    ********************
    And then lie about it!

  25. oldsoldier79

    BOB…..He calls it ‘TAQIYYA….I think……

    To his controller, he is authorized to lie, cheat, and steal to accomplish his bombing mission.

    He really is a MAD BOMBER.

  26. Happy Birthday, ‘dear OldSalt”, Oldsailor 83!!

    Blessings! Have a Happy Birthday and a Wonderful Year! xo

  27. Happy Birthday, OldSalt, Oldsailor. It’s my son’s birthday too!

  28. oldsailor83

    Bob Strauss……….
    …..here is something else nobody has discussed yet. I personally believe that the US Secret Service knows the entire story on the BASTARD, but I can’t get my head around any logical reason why they have not acted.

  29. oldsailor82

    CW………I have tendered my first comment as oldsailor83

  30. oldsailor83

    It appears that the US Secret Service has also been corrupted. As I have said many times already,the ENTIRE Federal Government is now corrupted.

  31. oldsoldier79

    Want to know what’s happening with the weather…start here

    It’s all about POWER and CONTROL

  32. bob strauss

    oldsailor83 | June 2, 2015 at 6:23 pm |

    Bob Strauss……….
    …..here is something else nobody has discussed yet. I personally believe that the US Secret Service knows the entire story on the BASTARD, but I can’t get my head around any logical reason why they have not acted.
    ***************
    I think it’s blackmail. Every bastard in government has skeletons in their closet.

    Mitt Romney didn’t have any skeletons, so Harry Reid lied about his taxes. Same effect.

  33. bob strauss

    oldsailor83,

    Many have speculated that domestic surveillance conducted by the Obama regime has been used to blackmail critics, U.S. Supreme Court justices, members of Congress, judges and military officials.”

    http://www.birtherreport.com/2015/05/lynched-obamas-justice-department.html#WvIr7h952fEreMuQ.99

  34. bob strauss

    Government FORCING This ‘Trusted’ Institution To Spy On Americans, And Obama Loves It

    http://www.westernjournalism.com/how-hasterts-secret-sex-scandal-touches-you/

  35. Interested Bystander

    Happy Birthday oldsailor83.

  36. oldsailor83

    Happy Birthday……….

    Do you remember
    the 3 cent postage stamp
    Indian head penny and a Buffalo Nickel
    and 2, 3, 20 cent coins?

    Have a Great Day

    Have a great day

  37. Birthday Greetings, OldSailor83! I came onto CW’s when it was “78”, I believe. May you have many more!

    I’ve just begun to read here again, since it is hard to use the computer in a half-sitting position. Thanks for all of your prayers! Having been “institutionalized” now for about ten weeks, I am champing at the bit to be able to return home. Legs are improving, but it is the pesky secondary infections that have really put me down. Sometimes I have wondered if I would ever get out.

  38. bob strauss

    Get well cabbyaz!

  39. oldsailor83

    CabbyAZ…….
    Just keep a POSITIVE attitude and you will be out of there before you know it. Just watch out for STAPH infection…..bad stuff (especially AUREUS).really easy to contract when institutionalised
    Thanks for all the nice wishes. To me my birth date serves more to remind me that when you are over 80 you might already have one foot in the grave,and the other on a banana peel.

  40. Lets send Taylor Swift and crew to Irag to destroy ISIS

  41. Happy birthday Old Salt 83! And get well, Cabby. Prayers and best wishes are being sent to both of you.

  42. oldsailor83

    AND NOW…….
    I personally believe there will soon be one hell of a “SHAKE OUT” in the medical field. Such a shake out will begin with FEWER young people entering med school. Certainly cost is one factor,but the diminishing returns is the other. It is clear that the cost of healthcare is rising dramatically, and soon the average individual,and many seniors will not be able to afford even the copay. The premiums are rising fast and less and less is being covered, or the cost of coverage has multiplied at least 4 times. Then add to that the Government REQUIRED COVERAGE of people who have no healthcare insurance.Doctors who choose to remain providing care for their patients will be forced to require payment at time of treatment, and around here a few have required the patient to set up an installment payment plan before he will render any services. The out of pocket side of healthcare coverage has compounded itself by a factor of at least 4. Where it might have been $2500.00, it is now $10,000.00,or more! I believe that eventually only the rich will be able to obtain medical treatment of any kind. Gonna get really nasty, and a hell of a lot of Americans will be DOING WITHOUT medical care. Thank you PROGRESSIVE A$$HOLES!

  43. oldsailor83

    AND NOW………
    Boston is MINUS another GOAT COPULATOR. He thought cops would just stand there and let him stab them to death, He got a REWARD…….BANG BANG! Now Allah is awarding him 72 virgin nanny goats.!

  44. oldsailor83

    Do you wonder if the old time horse and buggy doctor will return? He will probably end up earning a better quality of livelihood than his institutionalised peers. His home is his office, and he has no staff, or his wife might also be his office manager. Perhaps the only difference will be the substitution of the IRON HORSE. He might visit 10 patients each day @ $30.00 a pop which on a 5 day week translates to $1500.00 a week. Hell auto workers, and truck drivers earn that much each week,and the risk of getting the living crap sued out of you is slim to none, and you don’t have the high cost of becoming an overeducated wordsmith. You might even get to go fishing on nice weekends,that is AFTER you have mowed the grass. har har.

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